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IntroductionMarket Abbreviations Stock Market Statistics Thinking about Your Financial Future Search for Advisors Financial Calculators Financial Media Federal Agencies and Programs

Investment PortfoliosModern Portfolio Theories Investment Strategy Practical Portfolio Management Info Diversification Ratings Activities Abroad Trading Markets

Investment Terminology and InstrumentsBasics Investment Terminology Trading Bonds Mutual Funds Exchange Traded Funds (ETF)Stocks Annuities

Technical Analysis and TradingAnalysis Basics Technical Indicators Trading Models Patterns Trading Options Trading Forex Trading Commodities Speculative Investments

Cryptocurrencies and BlockchainBlockchain Bitcoin Ethereum Litecoin Ripple Taxes and Regulation

RetirementSocial Security Benefits Long-Term Care Insurance General Retirement Info Health Insurance Medicare and Medicaid Life Insurance Wills and Trusts

Retirement Accounts401(k) and 403(b) Plans Individual Retirement Accounts (IRA)SEP and SIMPLE IRAs Keogh Plans Money Purchase/Profit Sharing Plans Self-Employed 401(k)s and 457s Pension Plan Rules Cash-Balance Plans Thrift Savings Plans and 529 Plans and ESA

Personal FinancePersonal Banking Personal Debt Home Related Tax Forms Small Business Income Investments IRS Rules and Publications Personal Life Mortgage

Corporate BasicsBasics Corporate Structure Corporate Fundamentals Corporate Debt Risks Economics Corporate Accounting Dividends Earnings

What is an Accelerative Endowment?

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Keywords: cash value life insurance, whole life insurance, endowment age, living benefits life insurance, accelerated death benefit, Return of Premium (ROP),

Do I Need Life Insurance?

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Keywords: insurance, cash value life insurance, Modified Endowment Contract (MEC), estate taxes, tax-deferred investment vehicles,

What is Form 1099-R?

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Keywords: IRAs, rollovers, direct transfer, non-qualified accounts, Modified Endowment Contract (MEC),

What is the Best Age to Start Receiving Social Security Benefits?

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Keywords: pension, social security, age 70 ½, spousal benefits, benefit deferral, early benefit,

When Can I Start Receiving My Social Security Benefits?

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Keywords: pension, social security, age 70 ½, spousal benefits, benefit deferral,

How Does My Retirement Age Impact My Social Security Benefits?

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Keywords: pension, social security, age 70 ½, Normal Retirement Age (NRA), early benefit,

Can I Withdraw Money From My Defined Benefit Plan?

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Keywords: retirement accounts, fringe benefits, defined benefit pension plan, age 70 ½, pensions, in-service withdrawals, Rule 72(t), excise tax, plan loans, underfunded pension,

When Do I Have to Start Taking Money Out of My IRA?

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Keywords: household income, retirement accounts, RMDs, age 70 ½, Required Minimum Distributions (RMDs),

What are the Withdrawal Rules for My SEP IRA?

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Keywords: household income, retirement accounts, IRS, traditional IRAs, age 70 ½, 10% penalty, early withdrawal penalty,

What are the Withdrawal Rules for My Money Purchase or Profit Sharing Plan?

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Keywords: household income, retirement accounts, RMDs, age 70 ½, 10% penalty, early withdrawals,

What Should I Know About Roth IRAs?

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Keywords: taxation, retirement accounts, traditional IRAs, age 70 ½, tax-deferral,

When are My IRA Withdrawals Penalty Free?

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Keywords: retirement accounts, IRA, debt consolidation, 10% penalty, age 59 ½, 59 ½ rule,

Does IRS Rule 72(t) Provide a Way to Take Early 401(k) Withdrawals Without Penalty?

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Keywords: retirement accounts, annuity, 10% IRS penalty, annuitize, age 59 ½, early withdrawal penalty,

How Much Does (and Will) Social Security Pay?

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Keywords: pension, social security, age 70 ½, survivors benefits, Cost of Living Adjustments (COLA), Normal Retirement Age (NRA), Average Indexed Monthly Earnings (AIME), PIA, spousal benefits,

How Does Social Security Work?

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Keywords: social security, retirement income, age 70 ½, disability, SSD, SSI, survivors benefits, Cost of Living Adjustments (COLA), Normal Retirement Age (NRA),

What are Required Minimum Distributions?

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Keywords: IRS, income taxes, withdrawal factor, withdrawal divisor, RMDs, Roth IRAs, 401(k)s, traditional IRAs, age 70 ½, QLACs,

What are Periodic Distributions from a 401(k)?

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Keywords: taxation, retirement accounts, vesting, age 70 ½, lump sum payment, non-periodic payments, lump sum distributions, withholding,

How Much Should I Withdraw from my Retirement Accounts Once I Retire?

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Keywords: taxation, retirement, age 70 ½, Required Minimum Distributions (RMDs), Monte Carlo Simulation,

What are the Tax Implications for Taking Money Out of a Roth IRA?

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Keywords: taxation, retirement accounts, age 59 ½, early withdrawal penalty, 59 ½ rule, 5-year rule, qualified withdrawals,

Which is Better for Me: a Roth or Traditional IRA?

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Keywords: household income, taxation, retirement accounts, age 70 ½, tax-deferral, pretax, after-tax Roth, income limits, tax-free, after-tax, social security taxation, Adjusted Gross Income (AGI),

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