SPFI
Price
$37.89
Change
+$0.41 (+1.09%)
Updated
Jul 3 closing price
Capitalization
421.01M
22 days until earnings call
TRST
Price
$35.58
Change
+$0.48 (+1.37%)
Updated
Jul 3 closing price
Capitalization
534.21M
21 days until earnings call
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SPFI vs TRST

Header iconSPFI vs TRST Comparison
Open Charts SPFI vs TRSTBanner chart's image
South Plains Financial
Price$37.89
Change+$0.41 (+1.09%)
Volume$25.44K
Capitalization421.01M
TrustCo Bank
Price$35.58
Change+$0.48 (+1.37%)
Volume$57.57K
Capitalization534.21M
SPFI vs TRST Comparison Chart in %
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SPFI
Daily Signalchanged days ago
Gain/Loss if bought
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TRST
Daily Signalchanged days ago
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SPFI vs. TRST commentary
Jul 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SPFI is a Buy and TRST is a Buy.

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COMPARISON
Comparison
Jul 07, 2025
Stock price -- (SPFI: $37.89 vs. TRST: $35.58)
Brand notoriety: SPFI and TRST are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SPFI: 73% vs. TRST: 68%
Market capitalization -- SPFI: $421.01M vs. TRST: $534.21M
SPFI [@Regional Banks] is valued at $421.01M. TRST’s [@Regional Banks] market capitalization is $534.21M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SPFI’s FA Score shows that 3 FA rating(s) are green whileTRST’s FA Score has 2 green FA rating(s).

  • SPFI’s FA Score: 3 green, 2 red.
  • TRST’s FA Score: 2 green, 3 red.
According to our system of comparison, SPFI is a better buy in the long-term than TRST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SPFI’s TA Score shows that 5 TA indicator(s) are bullish while TRST’s TA Score has 4 bullish TA indicator(s).

  • SPFI’s TA Score: 5 bullish, 4 bearish.
  • TRST’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, SPFI is a better buy in the short-term than TRST.

Price Growth

SPFI (@Regional Banks) experienced а +5.69% price change this week, while TRST (@Regional Banks) price change was +10.22% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.86%. For the same industry, the average monthly price growth was +4.84%, and the average quarterly price growth was +11.71%.

Reported Earning Dates

SPFI is expected to report earnings on Jul 29, 2025.

TRST is expected to report earnings on Jul 28, 2025.

Industries' Descriptions

@Regional Banks (+2.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TRST($534M) has a higher market cap than SPFI($421M). TRST has higher P/E ratio than SPFI: TRST (9.12) vs SPFI (7.08). SPFI YTD gains are higher at: 9.982 vs. TRST (9.314). TRST has less debt than SPFI: TRST (44.5M) vs SPFI (110M). TRST has higher revenues than SPFI: TRST (190M) vs SPFI (176M).
SPFITRSTSPFI / TRST
Capitalization421M534M79%
EBITDAN/AN/A-
Gain YTD9.9829.314107%
P/E Ratio7.089.1278%
Revenue176M190M93%
Total Cash64.5MN/A-
Total Debt110M44.5M247%
FUNDAMENTALS RATINGS
SPFI vs TRST: Fundamental Ratings
SPFI
TRST
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
78
Overvalued
54
Fair valued
PROFIT vs RISK RATING
1..100
1858
SMR RATING
1..100
2325
PRICE GROWTH RATING
1..100
4543
P/E GROWTH RATING
1..100
1324
SEASONALITY SCORE
1..100
9550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TRST's Valuation (54) in the Regional Banks industry is in the same range as SPFI (78) in the Financial Conglomerates industry. This means that TRST’s stock grew similarly to SPFI’s over the last 12 months.

SPFI's Profit vs Risk Rating (18) in the Financial Conglomerates industry is somewhat better than the same rating for TRST (58) in the Regional Banks industry. This means that SPFI’s stock grew somewhat faster than TRST’s over the last 12 months.

SPFI's SMR Rating (23) in the Financial Conglomerates industry is in the same range as TRST (25) in the Regional Banks industry. This means that SPFI’s stock grew similarly to TRST’s over the last 12 months.

TRST's Price Growth Rating (43) in the Regional Banks industry is in the same range as SPFI (45) in the Financial Conglomerates industry. This means that TRST’s stock grew similarly to SPFI’s over the last 12 months.

SPFI's P/E Growth Rating (13) in the Financial Conglomerates industry is in the same range as TRST (24) in the Regional Banks industry. This means that SPFI’s stock grew similarly to TRST’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SPFITRST
RSI
ODDS (%)
Bearish Trend 5 days ago
60%
Bearish Trend 5 days ago
81%
Stochastic
ODDS (%)
Bearish Trend 5 days ago
63%
Bearish Trend 5 days ago
58%
Momentum
ODDS (%)
Bullish Trend 5 days ago
69%
Bullish Trend 5 days ago
56%
MACD
ODDS (%)
Bullish Trend 5 days ago
76%
Bullish Trend 5 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 5 days ago
64%
Bullish Trend 5 days ago
54%
TrendMonth
ODDS (%)
Bullish Trend 5 days ago
65%
Bullish Trend 5 days ago
56%
Advances
ODDS (%)
Bullish Trend 5 days ago
58%
Bullish Trend 5 days ago
54%
Declines
ODDS (%)
Bearish Trend 20 days ago
61%
Bearish Trend 21 days ago
57%
BollingerBands
ODDS (%)
Bearish Trend 5 days ago
55%
Bearish Trend 5 days ago
62%
Aroon
ODDS (%)
Bullish Trend 5 days ago
67%
Bullish Trend 5 days ago
48%
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SPFI
Daily Signalchanged days ago
Gain/Loss if bought
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TRST
Daily Signalchanged days ago
Gain/Loss if bought
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SPFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPFI has been closely correlated with BY. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if SPFI jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPFI
1D Price
Change %
SPFI100%
+1.09%
BY - SPFI
88%
Closely correlated
+1.43%
CTBI - SPFI
87%
Closely correlated
+1.69%
NWBI - SPFI
87%
Closely correlated
+1.12%
TRST - SPFI
86%
Closely correlated
+1.37%
PEBO - SPFI
85%
Closely correlated
+0.78%
More

TRST and

Correlation & Price change

A.I.dvisor indicates that over the last year, TRST has been closely correlated with NWBI. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if TRST jumps, then NWBI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TRST
1D Price
Change %
TRST100%
+1.37%
NWBI - TRST
90%
Closely correlated
+1.12%
TCBK - TRST
89%
Closely correlated
+1.27%
NBTB - TRST
89%
Closely correlated
+0.99%
THFF - TRST
89%
Closely correlated
+1.95%
HOPE - TRST
89%
Closely correlated
+1.09%
More