SMBC
Price
$60.70
Change
+$0.90 (+1.51%)
Updated
Jan 14, 04:59 PM (EDT)
Capitalization
669.89M
19 days until earnings call
Intraday BUY SELL Signals
UCB
Price
$33.38
Change
+$0.90 (+2.77%)
Updated
Jan 14, 04:59 PM (EDT)
Capitalization
3.95B
Earnings call today
Intraday BUY SELL Signals
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SMBC vs UCB

Header iconSMBC vs UCB Comparison
Open Charts SMBC vs UCBBanner chart's image
Southern Missouri Ban
Price$60.70
Change+$0.90 (+1.51%)
Volume$611
Capitalization669.89M
United Community Banks
Price$33.38
Change+$0.90 (+2.77%)
Volume$11.39K
Capitalization3.95B
SMBC vs UCB Comparison Chart in %
SMBC
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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VS
SMBC vs. UCB commentary
Jan 15, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SMBC is a Hold and UCB is a Hold.

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COMPARISON
Comparison
Jan 15, 2026
Stock price -- (SMBC: $59.80 vs. UCB: $32.48)
Brand notoriety: SMBC and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SMBC: 103% vs. UCB: 139%
Market capitalization -- SMBC: $669.89M vs. UCB: $3.95B
SMBC [@Regional Banks] is valued at $669.89M. UCB’s [@Regional Banks] market capitalization is $3.95B. The market cap for tickers in the [@Regional Banks] industry ranges from $159.99B to $0. The average market capitalization across the [@Regional Banks] industry is $8.79B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SMBC’s FA Score shows that 1 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • SMBC’s FA Score: 1 green, 4 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, SMBC is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SMBC’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 4 bullish TA indicator(s).

  • SMBC’s TA Score: 4 bullish, 5 bearish.
  • UCB’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, UCB is a better buy in the short-term than SMBC.

Price Growth

SMBC (@Regional Banks) experienced а 0.00% price change this week, while UCB (@Regional Banks) price change was +0.68% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.86%. For the same industry, the average monthly price growth was +1.07%, and the average quarterly price growth was +13.85%.

Reported Earning Dates

SMBC is expected to report earnings on Feb 02, 2026.

UCB is expected to report earnings on Jan 14, 2026.

Industries' Descriptions

@Regional Banks (+0.86% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UCB($3.95B) has a higher market cap than SMBC($670M). UCB has higher P/E ratio than SMBC: UCB (12.89) vs SMBC (10.95). UCB YTD gains are higher at: 4.036 vs. SMBC (1.150). SMBC has less debt than UCB: SMBC (125M) vs UCB (155M). UCB has higher revenues than SMBC: UCB (1.01B) vs SMBC (188M).
SMBCUCBSMBC / UCB
Capitalization670M3.95B17%
EBITDAN/AN/A-
Gain YTD1.1504.03628%
P/E Ratio10.9512.8985%
Revenue188M1.01B19%
Total CashN/A205M-
Total Debt125M155M81%
FUNDAMENTALS RATINGS
SMBC vs UCB: Fundamental Ratings
SMBC
UCB
OUTLOOK RATING
1..100
5568
VALUATION
overvalued / fair valued / undervalued
1..100
41
Fair valued
75
Overvalued
PROFIT vs RISK RATING
1..100
4375
SMR RATING
1..100
3313
PRICE GROWTH RATING
1..100
4952
P/E GROWTH RATING
1..100
6787
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SMBC's Valuation (41) in the Savings Banks industry is somewhat better than the same rating for UCB (75) in the Regional Banks industry. This means that SMBC’s stock grew somewhat faster than UCB’s over the last 12 months.

SMBC's Profit vs Risk Rating (43) in the Savings Banks industry is in the same range as UCB (75) in the Regional Banks industry. This means that SMBC’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as SMBC (33) in the Savings Banks industry. This means that UCB’s stock grew similarly to SMBC’s over the last 12 months.

SMBC's Price Growth Rating (49) in the Savings Banks industry is in the same range as UCB (52) in the Regional Banks industry. This means that SMBC’s stock grew similarly to UCB’s over the last 12 months.

SMBC's P/E Growth Rating (67) in the Savings Banks industry is in the same range as UCB (87) in the Regional Banks industry. This means that SMBC’s stock grew similarly to UCB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SMBCUCB
RSI
ODDS (%)
Bearish Trend 2 days ago
61%
Bearish Trend 2 days ago
73%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
70%
Bearish Trend 2 days ago
66%
Momentum
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
61%
MACD
ODDS (%)
Bearish Trend 2 days ago
54%
Bullish Trend 2 days ago
62%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
66%
Bullish Trend 2 days ago
57%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
54%
Bullish Trend 2 days ago
52%
Advances
ODDS (%)
Bullish Trend 28 days ago
65%
Bullish Trend 7 days ago
54%
Declines
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
70%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
74%
Bearish Trend 2 days ago
59%
Aroon
ODDS (%)
Bullish Trend 2 days ago
54%
Bullish Trend 2 days ago
43%
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SMBC
Daily Signal:
Gain/Loss:
UCB
Daily Signal:
Gain/Loss:
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SMBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, SMBC has been closely correlated with TRMK. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if SMBC jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SMBC
1D Price
Change %
SMBC100%
-0.37%
TRMK - SMBC
84%
Closely correlated
+0.05%
STBA - SMBC
84%
Closely correlated
-0.63%
CCNE - SMBC
84%
Closely correlated
-0.50%
WSFS - SMBC
84%
Closely correlated
-0.07%
UCB - SMBC
83%
Closely correlated
-0.64%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with WSFS. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
-0.64%
WSFS - UCB
91%
Closely correlated
-0.07%
UBSI - UCB
91%
Closely correlated
+0.13%
HWC - UCB
91%
Closely correlated
-1.46%
FNB - UCB
91%
Closely correlated
-0.58%
TRMK - UCB
90%
Closely correlated
+0.05%
More