MENU
+Compare
SYF
Stock ticker: NYSE
AS OF
Jan 14, 04:59 PM (EDT)
Price
$77.81
Change
-$0.25 (-0.32%)
Capitalization
28.11B

SYF stock forecast, quote, news & analysis

Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume... Show more

SYF
Daily Signal:
Gain/Loss:
A.I.Advisor
published price charts
These past five trading days, the stock lost 0.00% with an average daily volume of 0 shares traded.The stock tracked a drawdown of 0% for this period. SYF showed earnings on October 15, 2025. You can read more about the earnings report here.
Interact to see
Advertisement
A.I.Advisor
a Summary for SYF with price predictions
Jan 13, 2026

SYF sees MACD Histogram just turned negative

SYF saw its Moving Average Convergence Divergence Histogram (MACD) turn negative on December 29, 2025. This is a bearish signal that suggests the stock could decline going forward. Tickeron's A.I.dvisor looked at 41 instances where the indicator turned negative. In of the 41 cases the stock moved lower in the days that followed. This puts the odds of a downward move at .

Price Prediction Chart

Technical Analysis (Indicators)

Bearish Trend Analysis

The Momentum Indicator moved below the 0 level on January 12, 2026. You may want to consider selling the stock, shorting the stock, or exploring put options on SYF as a result. In of 84 cases where the Momentum Indicator fell below 0, the stock fell further within the subsequent month. The odds of a continued downward trend are .

SYF moved below its 50-day moving average on January 13, 2026 date and that indicates a change from an upward trend to a downward trend.

Following a 3-day decline, the stock is projected to fall further. Considering past instances where SYF declined for three days, the price rose further in of 62 cases within the following month. The odds of a continued downward trend are .

Bullish Trend Analysis

The RSI Indicator entered the oversold zone -- be on the watch for SYF's price rising or consolidating in the future. That's also the time to consider buying the stock or exploring call options.

The Stochastic Oscillator is in the oversold zone. Keep an eye out for a move up in the foreseeable future.

Following a 3-day Advance, the price is estimated to grow further. Considering data from situations where SYF advanced for three days, in of 333 cases, the price rose further within the following month. The odds of a continued upward trend are .

SYF may jump back above the lower band and head toward the middle band. Traders may consider buying the stock or exploring call options.

The Aroon Indicator entered an Uptrend today. In of 275 cases where SYF Aroon's Indicator entered an Uptrend, the price rose further within the following month. The odds of a continued Uptrend are .

Fundamental Analysis (Ratings)

The Tickeron SMR rating for this company is (best 1 - 100 worst), indicating very strong sales and a profitable business model. SMR (Sales, Margin, Return on Equity) rating is based on comparative analysis of weighted Sales, Income Margin and Return on Equity values compared against S&P 500 index constituents. The weighted SMR value is a proprietary formula developed by Tickeron and represents an overall profitability measure for a stock.

The Tickeron Profit vs. Risk Rating rating for this company is (best 1 - 100 worst), indicating low risk on high returns. The average Profit vs. Risk Rating rating for the industry is 74, placing this stock better than average.

The Tickeron PE Growth Rating for this company is (best 1 - 100 worst), pointing to consistent earnings growth. The PE Growth rating is based on a comparative analysis of stock PE ratio increase over the last 12 months compared against S&P 500 index constituents.

The Tickeron Price Growth Rating for this company is (best 1 - 100 worst), indicating steady price growth. SYF’s price grows at a higher rate over the last 12 months as compared to S&P 500 index constituents.

The Tickeron Valuation Rating of (best 1 - 100 worst) indicates that the company is significantly overvalued in the industry. This rating compares market capitalization estimated by our proprietary formula with the current market capitalization. This rating is based on the following metrics, as compared to industry averages: P/B Ratio (1.775) is normal, around the industry mean (12.612). P/E Ratio (8.559) is within average values for comparable stocks, (22.202). SYF's Projected Growth (PEG Ratio) (85.340) is very high in comparison to the industry average of (6.893). Dividend Yield (0.015) settles around the average of (0.258) among similar stocks. P/S Ratio (1.996) is also within normal values, averaging (131.824).

A.I.Advisor
published Dividends

SYF paid dividends on November 17, 2025

Synchrony Financial SYF Stock Dividends
А dividend of $0.30 per share was paid with a record date of November 17, 2025, and an ex-dividend date of November 05, 2025. Read more...
A.I.Advisor
published Highlights

Notable companies

The most notable companies in this group are VISA (NYSE:V), Mastercard (NYSE:MA), American Express Company (NYSE:AXP), Capital One Financial (NYSE:COF), PayPal Holdings (NASDAQ:PYPL), Synchrony Financial (NYSE:SYF), SLM Corp (NASDAQ:SLM), Bread Financial Holdings (NYSE:BFH), LexinFintech Holdings Ltd (NASDAQ:LX).

Industry description

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

Market Cap

The average market capitalization across the Savings Banks Industry is 21.88B. The market cap for tickers in the group ranges from 2.5M to 632.17B. V holds the highest valuation in this group at 632.17B. The lowest valued company is DXF at 2.5M.

High and low price notable news

The average weekly price growth across all stocks in the Savings Banks Industry was -1%. For the same Industry, the average monthly price growth was -1%, and the average quarterly price growth was 2%. LPRO experienced the highest price growth at 23%, while DXF experienced the biggest fall at -16%.

Volume

The average weekly volume growth across all stocks in the Savings Banks Industry was -22%. For the same stocks of the Industry, the average monthly volume growth was 8% and the average quarterly volume growth was 33%

Fundamental Analysis Ratings

The average fundamental analysis ratings, where 1 is best and 100 is worst, are as follows

Valuation Rating: 49
P/E Growth Rating: 59
Price Growth Rating: 59
SMR Rating: 54
Profit Risk Rating: 74
Seasonality Score: 29 (-100 ... +100)
View a ticker or compare two or three
SYF
Daily Signal:
Gain/Loss:
Interact to see
Advertisement
A.I. Advisor
published General Information

General Information

a savings bank

Industry SavingsBanks

Profile
Fundamentals
Details
Industry
Finance Or Rental Or Leasing
Address
777 Long Ridge Road
Phone
+1 203 585-2400
Employees
20000
Web
https://www.synchronyfinancial.com