UBFO
Price
$10.22
Change
+$0.02 (+0.20%)
Updated
Dec 24 closing price
Capitalization
179.64M
Intraday BUY SELL Signals
ZION
Price
$59.55
Change
+$0.29 (+0.49%)
Updated
Dec 24 closing price
Capitalization
8.79B
26 days until earnings call
Intraday BUY SELL Signals
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UBFO vs ZION

Header iconUBFO vs ZION Comparison
Open Charts UBFO vs ZIONBanner chart's image
United Security Bancshares
Price$10.22
Change+$0.02 (+0.20%)
Volume$8.77K
Capitalization179.64M
Zions Bancorporation NA
Price$59.55
Change+$0.29 (+0.49%)
Volume$622.7K
Capitalization8.79B
UBFO vs ZION Comparison Chart in %
UBFO
Daily Signal:
Gain/Loss:
ZION
Daily Signal:
Gain/Loss:
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VS
UBFO vs. ZION commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBFO is a Buy and ZION is a StrongBuy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (UBFO: $10.22 vs. ZION: $59.55)
Brand notoriety: UBFO and ZION are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBFO: 22% vs. ZION: 37%
Market capitalization -- UBFO: $179.64M vs. ZION: $8.79B
UBFO [@Regional Banks] is valued at $179.64M. ZION’s [@Regional Banks] market capitalization is $8.79B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBFO’s FA Score shows that 2 FA rating(s) are green whileZION’s FA Score has 2 green FA rating(s).

  • UBFO’s FA Score: 2 green, 3 red.
  • ZION’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than ZION.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBFO’s TA Score shows that 3 TA indicator(s) are bullish while ZION’s TA Score has 6 bullish TA indicator(s).

  • UBFO’s TA Score: 3 bullish, 5 bearish.
  • ZION’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, ZION is a better buy in the short-term than UBFO.

Price Growth

UBFO (@Regional Banks) experienced а -0.78% price change this week, while ZION (@Regional Banks) price change was +0.44% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

ZION is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
ZION($8.79B) has a higher market cap than UBFO($180M). UBFO has higher P/E ratio than ZION: UBFO (15.72) vs ZION (10.65). ZION YTD gains are higher at: 12.536 vs. UBFO (6.722). ZION has more cash in the bank: 833M vs. UBFO (44M). UBFO has less debt than ZION: UBFO (11.8M) vs ZION (1.47B). ZION has higher revenues than UBFO: ZION (3.31B) vs UBFO (52.6M).
UBFOZIONUBFO / ZION
Capitalization180M8.79B2%
EBITDAN/AN/A-
Gain YTD6.72212.53654%
P/E Ratio15.7210.65148%
Revenue52.6M3.31B2%
Total Cash44M833M5%
Total Debt11.8M1.47B1%
FUNDAMENTALS RATINGS
UBFO vs ZION: Fundamental Ratings
UBFO
ZION
OUTLOOK RATING
1..100
5414
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
68
Overvalued
PROFIT vs RISK RATING
1..100
2163
SMR RATING
1..100
589
PRICE GROWTH RATING
1..100
4922
P/E GROWTH RATING
1..100
1269
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

ZION's Valuation (68) in the Regional Banks industry is in the same range as UBFO (73). This means that ZION’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (21) in the Regional Banks industry is somewhat better than the same rating for ZION (63). This means that UBFO’s stock grew somewhat faster than ZION’s over the last 12 months.

ZION's SMR Rating (9) in the Regional Banks industry is somewhat better than the same rating for UBFO (58). This means that ZION’s stock grew somewhat faster than UBFO’s over the last 12 months.

ZION's Price Growth Rating (22) in the Regional Banks industry is in the same range as UBFO (49). This means that ZION’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (12) in the Regional Banks industry is somewhat better than the same rating for ZION (69). This means that UBFO’s stock grew somewhat faster than ZION’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBFOZION
RSI
ODDS (%)
Bearish Trend 2 days ago
50%
Bearish Trend 2 days ago
70%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
42%
Bearish Trend 2 days ago
74%
Momentum
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
66%
MACD
ODDS (%)
Bearish Trend 2 days ago
36%
Bullish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
45%
Bullish Trend 2 days ago
68%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
64%
Advances
ODDS (%)
Bullish Trend 15 days ago
60%
Bullish Trend 4 days ago
67%
Declines
ODDS (%)
Bearish Trend 3 days ago
44%
N/A
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
70%
Aroon
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
62%
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UBFO
Daily Signal:
Gain/Loss:
ZION
Daily Signal:
Gain/Loss:
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UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.20%
WAL - UBFO
71%
Closely correlated
+0.09%
WBS - UBFO
70%
Closely correlated
+0.33%
ABCB - UBFO
69%
Closely correlated
+0.22%
ZION - UBFO
69%
Closely correlated
+0.49%
AUB - UBFO
68%
Closely correlated
+0.69%
More

ZION and

Correlation & Price change

A.I.dvisor indicates that over the last year, ZION has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if ZION jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To ZION
1D Price
Change %
ZION100%
+0.49%
FNB - ZION
92%
Closely correlated
+0.17%
CFG - ZION
91%
Closely correlated
+0.59%
WBS - ZION
89%
Closely correlated
+0.33%
ONB - ZION
89%
Closely correlated
+0.09%
HBAN - ZION
88%
Closely correlated
+0.06%
More