There’s no reason why you shouldn’t be able to choose investments that are suitable and beneficial for you, without a personal investment advisor, if you’re willing to learn.

There is an abundance of information out there, and if you have some discernment you are likely to be able to find investments which will serve their intended purposes for you. You may have heard that there are different investment objectives: preservation of capital (avoiding the risk of losing money - especially which keeps up with inflation), growth, income, and mixtures of these.

Every investor will have a different goal, risk tolerance, and time horizon. You would be hard-pressed to find a universally accepted “good” investment which would suit every investor in every situation.

An investor should be more concerned with choosing a good investment strategy, and having the discipline to follow it religiously through good and bad times.

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