SOFI
Price
$28.13
Change
-$0.31 (-1.09%)
Updated
Sep 25, 04:59 PM (EDT)
Capitalization
34.06B
40 days until earnings call
SYF
Price
$74.29
Change
-$0.34 (-0.46%)
Updated
Sep 25, 04:59 PM (EDT)
Capitalization
27.77B
20 days until earnings call
Interact to see
Advertisement

SOFI vs SYF

Header iconSOFI vs SYF Comparison
Open Charts SOFI vs SYFBanner chart's image
SoFi Technologies
Price$28.13
Change-$0.31 (-1.09%)
Volume$269.51K
Capitalization34.06B
Synchrony Financial
Price$74.29
Change-$0.34 (-0.46%)
Volume$15.6K
Capitalization27.77B
SOFI vs SYF Comparison Chart in %
Loading...
SOFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
SOFI vs. SYF commentary
Sep 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SOFI is a Hold and SYF is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 26, 2025
Stock price -- (SOFI: $28.44 vs. SYF: $74.63)
Brand notoriety: SOFI: Not notable vs. SYF: Notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: SOFI: 66% vs. SYF: 77%
Market capitalization -- SOFI: $34.06B vs. SYF: $27.77B
SOFI [@Savings Banks] is valued at $34.06B. SYF’s [@Savings Banks] market capitalization is $27.77B. The market cap for tickers in the [@Savings Banks] industry ranges from $657.36B to $0. The average market capitalization across the [@Savings Banks] industry is $22.01B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SOFI’s FA Score shows that 1 FA rating(s) are green whileSYF’s FA Score has 4 green FA rating(s).

  • SOFI’s FA Score: 1 green, 4 red.
  • SYF’s FA Score: 4 green, 1 red.
According to our system of comparison, SYF is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SOFI’s TA Score shows that 4 TA indicator(s) are bullish while SYF’s TA Score has 2 bullish TA indicator(s).

  • SOFI’s TA Score: 4 bullish, 4 bearish.
  • SYF’s TA Score: 2 bullish, 5 bearish.
According to our system of comparison, SOFI is a better buy in the short-term than SYF.

Price Growth

SOFI (@Savings Banks) experienced а +4.79% price change this week, while SYF (@Savings Banks) price change was -0.25% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -1.33%. For the same industry, the average monthly price growth was +3.36%, and the average quarterly price growth was +37.75%.

Reported Earning Dates

SOFI is expected to report earnings on Nov 04, 2025.

SYF is expected to report earnings on Oct 15, 2025.

Industries' Descriptions

@Savings Banks (-1.33% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SOFI($34.1B) has a higher market cap than SYF($27.8B). SOFI has higher P/E ratio than SYF: SOFI (56.88) vs SYF (9.07). SOFI YTD gains are higher at: 82.655 vs. SYF (15.849). SOFI has less debt than SYF: SOFI (4.04B) vs SYF (16B). SYF has higher revenues than SOFI: SYF (16B) vs SOFI (3.06B).
SOFISYFSOFI / SYF
Capitalization34.1B27.8B123%
EBITDAN/AN/A-
Gain YTD82.65515.849522%
P/E Ratio56.889.07627%
Revenue3.06B16B19%
Total CashN/AN/A-
Total Debt4.04B16B25%
FUNDAMENTALS RATINGS
SYF: Fundamental Ratings
SYF
OUTLOOK RATING
1..100
75
VALUATION
overvalued / fair valued / undervalued
1..100
75
Overvalued
PROFIT vs RISK RATING
1..100
22
SMR RATING
1..100
4
PRICE GROWTH RATING
1..100
12
P/E GROWTH RATING
1..100
19
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
SOFISYF
RSI
ODDS (%)
Bearish Trend 2 days ago
76%
Bearish Trend 2 days ago
49%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 2 days ago
64%
Momentum
ODDS (%)
Bullish Trend 2 days ago
84%
Bearish Trend 2 days ago
67%
MACD
ODDS (%)
Bullish Trend 2 days ago
90%
Bearish Trend 2 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
83%
Bearish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
83%
Bullish Trend 2 days ago
72%
Advances
ODDS (%)
Bullish Trend 4 days ago
85%
Bullish Trend 7 days ago
67%
Declines
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
62%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
78%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
86%
Bullish Trend 2 days ago
74%
View a ticker or compare two or three
Interact to see
Advertisement
SOFI
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
SYF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
FORH25.480.14
+0.55%
Formidable ETF
BPH54.89N/A
N/A
BP PLC ADRHEDGED BPH
AVDS66.51-0.41
-0.61%
Avantis International Small Cp Eq ETF
ACWX64.10-0.42
-0.65%
iShares MSCI ACWI ex US ETF
BGY5.69-0.04
-0.70%
BlackRock Enhanced International Dividend Trust

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been closely correlated with OMF. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-1.09%
OMF - SOFI
67%
Closely correlated
-2.25%
UPST - SOFI
64%
Loosely correlated
-6.10%
ENVA - SOFI
64%
Loosely correlated
-0.92%
AL - SOFI
63%
Loosely correlated
+0.13%
SYF - SOFI
63%
Loosely correlated
-0.46%
More

SYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, SYF has been closely correlated with COF. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if SYF jumps, then COF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SYF
1D Price
Change %
SYF100%
-0.46%
COF - SYF
88%
Closely correlated
-0.87%
BFH - SYF
88%
Closely correlated
-1.09%
OMF - SYF
82%
Closely correlated
-2.25%
ENVA - SYF
79%
Closely correlated
-0.92%
ALLY - SYF
78%
Closely correlated
-2.69%
More