TOWN
Price
$36.75
Change
-$0.74 (-1.97%)
Updated
Aug 15 closing price
Capitalization
2.77B
67 days until earnings call
UBSI
Price
$36.89
Change
-$0.84 (-2.23%)
Updated
Aug 15 closing price
Capitalization
5.23B
67 days until earnings call
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TOWN vs UBSI

Header iconTOWN vs UBSI Comparison
Open Charts TOWN vs UBSIBanner chart's image
TowneBank
Price$36.75
Change-$0.74 (-1.97%)
Volume$279.37K
Capitalization2.77B
United Bankshares
Price$36.89
Change-$0.84 (-2.23%)
Volume$598.44K
Capitalization5.23B
TOWN vs UBSI Comparison Chart in %
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TOWN
Daily Signalchanged days ago
Gain/Loss if bought
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UBSI
Daily Signalchanged days ago
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TOWN vs. UBSI commentary
Aug 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is TOWN is a Hold and UBSI is a Hold.

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COMPARISON
Comparison
Aug 18, 2025
Stock price -- (TOWN: $36.75 vs. UBSI: $36.89)
Brand notoriety: TOWN and UBSI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: TOWN: 106% vs. UBSI: 71%
Market capitalization -- TOWN: $2.77B vs. UBSI: $5.23B
TOWN [@Regional Banks] is valued at $2.77B. UBSI’s [@Regional Banks] market capitalization is $5.23B. The market cap for tickers in the [@Regional Banks] industry ranges from $174.7B to $0. The average market capitalization across the [@Regional Banks] industry is $7.93B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

TOWN’s FA Score shows that 2 FA rating(s) are green whileUBSI’s FA Score has 1 green FA rating(s).

  • TOWN’s FA Score: 2 green, 3 red.
  • UBSI’s FA Score: 1 green, 4 red.
According to our system of comparison, both TOWN and UBSI are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

TOWN’s TA Score shows that 5 TA indicator(s) are bullish while UBSI’s TA Score has 4 bullish TA indicator(s).

  • TOWN’s TA Score: 5 bullish, 4 bearish.
  • UBSI’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than UBSI.

Price Growth

TOWN (@Regional Banks) experienced а +4.11% price change this week, while UBSI (@Regional Banks) price change was +3.19% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.64%. For the same industry, the average monthly price growth was +2.46%, and the average quarterly price growth was +8.68%.

Reported Earning Dates

TOWN is expected to report earnings on Oct 23, 2025.

UBSI is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+1.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBSI($5.23B) has a higher market cap than TOWN($2.77B). TOWN has higher P/E ratio than UBSI: TOWN (15.91) vs UBSI (12.99). TOWN YTD gains are higher at: 9.545 vs. UBSI (0.344). UBSI has more cash in the bank: 287M vs. TOWN (127M). TOWN has less debt than UBSI: TOWN (263M) vs UBSI (643M).
TOWNUBSITOWN / UBSI
Capitalization2.77B5.23B53%
EBITDAN/AN/A-
Gain YTD9.5450.3442,773%
P/E Ratio15.9112.99122%
RevenueN/AN/A-
Total Cash127M287M44%
Total Debt263M643M41%
FUNDAMENTALS RATINGS
TOWN vs UBSI: Fundamental Ratings
TOWN
UBSI
OUTLOOK RATING
1..100
674
VALUATION
overvalued / fair valued / undervalued
1..100
62
Fair valued
42
Fair valued
PROFIT vs RISK RATING
1..100
2146
SMR RATING
1..100
1712
PRICE GROWTH RATING
1..100
4853
P/E GROWTH RATING
1..100
5258
SEASONALITY SCORE
1..100
8585

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UBSI's Valuation (42) in the Regional Banks industry is in the same range as TOWN (62). This means that UBSI’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Profit vs Risk Rating (21) in the Regional Banks industry is in the same range as UBSI (46). This means that TOWN’s stock grew similarly to UBSI’s over the last 12 months.

UBSI's SMR Rating (12) in the Regional Banks industry is in the same range as TOWN (17). This means that UBSI’s stock grew similarly to TOWN’s over the last 12 months.

TOWN's Price Growth Rating (48) in the Regional Banks industry is in the same range as UBSI (53). This means that TOWN’s stock grew similarly to UBSI’s over the last 12 months.

TOWN's P/E Growth Rating (52) in the Regional Banks industry is in the same range as UBSI (58). This means that TOWN’s stock grew similarly to UBSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
TOWNUBSI
RSI
ODDS (%)
Bearish Trend 3 days ago
64%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
61%
Momentum
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 3 days ago
59%
MACD
ODDS (%)
Bullish Trend 3 days ago
59%
Bullish Trend 3 days ago
68%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
61%
Bullish Trend 3 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
54%
Advances
ODDS (%)
Bullish Trend 5 days ago
59%
Bullish Trend 5 days ago
54%
Declines
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
59%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
59%
Aroon
ODDS (%)
Bullish Trend 3 days ago
64%
Bearish Trend 3 days ago
69%
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TOWN
Daily Signalchanged days ago
Gain/Loss if bought
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UBSI
Daily Signalchanged days ago
Gain/Loss if bought
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UBSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBSI has been closely correlated with FFIN. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBSI jumps, then FFIN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBSI
1D Price
Change %
UBSI100%
-2.23%
FFIN - UBSI
92%
Closely correlated
-2.88%
TRMK - UBSI
92%
Closely correlated
-1.15%
STBA - UBSI
91%
Closely correlated
-2.29%
FFBC - UBSI
91%
Closely correlated
-1.08%
UCB - UBSI
91%
Closely correlated
-1.11%
More