SOFI
Price
$27.40
Change
-$0.32 (-1.15%)
Updated
Jan 9 closing price
Capitalization
34.62B
19 days until earnings call
Intraday BUY SELL Signals
URI
Price
$938.79
Change
+$20.93 (+2.28%)
Updated
Jan 9 closing price
Capitalization
59.74B
17 days until earnings call
Intraday BUY SELL Signals
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SOFI vs URI

Header iconSOFI vs URI Comparison
Open Charts SOFI vs URIBanner chart's image
SoFi Technologies
Price$27.40
Change-$0.32 (-1.15%)
Volume$43.78M
Capitalization34.62B
United Rentals
Price$938.79
Change+$20.93 (+2.28%)
Volume$753.31K
Capitalization59.74B
SOFI vs URI Comparison Chart in %
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VS
SOFI vs. URI commentary
Jan 12, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SOFI is a Hold and URI is a Buy.

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COMPARISON
Comparison
Jan 12, 2026
Stock price -- (SOFI: $27.40 vs. URI: $938.79)
Brand notoriety: SOFI: Not notable vs. URI: Notable
SOFI represents the Savings Banks, while URI is part of the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: SOFI: 72% vs. URI: 114%
Market capitalization -- SOFI: $34.62B vs. URI: $59.74B
SOFI [@Savings Banks] is valued at $34.62B. URI’s [@Finance/Rental/Leasing] market capitalization is $59.74B. The market cap for tickers in the [@Savings Banks] industry ranges from $674.37B to $0. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $59.74B to $0. The average market capitalization across the [@Savings Banks] industry is $23.13B. The average market capitalization across the [@Finance/Rental/Leasing] industry is $8.24B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SOFI’s FA Score shows that 1 FA rating(s) are green whileURI’s FA Score has 3 green FA rating(s).

  • SOFI’s FA Score: 1 green, 4 red.
  • URI’s FA Score: 3 green, 2 red.
According to our system of comparison, URI is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SOFI’s TA Score shows that 2 TA indicator(s) are bullish while URI’s TA Score has 5 bullish TA indicator(s).

  • SOFI’s TA Score: 2 bullish, 6 bearish.
  • URI’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, URI is a better buy in the short-term than SOFI.

Price Growth

SOFI (@Savings Banks) experienced а -0.22% price change this week, while URI (@Finance/Rental/Leasing) price change was +11.09% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.12%. For the same industry, the average monthly price growth was +0.42%, and the average quarterly price growth was +5.72%.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +4.08%. For the same industry, the average monthly price growth was +12.11%, and the average quarterly price growth was +13.69%.

Reported Earning Dates

SOFI is expected to report earnings on Jan 30, 2026.

URI is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Savings Banks (+2.12% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

@Finance/Rental/Leasing (+4.08% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
URI($59.7B) has a higher market cap than SOFI($34.6B). SOFI has higher P/E ratio than URI: SOFI (48.93) vs URI (24.19). URI YTD gains are higher at: 15.997 vs. SOFI (4.660). SOFI has less debt than URI: SOFI (2.81B) vs URI (15.2B). URI has higher revenues than SOFI: URI (16B) vs SOFI (3.32B).
SOFIURISOFI / URI
Capitalization34.6B59.7B58%
EBITDAN/A7.15B-
Gain YTD4.66015.99729%
P/E Ratio48.9324.19202%
Revenue3.32B16B21%
Total CashN/A512M-
Total Debt2.81B15.2B18%
FUNDAMENTALS RATINGS
URI: Fundamental Ratings
URI
OUTLOOK RATING
1..100
46
VALUATION
overvalued / fair valued / undervalued
1..100
87
Overvalued
PROFIT vs RISK RATING
1..100
20
SMR RATING
1..100
33
PRICE GROWTH RATING
1..100
44
P/E GROWTH RATING
1..100
19
SEASONALITY SCORE
1..100
85

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
SOFIURI
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
69%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
89%
Bearish Trend 3 days ago
67%
Momentum
ODDS (%)
Bearish Trend 3 days ago
83%
Bullish Trend 3 days ago
74%
MACD
ODDS (%)
Bullish Trend 3 days ago
81%
N/A
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
82%
Bullish Trend 3 days ago
74%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
84%
Bullish Trend 3 days ago
74%
Advances
ODDS (%)
Bullish Trend 4 days ago
84%
Bullish Trend 3 days ago
73%
Declines
ODDS (%)
Bearish Trend 12 days ago
82%
Bearish Trend 12 days ago
70%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
71%
Bearish Trend 3 days ago
59%
Aroon
ODDS (%)
N/A
Bullish Trend 3 days ago
77%
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SOFI
Daily Signal:
Gain/Loss:
URI
Daily Signal:
Gain/Loss:
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SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with OMF. These tickers have moved in lockstep 63% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-1.15%
OMF - SOFI
63%
Loosely correlated
-0.23%
AL - SOFI
62%
Loosely correlated
+0.05%
UPST - SOFI
61%
Loosely correlated
-2.94%
SYF - SOFI
61%
Loosely correlated
-0.96%
URI - SOFI
60%
Loosely correlated
+2.28%
More

URI and

Correlation & Price change

A.I.dvisor indicates that over the last year, URI has been closely correlated with SYF. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if URI jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To URI
1D Price
Change %
URI100%
+2.28%
SYF - URI
71%
Closely correlated
-0.96%
HRI - URI
71%
Closely correlated
-0.44%
AXP - URI
71%
Closely correlated
-1.92%
OMF - URI
70%
Closely correlated
-0.23%
ENVA - URI
68%
Closely correlated
-1.96%
More