EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What is a Security?
A security is a marketable ownership contract which entitles the owner to the right to use the contract as a type of currency backed by a specific asset, which could be partial ownership in a company, a debt (bond), or a derivative interest.
Securities are broadly categorized into debt securities (e.g., bonds), equity securities (e.g., stock), and derivatives (e.g., futures, options, etc.). They will generally be issued by a company or government entity and will entitle the owner of the contract the right to trade the ownership interest for value in the open market.
Some private placement investments and contracts can also be considered securities, but most securities will be registered with the Securities Exchange Commission (SEC) and are subject to regulations. Securities can trade on exchanges or Over the Counter (OTC).
Exchanges show regular competitive price updates and can act as a clearing agent. Financial instruments that contain securities, such as mutual fund shares, are also considered securities.
What is an Asset-Backed Security?
What are Common Questions about Stocks?
If I Want to Establish a Money Purchase/Profit Sharing Plan, Do I Have to Establish One for All Owners of My Business?
A Money Purchase Plan does not have to be offered to every owner, only those who are considered employees as well
What Investment Choices Do I Have in My IRA?
IRA is a tax designation which can be placed on an account at various institutions that offer a list of investment options
What is a Bill of Sale?
A Bill of Sale is essentially a trumped-up receipt, unless you are in England. It is a document affirming ownership
What is an Accidental Death Benefit?
Accidental Death Benefits are paid only if the cause of death is deemed to be an accident. There are several exclusions
How are Pension Benefits Computed?
Enrolled actuaries must be used to establish the benefit formula. The amount of money you will receive (monthly) from
What is the Federal Savings and Loan Insurance Corporation (FSLIC)?
Created about the same time as the FDIC, the FSLIC, insured up to $100,000 in deposits at savings and loan institutions
What are Fibonacci Channels?
Fibonacci Channels use Fibonacci numbers and proportions to define possible places where reversals will occur
What is Form 2848: Power of Attorney and Declaration of Representative?
To this end, there is an IRS form, the 2848, which designates an individual to represent the taxpayer on tax matters
What is the Symmetrical Triangle Bottom (Bearish) Pattern?
The Symmetrical Triangle Bottom pattern forms when a stock’s price fails to retest a high or a low and forms two trends
What are Bitcoin Mining Pools?
Mining pools allow individuals with insufficient computing power to join a mining pool and split the rewards proportionally to the amount of computer power