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XYF
Stock ticker: NYSE
AS OF
Aug 11, 04:59 PM (EDT)
Price
$13.63
Change
+$0.05 (+0.37%)
Capitalization
573.2M

XYF stock forecast, quote, news & analysis

X Financial is a Cayman Islands-based technology-driven personal finance company... Show more

XYF
Daily Signalchanged days ago
Gain/Loss if bought
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A.I.Advisor
published price charts
These past five trading days, the stock lost 0.00% with an average daily volume of 0 shares traded.The stock tracked a drawdown of 0% for this period.
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A.I.Advisor
a Summary for XYF with price predictions
Aug 08, 2025

XYF's RSI Oscillator descends into oversold zone

The RSI Indicator for XYF moved into overbought territory on August 08, 2025. Be on the watch for a price drop or consolidation in the future -- when this happens, think about selling the stock or exploring put options.

Price Prediction Chart

Technical Analysis (Indicators)

Bullish Trend Analysis

The Stochastic Oscillator shows that the ticker has stayed in the oversold zone for 16 days. The price of this ticker is presumed to bounce back soon, since the longer the ticker stays in the oversold zone, the more promptly an upward trend is expected.

XYF may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on July 17, 2025. You may want to consider selling the stock, shorting the stock, or exploring put options on XYF as a result. In of 100 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .

The Moving Average Convergence Divergence Histogram (MACD) for XYF turned negative on July 16, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 45 similar instances when the indicator turned negative. In of the 45 cases the stock turned lower in the days that followed. This puts the odds of success at .

XYF moved below its 50-day moving average on July 23, 2025 date and that indicates a change from an upward trend to a downward trend.

The 10-day moving average for XYF crossed bearishly below the 50-day moving average on July 28, 2025. This indicates that the trend has shifted lower and could be considered a sell signal. In of 18 past instances when the 10-day crossed below the 50-day, the stock continued to move higher over the following month. The odds of a continued downward trend are .

Following a 3-day decline, the stock is projected to fall further. Considering past instances where XYF declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

The Aroon Indicator for XYF entered a downward trend on August 08, 2025. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Fundamental Analysis (Ratings)

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to outstanding earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is seriously undervalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (0.554) is normal, around the industry mean (12.924). P/E Ratio (2.808) is within average values for comparable stocks, (50.565). XYF's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.559). Dividend Yield (0.031) settles around the average of (0.039) among similar stocks. P/S Ratio (1.673) is also within normal values, averaging (128.771).

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. XYF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating well-balanced risk and returns. The average Profit vs. Risk Rating rating for the industry is 72, placing this stock slightly better than average.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating weak sales and an unprofitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

A.I.Advisor
published Dividends

XYF paid dividends on July 02, 2025

X Financial XYF Stock Dividends
А dividend of $0.25 per share was paid with a record date of July 02, 2025, and an ex-dividend date of June 20, 2025. Read more...
A.I.Advisor
published Highlights

Notable companies

The most notable companies in this group are VISA (NYSE:V), Mastercard (NYSE:MA), American Express Company (NYSE:AXP), Capital One Financial (NYSE:COF), PayPal Holdings (NASDAQ:PYPL), Synchrony Financial (NYSE:SYF), SLM Corp (NASDAQ:SLM), Bread Financial Holdings (NYSE:BFH), LexinFintech Holdings Ltd (NASDAQ:LX), Qudian (NYSE:QD).

Industry description

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

Market Cap

The average market capitalization across the Savings Banks Industry is 21.16B. The market cap for tickers in the group ranges from 1.05M to 653.67B. V holds the highest valuation in this group at 653.67B. The lowest valued company is DXF at 1.05M.

High and low price notable news

The average weekly price growth across all stocks in the Savings Banks Industry was -0%. For the same Industry, the average monthly price growth was 0%, and the average quarterly price growth was 20%. MCVT experienced the highest price growth at 22%, while SEZL experienced the biggest fall at -36%.

Volume

The average weekly volume growth across all stocks in the Savings Banks Industry was -37%. For the same stocks of the Industry, the average monthly volume growth was -9% and the average quarterly volume growth was 13%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 53
P/E Growth Rating: 52
Price Growth Rating: 55
SMR Rating: 57
Profit Risk Rating: 72
Seasonality Score: -21 (-100 ... +100)
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XYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
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A.I. Advisor
published General Information

General Information

a chinese personal finance company

Industry SavingsBanks

Profile
Fundamentals
Details
Industry
Finance Or Rental Or Leasing
Address
No. 168, Haide Third Avenue
Phone
+86 75586282977
Employees
461
Web
https://ir.xiaoyinggroup.com