EDU Articles
Learn about investing, trading, retirement, banking, personal finance and more.
What are the Vesting Rules for My Keogh Plan?
Vesting rules depend on the type of Keogh contributions being made. The IRS imposes certain rules on Keogh Plans, which includes vesting restrictions. Different employers might have totally different vesting schedules, as long as they satisfy the IRS rules.
It depends on the type of contribution being made, such as matching or profit-sharing or money-purchase contributions, whether the plan is a QACA, and so on. Many contributions are immediately vested, while some are gradually vested over a few years, and some are on a cliff-vesting schedule.
To learn more information about vesting, see “How Does Vesting Work?"
The vesting schedule for any qualified plan is in its summary description. Keep in mind that only employer contributions require vesting; all employee contributions and deferrals are immediately vested.
What are My Keogh Plan Investment Options?
What are the Withdrawal Rules for My Keogh Plan?
What are Telecom Stocks?
Telecom is short for telecommunication, and it includes companies involved in the important business of communication
How Do I Find the Best Mutual Fund?
It requires a great deal of due diligence, but investors should understand that past performance is not indicative of...
What is a Fixed Annuity?
Fixed annuities are products that give the purchaser of the annuity the guarantee of fixed income payments for life
What are the Contribution Limits For My Coverdell ESA?
Currently, in order to contribute to an ESA at all, you and your spouse must make less than $220,000 per year (combined)
What was the Subprime Meltdown?
A high volume of loans issued to those who were unable to repay them contributed to the subprime meltdown of 2007-2009
What is Deflation?
Deflation is an economic term used to describe a trend of broad-based price declines for goods and services
What is Dividend Drag?
The structure of ETFs prevents them from immediately reinvesting dividends, and they often do not offer what is known...
What is a Lifeline Account?
Lifeline accounts give low-income individuals an opportunity to bank without paying fees or observing a minimum balance
What is a Moving Average Ribbon?
A moving average ribbon is created by plotting many incremental-length moving average lines on top of the same price chart
What is the Three Rising Valleys (Bullish) Pattern?
The Three Rising Valleys pattern forms when three minor Lows arranged along an upward sloping trend line