TCBI
Price
$78.89
Change
+$1.81 (+2.35%)
Updated
Oct 17 closing price
Capitalization
3.61B
4 days until earnings call
UCB
Price
$29.96
Change
+$0.48 (+1.63%)
Updated
Oct 17 closing price
Capitalization
3.64B
4 days until earnings call
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TCBI vs UCB

Header iconTCBI vs UCB Comparison
Open Charts TCBI vs UCBBanner chart's image
Texas Capital Bancshares
Price$78.89
Change+$1.81 (+2.35%)
Volume$736.07K
Capitalization3.61B
United Community Banks
Price$29.96
Change+$0.48 (+1.63%)
Volume$672.85K
Capitalization3.64B
TCBI vs UCB Comparison Chart in %
TCBI
Daily Signalchanged days ago
Gain/Loss if bought
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UCB
Daily Signalchanged days ago
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TCBI vs. UCB commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is TCBI is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Oct 18, 2025
Stock price -- (TCBI: $78.89 vs. UCB: $29.96)
Brand notoriety: TCBI and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: TCBI: 160% vs. UCB: 113%
Market capitalization -- TCBI: $3.61B vs. UCB: $3.64B
TCBI [@Regional Banks] is valued at $3.61B. UCB’s [@Regional Banks] market capitalization is $3.64B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

TCBI’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • TCBI’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, both TCBI and UCB are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

TCBI’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 3 bullish TA indicator(s).

  • TCBI’s TA Score: 4 bullish, 6 bearish.
  • UCB’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, TCBI is a better buy in the short-term than UCB.

Price Growth

TCBI (@Regional Banks) experienced а -1.61% price change this week, while UCB (@Regional Banks) price change was -1.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

TCBI is expected to report earnings on Oct 22, 2025.

UCB is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.64B) and TCBI($3.61B) have the same market capitalization . TCBI has higher P/E ratio than UCB: TCBI (31.31) vs UCB (13.62). TCBI YTD gains are higher at: 0.882 vs. UCB (-4.958). UCB has less debt than TCBI: UCB (155M) vs TCBI (1.87B). TCBI (997M) and UCB (953M) have equivalent revenues.
TCBIUCBTCBI / UCB
Capitalization3.61B3.64B99%
EBITDAN/AN/A-
Gain YTD0.882-4.958-18%
P/E Ratio31.3113.62230%
Revenue997M953M105%
Total CashN/A202M-
Total Debt1.87B155M1,206%
FUNDAMENTALS RATINGS
TCBI vs UCB: Fundamental Ratings
TCBI
UCB
OUTLOOK RATING
1..100
6510
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
80
Overvalued
PROFIT vs RISK RATING
1..100
4350
SMR RATING
1..100
1313
PRICE GROWTH RATING
1..100
6157
P/E GROWTH RATING
1..100
10080
SEASONALITY SCORE
1..100
7549

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UCB's Valuation (80) in the Regional Banks industry is in the same range as TCBI (86). This means that UCB’s stock grew similarly to TCBI’s over the last 12 months.

TCBI's Profit vs Risk Rating (43) in the Regional Banks industry is in the same range as UCB (50). This means that TCBI’s stock grew similarly to UCB’s over the last 12 months.

TCBI's SMR Rating (13) in the Regional Banks industry is in the same range as UCB (13). This means that TCBI’s stock grew similarly to UCB’s over the last 12 months.

UCB's Price Growth Rating (57) in the Regional Banks industry is in the same range as TCBI (61). This means that UCB’s stock grew similarly to TCBI’s over the last 12 months.

UCB's P/E Growth Rating (80) in the Regional Banks industry is in the same range as TCBI (100). This means that UCB’s stock grew similarly to TCBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
TCBIUCB
RSI
ODDS (%)
Bullish Trend 2 days ago
86%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
67%
Momentum
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
73%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
68%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 5 days ago
67%
Bullish Trend 5 days ago
59%
Declines
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
77%
Aroon
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
65%
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TCBI
Daily Signalchanged days ago
Gain/Loss if bought
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UCB
Daily Signalchanged days ago
Gain/Loss if bought
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TCBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, TCBI has been closely correlated with FNB. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if TCBI jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TCBI
1D Price
Change %
TCBI100%
+2.35%
FNB - TCBI
90%
Closely correlated
+3.00%
ONB - TCBI
89%
Closely correlated
+1.28%
WTFC - TCBI
88%
Closely correlated
+2.08%
CATY - TCBI
88%
Closely correlated
+1.01%
WSFS - TCBI
88%
Closely correlated
+1.97%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+1.63%
FNB - UCB
92%
Closely correlated
+3.00%
WSFS - UCB
92%
Closely correlated
+1.97%
HWC - UCB
92%
Closely correlated
+1.38%
UBSI - UCB
91%
Closely correlated
+2.68%
AUB - UCB
91%
Closely correlated
+3.04%
More