EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
Who is the best custodian for my investments?
Custodians are the institutions which hold your securities for you and provide some related services.
Some will have various arrangements and relationships with exchanges and broker-dealers, and some may do everything in-house; such things have bearing on what your investment options are, how much equity you must have for margin, what kind of fees you pay for various services, and so on.
Different custodians tend to structure their fees and services to a particular type of clientele or a particular account size. You may outgrow the custodian you have, or you may discover that there is a better, more affordable option for an account like yours.
If you trade often, it might be a good idea to establish your account with a discount brokerage (to reduce commissions), and if you have a portfolio of very significant size which requires a full spectrum of asset classes, it might be a good idea to have them at a large, full-service investment house.
How do Advisors Charge and How Much Should I Pay?
Do I Need a more Specialized Advisor?
What are Mergers and Acquisitions (M&A)?
Mergers and acquisitions (M&A) is the market space in which companies negotiate integrations and takeovers
How Much Money Should I Set Aside for Emergencies?
As a general rule of thumb it's good to have six months’ worth of expenses saved and kept exclusively for emergencies
What is Weighted Average Market Capitalization?
Weighted Average Market Capitalization is a method which gives market cap, for a company, greater weight
What is a Security?
A security is a marketable ownership contract which entitles the owner to the right to use the contract as a type of...
What is an Expense Ratio?
The expense ratio is the annual management fee charged to shareholders by ETFs and mutual funds
What is Cost of Capital?
The Cost of Capital is the hurdle over which a business must get to generate positive cash flow
What is an Income Bond?
Income bonds are issued by companies and they will only pay a coupon or interest if the company generates adequate earnings
What is a Living Will?
A Living Will is a document that dictates your wishes in the event you become incapable of making decisions
What is the Falling Wedge (Bearish) Pattern?
The Falling Wedge pattern forms when prices appear to spiral downward, with lower lows and lower highs
Can Blockchains Reduce Fraud and Failed Payments?
Blockchains can validate, clear, and document transfers of value much faster and more securely than traditional methods