SMBK
Price
$33.57
Change
+$0.34 (+1.02%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
565.49M
77 days until earnings call
TOWN
Price
$35.27
Change
-$0.03 (-0.08%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
2.66B
73 days until earnings call
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SMBK vs TOWN

Header iconSMBK vs TOWN Comparison
Open Charts SMBK vs TOWNBanner chart's image
SmartFinancial
Price$33.57
Change+$0.34 (+1.02%)
Volume$200
Capitalization565.49M
TowneBank
Price$35.27
Change-$0.03 (-0.08%)
Volume$3.03K
Capitalization2.66B
SMBK vs TOWN Comparison Chart in %
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SMBK
Daily Signalchanged days ago
Gain/Loss if bought
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TOWN
Daily Signalchanged days ago
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SMBK vs. TOWN commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SMBK is a Hold and TOWN is a StrongBuy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (SMBK: $33.23 vs. TOWN: $35.30)
Brand notoriety: SMBK and TOWN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SMBK: 58% vs. TOWN: 56%
Market capitalization -- SMBK: $565.49M vs. TOWN: $2.66B
SMBK [@Regional Banks] is valued at $565.49M. TOWN’s [@Regional Banks] market capitalization is $2.66B. The market cap for tickers in the [@Regional Banks] industry ranges from $173.23B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SMBK’s FA Score shows that 1 FA rating(s) are green whileTOWN’s FA Score has 2 green FA rating(s).

  • SMBK’s FA Score: 1 green, 4 red.
  • TOWN’s FA Score: 2 green, 3 red.
According to our system of comparison, TOWN is a better buy in the long-term than SMBK.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SMBK’s TA Score shows that 5 TA indicator(s) are bullish while TOWN’s TA Score has 5 bullish TA indicator(s).

  • SMBK’s TA Score: 5 bullish, 5 bearish.
  • TOWN’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, TOWN is a better buy in the short-term than SMBK.

Price Growth

SMBK (@Regional Banks) experienced а +0.33% price change this week, while TOWN (@Regional Banks) price change was +2.35% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.72%. For the same industry, the average monthly price growth was +0.70%, and the average quarterly price growth was +7.73%.

Reported Earning Dates

SMBK is expected to report earnings on Oct 27, 2025.

TOWN is expected to report earnings on Oct 23, 2025.

Industries' Descriptions

@Regional Banks (+0.72% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TOWN($2.66B) has a higher market cap than SMBK($565M). TOWN has higher P/E ratio than SMBK: TOWN (15.28) vs SMBK (13.45). SMBK YTD gains are higher at: 8.053 vs. TOWN (5.223). TOWN has more cash in the bank: 127M vs. SMBK (58.3M). SMBK has less debt than TOWN: SMBK (43.7M) vs TOWN (263M).
SMBKTOWNSMBK / TOWN
Capitalization565M2.66B21%
EBITDAN/AN/A-
Gain YTD8.0535.223154%
P/E Ratio13.4515.2888%
RevenueN/AN/A-
Total Cash58.3M127M46%
Total Debt43.7M263M17%
FUNDAMENTALS RATINGS
SMBK vs TOWN: Fundamental Ratings
SMBK
TOWN
OUTLOOK RATING
1..100
5075
VALUATION
overvalued / fair valued / undervalued
1..100
63
Fair valued
59
Fair valued
PROFIT vs RISK RATING
1..100
2323
SMR RATING
1..100
4017
PRICE GROWTH RATING
1..100
5554
P/E GROWTH RATING
1..100
8153
SEASONALITY SCORE
1..100
4685

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TOWN's Valuation (59) in the Regional Banks industry is in the same range as SMBK (63). This means that TOWN’s stock grew similarly to SMBK’s over the last 12 months.

TOWN's Profit vs Risk Rating (23) in the Regional Banks industry is in the same range as SMBK (23). This means that TOWN’s stock grew similarly to SMBK’s over the last 12 months.

TOWN's SMR Rating (17) in the Regional Banks industry is in the same range as SMBK (40). This means that TOWN’s stock grew similarly to SMBK’s over the last 12 months.

TOWN's Price Growth Rating (54) in the Regional Banks industry is in the same range as SMBK (55). This means that TOWN’s stock grew similarly to SMBK’s over the last 12 months.

TOWN's P/E Growth Rating (53) in the Regional Banks industry is in the same range as SMBK (81). This means that TOWN’s stock grew similarly to SMBK’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SMBKTOWN
RSI
ODDS (%)
Bearish Trend 4 days ago
59%
Bearish Trend 6 days ago
76%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
74%
Bullish Trend 4 days ago
58%
Momentum
ODDS (%)
Bearish Trend 4 days ago
57%
Bearish Trend 4 days ago
59%
MACD
ODDS (%)
Bearish Trend 4 days ago
56%
Bearish Trend 4 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
65%
Bullish Trend 4 days ago
61%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
60%
Bearish Trend 4 days ago
57%
Advances
ODDS (%)
Bullish Trend 26 days ago
63%
Bullish Trend 6 days ago
59%
Declines
ODDS (%)
Bearish Trend 5 days ago
60%
Bearish Trend 11 days ago
55%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
61%
Bullish Trend 4 days ago
68%
Aroon
ODDS (%)
Bullish Trend 4 days ago
68%
Bullish Trend 4 days ago
52%
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SMBK
Daily Signalchanged days ago
Gain/Loss if bought
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TOWN
Daily Signalchanged days ago
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SMBK and

Correlation & Price change

A.I.dvisor indicates that over the last year, SMBK has been closely correlated with MBWM. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if SMBK jumps, then MBWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SMBK
1D Price
Change %
SMBK100%
+1.13%
MBWM - SMBK
85%
Closely correlated
-0.29%
PEBO - SMBK
83%
Closely correlated
+0.81%
CCNE - SMBK
82%
Closely correlated
+2.71%
TOWN - SMBK
81%
Closely correlated
+1.06%
UCB - SMBK
81%
Closely correlated
+0.78%
More

TOWN and

Correlation & Price change

A.I.dvisor indicates that over the last year, TOWN has been closely correlated with FMBH. These tickers have moved in lockstep 89% of the time. This A.I.-generated data suggests there is a high statistical probability that if TOWN jumps, then FMBH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TOWN
1D Price
Change %
TOWN100%
+1.06%
FMBH - TOWN
89%
Closely correlated
+0.27%
UBSI - TOWN
88%
Closely correlated
+1.07%
FBK - TOWN
88%
Closely correlated
+0.26%
TRMK - TOWN
88%
Closely correlated
+1.34%
UCB - TOWN
88%
Closely correlated
+0.78%
More