UBCP
Price
$13.88
Change
+$0.35 (+2.59%)
Updated
Sep 26 closing price
Capitalization
80.14M
25 days until earnings call
UBFO
Price
$9.59
Change
+$0.01 (+0.10%)
Updated
Sep 26 closing price
Capitalization
167.6M
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UBCP vs UBFO

Header iconUBCP vs UBFO Comparison
Open Charts UBCP vs UBFOBanner chart's image
United Ban
Price$13.88
Change+$0.35 (+2.59%)
Volume$1.26K
Capitalization80.14M
United Security Bancshares
Price$9.59
Change+$0.01 (+0.10%)
Volume$19.98K
Capitalization167.6M
UBCP vs UBFO Comparison Chart in %
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UBCP
Daily Signalchanged days ago
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UBFO
Daily Signalchanged days ago
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UBCP vs. UBFO commentary
Sep 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is UBCP is a StrongBuy and UBFO is a StrongBuy.

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COMPARISON
Comparison
Sep 28, 2025
Stock price -- (UBCP: $13.88 vs. UBFO: $9.59)
Brand notoriety: UBCP and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: UBCP: 37% vs. UBFO: 90%
Market capitalization -- UBCP: $80.14M vs. UBFO: $167.6M
UBCP [@Regional Banks] is valued at $80.14M. UBFO’s [@Regional Banks] market capitalization is $167.6M. The market cap for tickers in the [@Regional Banks] industry ranges from $163.51B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

UBCP’s FA Score shows that 2 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • UBCP’s FA Score: 2 green, 3 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than UBCP.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

UBCP’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • UBCP’s TA Score: 5 bullish, 5 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, UBCP is a better buy in the short-term than UBFO.

Price Growth

UBCP (@Regional Banks) experienced а +6.77% price change this week, while UBFO (@Regional Banks) price change was -2.54% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.92%.

Reported Earning Dates

UBCP is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($168M) has a higher market cap than UBCP($80.1M). UBFO has higher P/E ratio than UBCP: UBFO (14.75) vs UBCP (10.93). UBCP YTD gains are higher at: 12.546 vs. UBFO (-1.159). UBFO has more cash in the bank: 44M vs. UBCP (7.87M). UBFO has less debt than UBCP: UBFO (14.6M) vs UBCP (102M).
UBCPUBFOUBCP / UBFO
Capitalization80.1M168M48%
EBITDAN/AN/A-
Gain YTD12.546-1.159-1,083%
P/E Ratio10.9314.7574%
RevenueN/A52.3M-
Total Cash7.87M44M18%
Total Debt102M14.6M699%
FUNDAMENTALS RATINGS
UBCP vs UBFO: Fundamental Ratings
UBCP
UBFO
OUTLOOK RATING
1..100
5582
VALUATION
overvalued / fair valued / undervalued
1..100
28
Undervalued
71
Overvalued
PROFIT vs RISK RATING
1..100
5721
SMR RATING
1..100
5457
PRICE GROWTH RATING
1..100
5949
P/E GROWTH RATING
1..100
2610
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBCP's Valuation (28) in the Regional Banks industry is somewhat better than the same rating for UBFO (71). This means that UBCP’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (21) in the Regional Banks industry is somewhat better than the same rating for UBCP (57). This means that UBFO’s stock grew somewhat faster than UBCP’s over the last 12 months.

UBCP's SMR Rating (54) in the Regional Banks industry is in the same range as UBFO (57). This means that UBCP’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Price Growth Rating (49) in the Regional Banks industry is in the same range as UBCP (59). This means that UBFO’s stock grew similarly to UBCP’s over the last 12 months.

UBFO's P/E Growth Rating (10) in the Regional Banks industry is in the same range as UBCP (26). This means that UBFO’s stock grew similarly to UBCP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
UBCPUBFO
RSI
ODDS (%)
Bullish Trend 3 days ago
78%
Bearish Trend 3 days ago
52%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
72%
Bearish Trend 3 days ago
44%
Momentum
ODDS (%)
Bearish Trend 3 days ago
48%
Bullish Trend 3 days ago
58%
MACD
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
33%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
70%
Bearish Trend 3 days ago
44%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
44%
Bullish Trend 3 days ago
59%
Advances
ODDS (%)
Bullish Trend 6 days ago
70%
Bullish Trend 10 days ago
63%
Declines
ODDS (%)
Bearish Trend 4 days ago
48%
Bearish Trend 4 days ago
44%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
81%
Bearish Trend 3 days ago
53%
Aroon
ODDS (%)
Bullish Trend 3 days ago
64%
Bullish Trend 3 days ago
64%
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UBCP
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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UBCP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBCP has been loosely correlated with BSBK. These tickers have moved in lockstep 34% of the time. This A.I.-generated data suggests there is some statistical probability that if UBCP jumps, then BSBK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBCP
1D Price
Change %
UBCP100%
+2.55%
BSBK - UBCP
34%
Loosely correlated
-2.60%
TCBS - UBCP
23%
Poorly correlated
-0.78%
BWFG - UBCP
23%
Poorly correlated
+1.06%
LNKB - UBCP
22%
Poorly correlated
+0.27%
UBFO - UBCP
22%
Poorly correlated
+0.10%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.10%
UCB - UBFO
65%
Loosely correlated
+0.60%
AUB - UBFO
64%
Loosely correlated
+0.95%
SHBI - UBFO
63%
Loosely correlated
N/A
WAL - UBFO
63%
Loosely correlated
+0.02%
CFG - UBFO
63%
Loosely correlated
+0.93%
More