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Research suggests that more than half of adult Americans do not have sufficient savings needed for emergency purposes.
Here’s a startling but true piece of information: most surveys conducted in the past few years indicate that more than half of adult Americans do not have any kind of emergency fund at all, and even fewer have enough to cover three months of living expenses in the event of an unexpected event, like job loss or health emergency.
As a general rule of thumb, it's a good idea to have at least six months’ worth of expenses saved and kept exclusively for emergencies. It's best to do this in your savings account at the bank, or even just in the cash portion of a brokerage account.
How do I Calculate my Expenses?
What websites and apps can help me with personal budgeting?
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