STEL
Price
$32.41
Change
+$0.24 (+0.75%)
Updated
Dec 11 closing price
Capitalization
1.66B
42 days until earnings call
Intraday BUY SELL Signals
USCB
Price
$18.68
Change
+$0.18 (+0.97%)
Updated
Dec 11 closing price
Capitalization
338.3M
41 days until earnings call
Intraday BUY SELL Signals
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STEL vs USCB

Header iconSTEL vs USCB Comparison
Open Charts STEL vs USCBBanner chart's image
Stellar Ban
Price$32.41
Change+$0.24 (+0.75%)
Volume$204.28K
Capitalization1.66B
USCB Financial Holdings
Price$18.68
Change+$0.18 (+0.97%)
Volume$70.86K
Capitalization338.3M
STEL vs USCB Comparison Chart in %
STEL
Daily Signal:
Gain/Loss:
USCB
Daily Signal:
Gain/Loss:
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VS
STEL vs. USCB commentary
Dec 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is STEL is a Buy and USCB is a Buy.

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COMPARISON
Comparison
Dec 13, 2025
Stock price -- (STEL: $32.41 vs. USCB: $18.68)
Brand notoriety: STEL and USCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: STEL: 92% vs. USCB: 216%
Market capitalization -- STEL: $1.66B vs. USCB: $338.3M
STEL [@Regional Banks] is valued at $1.66B. USCB’s [@Regional Banks] market capitalization is $338.3M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.36B to $0. The average market capitalization across the [@Regional Banks] industry is $8.41B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

STEL’s FA Score shows that 2 FA rating(s) are green whileUSCB’s FA Score has 0 green FA rating(s).

  • STEL’s FA Score: 2 green, 3 red.
  • USCB’s FA Score: 0 green, 5 red.
According to our system of comparison, STEL is a better buy in the long-term than USCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

STEL’s TA Score shows that 6 TA indicator(s) are bullish while USCB’s TA Score has 6 bullish TA indicator(s).

  • STEL’s TA Score: 6 bullish, 4 bearish.
  • USCB’s TA Score: 6 bullish, 3 bearish.
According to our system of comparison, USCB is a better buy in the short-term than STEL.

Price Growth

STEL (@Regional Banks) experienced а +1.38% price change this week, while USCB (@Regional Banks) price change was +1.74% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.16%. For the same industry, the average monthly price growth was +5.32%, and the average quarterly price growth was +17.66%.

Reported Earning Dates

STEL is expected to report earnings on Jan 23, 2026.

USCB is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+2.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
STEL($1.66B) has a higher market cap than USCB($338M). STEL has higher P/E ratio than USCB: STEL (16.71) vs USCB (11.90). STEL YTD gains are higher at: 16.023 vs. USCB (7.025). STEL has more cash in the bank: 136M vs. USCB (6.73M). USCB has less debt than STEL: USCB (115M) vs STEL (140M). STEL has higher revenues than USCB: STEL (425M) vs USCB (91.8M).
STELUSCBSTEL / USCB
Capitalization1.66B338M491%
EBITDAN/AN/A-
Gain YTD16.0237.025228%
P/E Ratio16.7111.90140%
Revenue425M91.8M463%
Total Cash136M6.73M2,022%
Total Debt140M115M122%
FUNDAMENTALS RATINGS
STEL: Fundamental Ratings
STEL
OUTLOOK RATING
1..100
23
VALUATION
overvalued / fair valued / undervalued
1..100
64
Fair valued
PROFIT vs RISK RATING
1..100
50
SMR RATING
1..100
19
PRICE GROWTH RATING
1..100
50
P/E GROWTH RATING
1..100
25
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
STELUSCB
RSI
ODDS (%)
Bearish Trend 3 days ago
72%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
73%
Bearish Trend 3 days ago
68%
Momentum
ODDS (%)
Bullish Trend 3 days ago
63%
Bullish Trend 3 days ago
65%
MACD
ODDS (%)
Bullish Trend 5 days ago
60%
Bullish Trend 3 days ago
71%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
57%
Bullish Trend 3 days ago
71%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
56%
Bullish Trend 3 days ago
68%
Advances
ODDS (%)
Bullish Trend 9 days ago
58%
Bullish Trend 4 days ago
70%
Declines
ODDS (%)
Bearish Trend 15 days ago
67%
Bearish Trend 15 days ago
66%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
77%
Bearish Trend 3 days ago
68%
Aroon
ODDS (%)
Bullish Trend 3 days ago
51%
Bullish Trend 3 days ago
83%
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STEL
Daily Signal:
Gain/Loss:
USCB
Daily Signal:
Gain/Loss:
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STEL and

Correlation & Price change

A.I.dvisor indicates that over the last year, STEL has been closely correlated with WSFS. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if STEL jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To STEL
1D Price
Change %
STEL100%
+0.75%
WSFS - STEL
88%
Closely correlated
+0.91%
HOPE - STEL
88%
Closely correlated
+0.35%
UBSI - STEL
87%
Closely correlated
+0.64%
TCBK - STEL
87%
Closely correlated
+0.14%
FNB - STEL
87%
Closely correlated
+0.46%
More

USCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, USCB has been closely correlated with MCBS. These tickers have moved in lockstep 74% of the time. This A.I.-generated data suggests there is a high statistical probability that if USCB jumps, then MCBS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To USCB
1D Price
Change %
USCB100%
+0.97%
MCBS - USCB
74%
Closely correlated
+1.06%
THFF - USCB
72%
Closely correlated
+0.05%
PFBC - USCB
71%
Closely correlated
+0.77%
CTBI - USCB
71%
Closely correlated
+1.21%
STEL - USCB
70%
Closely correlated
+0.75%
More