USB
Price
$47.93
Change
+$0.44 (+0.93%)
Updated
Jul 3 closing price
Capitalization
68.49B
10 days until earnings call
VBNK
Price
$11.60
Change
-$0.02 (-0.17%)
Updated
Jul 3 closing price
Capitalization
270.17M
59 days until earnings call
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USB vs VBNK

Header iconUSB vs VBNK Comparison
Open Charts USB vs VBNKBanner chart's image
US Ban
Price$47.93
Change+$0.44 (+0.93%)
Volume$7.04M
Capitalization68.49B
VersaBank
Price$11.60
Change-$0.02 (-0.17%)
Volume$21.23K
Capitalization270.17M
USB vs VBNK Comparison Chart in %
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USB
Daily Signalchanged days ago
Gain/Loss if bought
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VBNK
Daily Signalchanged days ago
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USB vs. VBNK commentary
Jul 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is USB is a Buy and VBNK is a Hold.

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COMPARISON
Comparison
Jul 07, 2025
Stock price -- (USB: $47.93 vs. VBNK: $11.60)
Brand notoriety: USB: Notable vs. VBNK: Not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: USB: 76% vs. VBNK: 40%
Market capitalization -- USB: $68.49B vs. VBNK: $270.17M
USB [@Regional Banks] is valued at $68.49B. VBNK’s [@Regional Banks] market capitalization is $270.17M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

USB’s FA Score shows that 2 FA rating(s) are green whileVBNK’s FA Score has 1 green FA rating(s).

  • USB’s FA Score: 2 green, 3 red.
  • VBNK’s FA Score: 1 green, 4 red.
According to our system of comparison, VBNK is a better buy in the long-term than USB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

USB’s TA Score shows that 4 TA indicator(s) are bullish while VBNK’s TA Score has 6 bullish TA indicator(s).

  • USB’s TA Score: 4 bullish, 4 bearish.
  • VBNK’s TA Score: 6 bullish, 2 bearish.
According to our system of comparison, VBNK is a better buy in the short-term than USB.

Price Growth

USB (@Regional Banks) experienced а +6.22% price change this week, while VBNK (@Regional Banks) price change was +0.61% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.84%, and the average quarterly price growth was +11.71%.

Reported Earning Dates

USB is expected to report earnings on Jul 17, 2025.

VBNK is expected to report earnings on Sep 04, 2025.

Industries' Descriptions

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
USB($68.5B) has a higher market cap than VBNK($270M). USB has higher P/E ratio than VBNK: USB (13.44) vs VBNK (8.93). USB YTD gains are higher at: 2.529 vs. VBNK (-16.245). VBNK has less debt than USB: VBNK (106M) vs USB (62.9B). USB has higher revenues than VBNK: USB (28B) vs VBNK (104M).
USBVBNKUSB / VBNK
Capitalization68.5B270M25,370%
EBITDAN/AN/A-
Gain YTD2.529-16.245-16%
P/E Ratio13.448.93150%
Revenue28B104M26,923%
Total CashN/AN/A-
Total Debt62.9B106M59,340%
FUNDAMENTALS RATINGS
USB vs VBNK: Fundamental Ratings
USB
VBNK
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
79
Overvalued
50
Fair valued
PROFIT vs RISK RATING
1..100
6349
SMR RATING
1..100
335
PRICE GROWTH RATING
1..100
2053
P/E GROWTH RATING
1..100
6813
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VBNK's Valuation (50) in the null industry is in the same range as USB (79) in the Major Banks industry. This means that VBNK’s stock grew similarly to USB’s over the last 12 months.

VBNK's Profit vs Risk Rating (49) in the null industry is in the same range as USB (63) in the Major Banks industry. This means that VBNK’s stock grew similarly to USB’s over the last 12 months.

USB's SMR Rating (3) in the Major Banks industry is in the same range as VBNK (35) in the null industry. This means that USB’s stock grew similarly to VBNK’s over the last 12 months.

USB's Price Growth Rating (20) in the Major Banks industry is somewhat better than the same rating for VBNK (53) in the null industry. This means that USB’s stock grew somewhat faster than VBNK’s over the last 12 months.

VBNK's P/E Growth Rating (13) in the null industry is somewhat better than the same rating for USB (68) in the Major Banks industry. This means that VBNK’s stock grew somewhat faster than USB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
USBVBNK
RSI
ODDS (%)
Bearish Trend 5 days ago
63%
N/A
Stochastic
ODDS (%)
Bearish Trend 5 days ago
51%
Bearish Trend 5 days ago
48%
Momentum
ODDS (%)
Bullish Trend 5 days ago
58%
Bullish Trend 5 days ago
63%
MACD
ODDS (%)
Bullish Trend 5 days ago
63%
Bullish Trend 5 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 5 days ago
63%
Bullish Trend 5 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 5 days ago
62%
Bullish Trend 5 days ago
61%
Advances
ODDS (%)
Bullish Trend 5 days ago
59%
Bullish Trend 6 days ago
63%
Declines
ODDS (%)
Bearish Trend 25 days ago
58%
Bearish Trend 8 days ago
60%
BollingerBands
ODDS (%)
Bearish Trend 5 days ago
63%
Bullish Trend 5 days ago
58%
Aroon
ODDS (%)
Bullish Trend 5 days ago
64%
Bullish Trend 5 days ago
46%
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USB
Daily Signalchanged days ago
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VBNK
Daily Signalchanged days ago
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USB and

Correlation & Price change

A.I.dvisor indicates that over the last year, USB has been closely correlated with FITB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if USB jumps, then FITB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To USB
1D Price
Change %
USB100%
+0.93%
FITB - USB
88%
Closely correlated
N/A
SNV - USB
87%
Closely correlated
N/A
FNB - USB
87%
Closely correlated
+1.63%
HBAN - USB
87%
Closely correlated
+0.80%
PNFP - USB
86%
Closely correlated
+0.71%
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VBNK and

Correlation & Price change

A.I.dvisor indicates that over the last year, VBNK has been loosely correlated with BKU. These tickers have moved in lockstep 52% of the time. This A.I.-generated data suggests there is some statistical probability that if VBNK jumps, then BKU could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VBNK
1D Price
Change %
VBNK100%
-0.17%
BKU - VBNK
52%
Loosely correlated
+1.14%
EBC - VBNK
52%
Loosely correlated
+1.26%
USB - VBNK
52%
Loosely correlated
+0.93%
HBAN - VBNK
51%
Loosely correlated
+0.80%
SNV - VBNK
51%
Loosely correlated
N/A
More