SFBC
Price
$44.18
Change
-$0.15 (-0.34%)
Updated
Jul 22, 10:30 AM (EDT)
Capitalization
104.11M
UBFO
Price
$8.73
Change
+$0.13 (+1.51%)
Updated
Jul 22, 11:01 AM (EDT)
Capitalization
133.04M
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SFBC vs UBFO

Header iconSFBC vs UBFO Comparison
Open Charts SFBC vs UBFOBanner chart's image
Sound Financial Ban
Price$44.18
Change-$0.15 (-0.34%)
VolumeN/A
Capitalization104.11M
United Security Bancshares
Price$8.73
Change+$0.13 (+1.51%)
Volume$131
Capitalization133.04M
SFBC vs UBFO Comparison Chart in %
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SFBC
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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SFBC vs. UBFO commentary
Jul 22, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SFBC is a Buy and UBFO is a Hold.

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COMPARISON
Comparison
Jul 22, 2025
Stock price -- (SFBC: $44.33 vs. UBFO: $8.60)
Brand notoriety: SFBC and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: SFBC: 78% vs. UBFO: 87%
Market capitalization -- SFBC: $104.11M vs. UBFO: $133.04M
SFBC [@Regional Banks] is valued at $104.11M. UBFO’s [@Regional Banks] market capitalization is $133.04M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SFBC’s FA Score shows that 2 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • SFBC’s FA Score: 2 green, 3 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than SFBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SFBC’s TA Score shows that 4 TA indicator(s) are bullish while UBFO’s TA Score has 3 bullish TA indicator(s).

  • SFBC’s TA Score: 4 bullish, 4 bearish.
  • UBFO’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, SFBC is a better buy in the short-term than UBFO.

Price Growth

SFBC (@Regional Banks) experienced а -3.61% price change this week, while UBFO (@Regional Banks) price change was -3.04% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.23%. For the same industry, the average monthly price growth was +5.80%, and the average quarterly price growth was +9.55%.

Industries' Descriptions

@Regional Banks (+1.23% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($133M) has a higher market cap than SFBC($104M). SFBC has higher P/E ratio than UBFO: SFBC (14.23) vs UBFO (6.49). UBFO YTD gains are higher at: -11.363 vs. SFBC (-15.169). SFBC has less debt than UBFO: SFBC (56.5M) vs UBFO (74.6M). UBFO has higher revenues than SFBC: UBFO (54.8M) vs SFBC (38.9M).
SFBCUBFOSFBC / UBFO
Capitalization104M133M78%
EBITDAN/AN/A-
Gain YTD-15.169-11.363134%
P/E Ratio14.236.49219%
Revenue38.9M54.8M71%
Total CashN/A33.2M-
Total Debt56.5M74.6M76%
FUNDAMENTALS RATINGS
SFBC vs UBFO: Fundamental Ratings
SFBC
UBFO
OUTLOOK RATING
1..100
7930
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
59
Fair valued
PROFIT vs RISK RATING
1..100
2125
SMR RATING
1..100
6546
PRICE GROWTH RATING
1..100
9498
P/E GROWTH RATING
1..100
2611
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

SFBC's Valuation (59) in the Regional Banks industry is in the same range as UBFO (59). This means that SFBC’s stock grew similarly to UBFO’s over the last 12 months.

SFBC's Profit vs Risk Rating (21) in the Regional Banks industry is in the same range as UBFO (25). This means that SFBC’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's SMR Rating (46) in the Regional Banks industry is in the same range as SFBC (65). This means that UBFO’s stock grew similarly to SFBC’s over the last 12 months.

SFBC's Price Growth Rating (94) in the Regional Banks industry is in the same range as UBFO (98). This means that SFBC’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is in the same range as SFBC (26). This means that UBFO’s stock grew similarly to SFBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
SFBCUBFO
RSI
ODDS (%)
Bullish Trend 2 days ago
17%
Bearish Trend 2 days ago
42%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
37%
Bullish Trend 2 days ago
63%
Momentum
ODDS (%)
Bearish Trend 2 days ago
38%
Bearish Trend 2 days ago
38%
MACD
ODDS (%)
Bearish Trend 2 days ago
36%
Bearish Trend 2 days ago
30%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
33%
Bearish Trend 2 days ago
44%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
32%
Bullish Trend 2 days ago
60%
Advances
ODDS (%)
Bullish Trend 20 days ago
47%
Bullish Trend 6 days ago
62%
Declines
ODDS (%)
Bearish Trend 2 days ago
33%
N/A
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
41%
Bearish Trend 2 days ago
49%
Aroon
ODDS (%)
Bearish Trend 2 days ago
42%
Bearish Trend 2 days ago
54%
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SFBC
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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SFBC and

Correlation & Price change

A.I.dvisor tells us that SFBC and UBFO have been poorly correlated (+27% of the time) for the last year. This A.I.-generated data suggests there is low statistical probability that SFBC and UBFO's prices will move in lockstep.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SFBC
1D Price
Change %
SFBC100%
-0.98%
UBFO - SFBC
27%
Poorly correlated
N/A
PBHC - SFBC
25%
Poorly correlated
-0.07%
HBCP - SFBC
24%
Poorly correlated
+0.70%
AX - SFBC
24%
Poorly correlated
-0.01%
FCCO - SFBC
23%
Poorly correlated
-0.28%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WNEB. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WNEB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
N/A
WNEB - UBFO
69%
Closely correlated
+0.55%
UCB - UBFO
65%
Loosely correlated
-0.91%
HBAN - UBFO
63%
Loosely correlated
+0.60%
CFG - UBFO
63%
Loosely correlated
+0.04%
BRKL - UBFO
63%
Loosely correlated
-0.99%
More