SSB
Price
$97.82
Change
+$1.12 (+1.16%)
Updated
Jan 14 closing price
Capitalization
9.83B
Intraday BUY SELL Signals
UCB
Price
$33.39
Change
+$0.91 (+2.80%)
Updated
Jan 14 closing price
Capitalization
4.03B
96 days until earnings call
Intraday BUY SELL Signals
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SSB vs UCB

Header iconSSB vs UCB Comparison
Open Charts SSB vs UCBBanner chart's image
SouthState
Price$97.82
Change+$1.12 (+1.16%)
Volume$674.44K
Capitalization9.83B
United Community Banks
Price$33.39
Change+$0.91 (+2.80%)
Volume$1.31M
Capitalization4.03B
SSB vs UCB Comparison Chart in %
SSB
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
SSB vs. UCB commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SSB is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (SSB: $97.82 vs. UCB: $33.39)
Brand notoriety: SSB and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SSB: 90% vs. UCB: 184%
Market capitalization -- SSB: $9.83B vs. UCB: $4.03B
SSB [@Regional Banks] is valued at $9.83B. UCB’s [@Regional Banks] market capitalization is $4.03B. The market cap for tickers in the [@Regional Banks] industry ranges from $157.7B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SSB’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • SSB’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, SSB is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SSB’s TA Score shows that 6 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • SSB’s TA Score: 6 bullish, 4 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, SSB is a better buy in the short-term than UCB.

Price Growth

SSB (@Regional Banks) experienced а +1.27% price change this week, while UCB (@Regional Banks) price change was +2.64% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.86%. For the same industry, the average monthly price growth was +1.07%, and the average quarterly price growth was +13.85%.

Reported Earning Dates

UCB is expected to report earnings on Apr 21, 2026.

Industries' Descriptions

@Regional Banks (+0.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SSB($9.83B) has a higher market cap than UCB($4.03B). SSB (13.42) and UCB (13.25) have similar P/E ratio . UCB YTD gains are higher at: 6.951 vs. SSB (2.752). SSB has more cash in the bank: 583M vs. UCB (205M). UCB has less debt than SSB: UCB (155M) vs SSB (696M). SSB has higher revenues than UCB: SSB (2.39B) vs UCB (1.01B).
SSBUCBSSB / UCB
Capitalization9.83B4.03B244%
EBITDAN/AN/A-
Gain YTD2.7526.95140%
P/E Ratio13.4213.25101%
Revenue2.39B1.01B236%
Total Cash583M205M284%
Total Debt696M155M449%
FUNDAMENTALS RATINGS
SSB vs UCB: Fundamental Ratings
SSB
UCB
OUTLOOK RATING
1..100
5768
VALUATION
overvalued / fair valued / undervalued
1..100
49
Fair valued
75
Overvalued
PROFIT vs RISK RATING
1..100
4575
SMR RATING
1..100
1013
PRICE GROWTH RATING
1..100
5552
P/E GROWTH RATING
1..100
6287
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SSB's Valuation (49) in the Regional Banks industry is in the same range as UCB (75). This means that SSB’s stock grew similarly to UCB’s over the last 12 months.

SSB's Profit vs Risk Rating (45) in the Regional Banks industry is in the same range as UCB (75). This means that SSB’s stock grew similarly to UCB’s over the last 12 months.

SSB's SMR Rating (10) in the Regional Banks industry is in the same range as UCB (13). This means that SSB’s stock grew similarly to UCB’s over the last 12 months.

UCB's Price Growth Rating (52) in the Regional Banks industry is in the same range as SSB (55). This means that UCB’s stock grew similarly to SSB’s over the last 12 months.

SSB's P/E Growth Rating (62) in the Regional Banks industry is in the same range as UCB (87). This means that SSB’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SSBUCB
RSI
ODDS (%)
Bearish Trend 2 days ago
75%
Bearish Trend 2 days ago
73%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
66%
Momentum
ODDS (%)
Bullish Trend 2 days ago
63%
Bullish Trend 2 days ago
61%
MACD
ODDS (%)
Bearish Trend 2 days ago
63%
Bullish Trend 2 days ago
62%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
65%
Bullish Trend 2 days ago
57%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
52%
Advances
ODDS (%)
Bullish Trend 10 days ago
58%
Bullish Trend 7 days ago
54%
Declines
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
68%
Bearish Trend 2 days ago
59%
Aroon
ODDS (%)
Bullish Trend 2 days ago
55%
Bullish Trend 2 days ago
43%
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SSB
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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SSB and

Correlation & Price change

A.I.dvisor indicates that over the last year, SSB has been closely correlated with FNB. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if SSB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SSB
1D Price
Change %
SSB100%
-0.20%
FNB - SSB
89%
Closely correlated
-0.58%
UCB - SSB
88%
Closely correlated
-0.64%
AUB - SSB
87%
Closely correlated
-0.27%
WBS - SSB
87%
Closely correlated
-0.55%
ONB - SSB
87%
Closely correlated
-0.83%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with WSFS. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+2.80%
WSFS - UCB
91%
Closely correlated
+0.72%
UBSI - UCB
91%
Closely correlated
+1.58%
HWC - UCB
91%
Closely correlated
+0.73%
FNB - UCB
91%
Closely correlated
+0.58%
TRMK - UCB
90%
Closely correlated
+0.68%
More