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UPST
Stock ticker: NASDAQ
AS OF
Sep 25, 04:59 PM (EDT)
Price
$56.91
Change
-$3.70 (-6.10%)
Capitalization
5.83B

UPST Upstart Holdings Forecast, Technical & Fundamental Analysis

Upstart Holdings Inc provides credit services... Show more

UPST
Daily Signalchanged days ago
Gain/Loss if bought
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A.I.Advisor
a Summary for UPST with price predictions
Sep 24, 2025

Momentum Indicator for UPST turns negative, indicating new downward trend

UPST saw its Momentum Indicator move below the 0 level on September 22, 2025. This is an indication that the stock could be shifting in to a new downward move. Traders may want to consider selling the stock or exploring put options. Tickeron's A.I.dvisor looked at 77 similar instances where the indicator turned negative. In of the 77 cases, the stock moved further down in the following days. The odds of a decline are at .

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

The Moving Average Convergence Divergence Histogram (MACD) for UPST turned negative on September 23, 2025. This could be a sign that the stock is set to turn lower in the coming weeks. Traders may want to sell the stock or buy put options. Tickeron's A.I.dvisor looked at 41 similar instances when the indicator turned negative. In of the 41 cases the stock turned lower in the days that followed. This puts the odds of success at .

UPST moved below its 50-day moving average on September 02, 2025 date and that indicates a change from an upward trend to a downward trend.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where UPST declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

UPST broke above its upper Bollinger Band on August 28, 2025. This could be a sign that the stock is set to drop as the stock moves back below the upper band and toward the middle band. You may want to consider selling the stock or exploring put options.

The Aroon Indicator for UPST entered a downward trend on August 29, 2025. This could indicate a strong downward move is ahead for the stock. Traders may want to consider selling the stock or buying put options.

Bullish Trend Analysis

The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where UPST advanced for three days, in of 269 cases, the price rose further within the following month. The odds of a continued upward trend are .

Fundamental Analysis (Ratings)

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. UPST’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating slightly weaker than average sales and a marginally profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (8.078) is normal, around the industry mean (13.309). P/E Ratio (0.000) is within average values for comparable stocks, (44.576). UPST's Projected Growth (PEG Ratio) (0.000) is slightly lower than the industry average of (1.422). UPST has a moderately low Dividend Yield (0.000) as compared to the industry average of (0.036). P/S Ratio (6.978) is also within normal values, averaging (130.804).

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to worse than average earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating that the returns do not compensate for the risks. UPST’s unstable profits reported over time resulted in significant Drawdowns within these last five years. A stable profit reduces stock drawdown and volatility. The average Profit vs. Risk Rating rating for the industry is 71, placing this stock worse than average.

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UPST
Daily Signalchanged days ago
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A.I. Advisor
published Earnings

UPST is expected to report earnings to rise 17.03% to 42 cents per share on November 11

Upstart Holdings UPST Stock Earnings Reports
Q3'25
Est.
$0.42
Q2'25
Beat
by $0.12
Q1'25
Beat
by $0.13
Q4'24
Beat
by $0.30
Q3'24
Beat
by $0.09
The last earnings report on August 05 showed earnings per share of 36 cents, beating the estimate of 23 cents. With 4.89M shares outstanding, the current market capitalization sits at 5.83B.
A.I. Advisor
published General Information

General Information

Industry SavingsBanks

Profile
Fundamentals
Details
Industry
N/A
Address
2950 S. Delaware Street
Phone
+1 833 212-2461
Employees
1388
Web
https://www.upstart.com
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UPST and Stocks

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
-2.84%
SOFI - UPST
64%
Loosely correlated
-2.23%
SEZL - UPST
61%
Loosely correlated
+0.40%
LC - UPST
51%
Loosely correlated
-2.51%
SYF - UPST
51%
Loosely correlated
-0.15%
ALLY - UPST
51%
Loosely correlated
-1.66%
More

Groups containing UPST

Correlation & Price change

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
-2.84%
Savings Banks
industry (84 stocks)
59%
Loosely correlated
-0.30%