UBFO
Price
$10.15
Change
+$0.14 (+1.40%)
Updated
Jan 14 closing price
Capitalization
177.97M
Intraday BUY SELL Signals
WAL
Price
$88.32
Change
+$0.82 (+0.94%)
Updated
Jan 14 closing price
Capitalization
9.72B
11 days until earnings call
Intraday BUY SELL Signals
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UBFO vs WAL

Header iconUBFO vs WAL Comparison
Open Charts UBFO vs WALBanner chart's image
United Security Bancshares
Price$10.15
Change+$0.14 (+1.40%)
Volume$31.83K
Capitalization177.97M
Western Alliance Ban
Price$88.32
Change+$0.82 (+0.94%)
Volume$678.85K
Capitalization9.72B
UBFO vs WAL Comparison Chart in %
UBFO
Daily Signal:
Gain/Loss:
WAL
Daily Signal:
Gain/Loss:
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UBFO vs. WAL commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBFO is a Hold and WAL is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (UBFO: $10.15 vs. WAL: $88.32)
Brand notoriety: UBFO and WAL are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBFO: 79% vs. WAL: 82%
Market capitalization -- UBFO: $177.97M vs. WAL: $9.72B
UBFO [@Regional Banks] is valued at $177.97M. WAL’s [@Regional Banks] market capitalization is $9.72B. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBFO’s FA Score shows that 2 FA rating(s) are green whileWAL’s FA Score has 1 green FA rating(s).

  • UBFO’s FA Score: 2 green, 3 red.
  • WAL’s FA Score: 1 green, 4 red.
According to our system of comparison, UBFO is a better buy in the long-term than WAL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBFO’s TA Score shows that 5 TA indicator(s) are bullish while WAL’s TA Score has 3 bullish TA indicator(s).

  • UBFO’s TA Score: 5 bullish, 3 bearish.
  • WAL’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than WAL.

Price Growth

UBFO (@Regional Banks) experienced а +1.20% price change this week, while WAL (@Regional Banks) price change was +0.48% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.18%, and the average quarterly price growth was +13.82%.

Reported Earning Dates

WAL is expected to report earnings on Jan 26, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
WAL($9.72B) has a higher market cap than UBFO($178M). UBFO has higher P/E ratio than WAL: UBFO (15.58) vs WAL (10.92). WAL YTD gains are higher at: 5.055 vs. UBFO (0.794). WAL has more cash in the bank: 440M vs. UBFO (44M). UBFO has less debt than WAL: UBFO (11.8M) vs WAL (4.71B). WAL has higher revenues than UBFO: WAL (3.33B) vs UBFO (52.6M).
UBFOWALUBFO / WAL
Capitalization178M9.72B2%
EBITDAN/AN/A-
Gain YTD0.7945.05516%
P/E Ratio15.5810.92143%
Revenue52.6M3.33B2%
Total Cash44M440M10%
Total Debt11.8M4.71B0%
FUNDAMENTALS RATINGS
UBFO vs WAL: Fundamental Ratings
UBFO
WAL
OUTLOOK RATING
1..100
485
VALUATION
overvalued / fair valued / undervalued
1..100
73
Overvalued
42
Fair valued
PROFIT vs RISK RATING
1..100
2374
SMR RATING
1..100
589
PRICE GROWTH RATING
1..100
4952
P/E GROWTH RATING
1..100
1272
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

WAL's Valuation (42) in the Regional Banks industry is in the same range as UBFO (73). This means that WAL’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (23) in the Regional Banks industry is somewhat better than the same rating for WAL (74). This means that UBFO’s stock grew somewhat faster than WAL’s over the last 12 months.

WAL's SMR Rating (9) in the Regional Banks industry is somewhat better than the same rating for UBFO (58). This means that WAL’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Price Growth Rating (49) in the Regional Banks industry is in the same range as WAL (52). This means that UBFO’s stock grew similarly to WAL’s over the last 12 months.

UBFO's P/E Growth Rating (12) in the Regional Banks industry is somewhat better than the same rating for WAL (72). This means that UBFO’s stock grew somewhat faster than WAL’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBFOWAL
RSI
ODDS (%)
Bearish Trend 1 day ago
58%
Bearish Trend 1 day ago
76%
Stochastic
ODDS (%)
Bullish Trend 1 day ago
57%
Bearish Trend 1 day ago
75%
Momentum
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
77%
MACD
ODDS (%)
Bearish Trend 1 day ago
42%
Bearish Trend 1 day ago
66%
TrendWeek
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
72%
TrendMonth
ODDS (%)
Bearish Trend 1 day ago
44%
Bullish Trend 1 day ago
67%
Advances
ODDS (%)
Bullish Trend 1 day ago
60%
Bullish Trend 1 day ago
72%
Declines
ODDS (%)
Bearish Trend 4 days ago
44%
Bearish Trend 16 days ago
73%
BollingerBands
ODDS (%)
Bullish Trend 1 day ago
68%
Bearish Trend 1 day ago
84%
Aroon
ODDS (%)
Bullish Trend 1 day ago
66%
Bullish Trend 1 day ago
65%
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UBFO
Daily Signal:
Gain/Loss:
WAL
Daily Signal:
Gain/Loss:
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UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+1.40%
WAL - UBFO
70%
Closely correlated
+0.94%
WBS - UBFO
69%
Closely correlated
+1.23%
CWBC - UBFO
69%
Closely correlated
+0.85%
SHBI - UBFO
69%
Closely correlated
+1.63%
ABCB - UBFO
69%
Closely correlated
+1.88%
More

WAL and

Correlation & Price change

A.I.dvisor indicates that over the last year, WAL has been closely correlated with FNB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if WAL jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To WAL
1D Price
Change %
WAL100%
+0.94%
FNB - WAL
88%
Closely correlated
+0.58%
TFC - WAL
88%
Closely correlated
+0.28%
ONB - WAL
88%
Closely correlated
+1.20%
WBS - WAL
88%
Closely correlated
+1.23%
EWBC - WAL
88%
Closely correlated
+0.01%
More