UBSI
Price
$39.50
Change
-$0.06 (-0.15%)
Updated
Dec 26 closing price
Capitalization
5.5B
26 days until earnings call
Intraday BUY SELL Signals
UMBF
Price
$118.90
Change
-$0.00 (-0.00%)
Updated
Dec 26 closing price
Capitalization
9.03B
38 days until earnings call
Intraday BUY SELL Signals
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UBSI vs UMBF

Header iconUBSI vs UMBF Comparison
Open Charts UBSI vs UMBFBanner chart's image
United Bankshares
Price$39.50
Change-$0.06 (-0.15%)
Volume$456.36K
Capitalization5.5B
UMB Financial
Price$118.90
Change-$0.00 (-0.00%)
Volume$275.7K
Capitalization9.03B
UBSI vs UMBF Comparison Chart in %
UBSI
Daily Signal:
Gain/Loss:
UMBF
Daily Signal:
Gain/Loss:
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UBSI vs. UMBF commentary
Dec 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBSI is a Buy and UMBF is a Buy.

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COMPARISON
Comparison
Dec 28, 2025
Stock price -- (UBSI: $39.50 vs. UMBF: $118.90)
Brand notoriety: UBSI and UMBF are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBSI: 61% vs. UMBF: 57%
Market capitalization -- UBSI: $5.5B vs. UMBF: $9.03B
UBSI [@Regional Banks] is valued at $5.5B. UMBF’s [@Regional Banks] market capitalization is $9.03B. The market cap for tickers in the [@Regional Banks] industry ranges from $170.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.63B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBSI’s FA Score shows that 1 FA rating(s) are green whileUMBF’s FA Score has 1 green FA rating(s).

  • UBSI’s FA Score: 1 green, 4 red.
  • UMBF’s FA Score: 1 green, 4 red.
According to our system of comparison, UBSI is a better buy in the long-term than UMBF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBSI’s TA Score shows that 4 TA indicator(s) are bullish while UMBF’s TA Score has 5 bullish TA indicator(s).

  • UBSI’s TA Score: 4 bullish, 6 bearish.
  • UMBF’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, UMBF is a better buy in the short-term than UBSI.

Price Growth

UBSI (@Regional Banks) experienced а -1.10% price change this week, while UMBF (@Regional Banks) price change was -0.04% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.29%. For the same industry, the average monthly price growth was +3.93%, and the average quarterly price growth was +15.53%.

Reported Earning Dates

UBSI is expected to report earnings on Jan 22, 2026.

UMBF is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (-0.29% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UMBF($9.03B) has a higher market cap than UBSI($5.5B). UMBF (13.27) and UBSI (12.95) have similar P/E ratio . UBSI YTD gains are higher at: 8.498 vs. UMBF (6.511). UMBF has more cash in the bank: 1.09B vs. UBSI (327M). UMBF has less debt than UBSI: UMBF (252M) vs UBSI (627M). UMBF has higher revenues than UBSI: UMBF (2.16B) vs UBSI (1.18B).
UBSIUMBFUBSI / UMBF
Capitalization5.5B9.03B61%
EBITDAN/AN/A-
Gain YTD8.4986.511131%
P/E Ratio12.9513.2798%
Revenue1.18B2.16B55%
Total Cash327M1.09B30%
Total Debt627M252M249%
FUNDAMENTALS RATINGS
UBSI vs UMBF: Fundamental Ratings
UBSI
UMBF
OUTLOOK RATING
1..100
6069
VALUATION
overvalued / fair valued / undervalued
1..100
45
Fair valued
56
Fair valued
PROFIT vs RISK RATING
1..100
4443
SMR RATING
1..100
1211
PRICE GROWTH RATING
1..100
5050
P/E GROWTH RATING
1..100
6359
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBSI's Valuation (45) in the Regional Banks industry is in the same range as UMBF (56). This means that UBSI’s stock grew similarly to UMBF’s over the last 12 months.

UMBF's Profit vs Risk Rating (43) in the Regional Banks industry is in the same range as UBSI (44). This means that UMBF’s stock grew similarly to UBSI’s over the last 12 months.

UMBF's SMR Rating (11) in the Regional Banks industry is in the same range as UBSI (12). This means that UMBF’s stock grew similarly to UBSI’s over the last 12 months.

UMBF's Price Growth Rating (50) in the Regional Banks industry is in the same range as UBSI (50). This means that UMBF’s stock grew similarly to UBSI’s over the last 12 months.

UMBF's P/E Growth Rating (59) in the Regional Banks industry is in the same range as UBSI (63). This means that UMBF’s stock grew similarly to UBSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBSIUMBF
RSI
ODDS (%)
Bearish Trend 2 days ago
79%
Bearish Trend 2 days ago
67%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
70%
Momentum
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
64%
MACD
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 4 days ago
68%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
63%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
49%
Bullish Trend 2 days ago
63%
Advances
ODDS (%)
Bullish Trend 17 days ago
51%
Bullish Trend 17 days ago
62%
Declines
ODDS (%)
Bearish Trend 9 days ago
58%
Bearish Trend 4 days ago
65%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
61%
Aroon
ODDS (%)
Bullish Trend 2 days ago
45%
Bullish Trend 2 days ago
63%
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UBSI
Daily Signal:
Gain/Loss:
UMBF
Daily Signal:
Gain/Loss:
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Correlation & Price change

A.I.dvisor indicates that over the last year, UMBF has been closely correlated with FNB. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if UMBF jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UMBF
1D Price
Change %
UMBF100%
N/A
FNB - UMBF
89%
Closely correlated
-0.28%
ONB - UMBF
88%
Closely correlated
-0.35%
HWC - UMBF
88%
Closely correlated
-0.23%
UBSI - UMBF
88%
Closely correlated
-0.15%
TRMK - UMBF
88%
Closely correlated
-0.37%
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