SEZL
Price
$52.72
Change
-$4.57 (-7.98%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
1.96B
Intraday BUY SELL Signals
UPST
Price
$37.32
Change
-$2.30 (-5.81%)
Updated
Nov 13, 04:59 PM (EDT)
Capitalization
3.85B
96 days until earnings call
Intraday BUY SELL Signals
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SEZL vs UPST

Header iconSEZL vs UPST Comparison
Open Charts SEZL vs UPSTBanner chart's image
Sezzle
Price$52.72
Change-$4.57 (-7.98%)
Volume$16.51K
Capitalization1.96B
Upstart Holdings
Price$37.32
Change-$2.30 (-5.81%)
Volume$75.71K
Capitalization3.85B
SEZL vs UPST Comparison Chart in %
SEZL
Daily Signal:
Gain/Loss:
UPST
Daily Signal:
Gain/Loss:
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VS
SEZL vs. UPST commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SEZL is a Hold and UPST is a Hold.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (SEZL: $57.29 vs. UPST: $39.62)
Brand notoriety: SEZL and UPST are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: SEZL: 70% vs. UPST: 60%
Market capitalization -- SEZL: $1.8B vs. UPST: $3.63B
SEZL [@Savings Banks] is valued at $1.8B. UPST’s [@Savings Banks] market capitalization is $3.63B. The market cap for tickers in the [@Savings Banks] industry ranges from $648.6B to $0. The average market capitalization across the [@Savings Banks] industry is $21.95B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SEZL’s FA Score shows that 1 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • SEZL’s FA Score: 1 green, 4 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, UPST is a better buy in the long-term than SEZL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SEZL’s TA Score shows that 4 TA indicator(s) are bullish while UPST’s TA Score has 4 bullish TA indicator(s).

  • SEZL’s TA Score: 4 bullish, 4 bearish.
  • UPST’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, SEZL is a better buy in the short-term than UPST.

Price Growth

SEZL (@Savings Banks) experienced а -13.52% price change this week, while UPST (@Savings Banks) price change was -5.10% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.14%. For the same industry, the average monthly price growth was -3.03%, and the average quarterly price growth was +11.42%.

Reported Earning Dates

UPST is expected to report earnings on Feb 17, 2026.

Industries' Descriptions

@Savings Banks (-0.14% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UPST($3.85B) has a higher market cap than SEZL($1.96B). UPST has higher P/E ratio than SEZL: UPST (152.38) vs SEZL (17.64). SEZL YTD gains are higher at: 34.378 vs. UPST (-35.650). SEZL has less debt than UPST: SEZL (131M) vs UPST (1.47B). UPST has higher revenues than SEZL: UPST (844M) vs SEZL (372M).
SEZLUPSTSEZL / UPST
Capitalization1.96B3.85B51%
EBITDA139MN/A-
Gain YTD34.378-35.650-96%
P/E Ratio17.64152.3812%
Revenue372M844M44%
Total Cash88.9MN/A-
Total Debt131M1.47B9%
TECHNICAL ANALYSIS
Technical Analysis
SEZLUPST
RSI
ODDS (%)
Bullish Trend 2 days ago
86%
Bullish Trend 2 days ago
85%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
83%
Bullish Trend 2 days ago
85%
Momentum
ODDS (%)
Bearish Trend 2 days ago
86%
Bearish Trend 2 days ago
90%
MACD
ODDS (%)
Bearish Trend 2 days ago
87%
Bearish Trend 2 days ago
86%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
85%
Bearish Trend 2 days ago
89%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
88%
Advances
ODDS (%)
Bullish Trend 21 days ago
90%
Bullish Trend 2 days ago
89%
Declines
ODDS (%)
Bearish Trend 3 days ago
84%
Bearish Trend 8 days ago
90%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
87%
Bullish Trend 2 days ago
90%
Aroon
ODDS (%)
Bearish Trend 2 days ago
88%
Bearish Trend 2 days ago
85%
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SEZL
Daily Signal:
Gain/Loss:
UPST
Daily Signal:
Gain/Loss:
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SEZL and

Correlation & Price change

A.I.dvisor indicates that over the last year, SEZL has been loosely correlated with UPST. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if SEZL jumps, then UPST could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SEZL
1D Price
Change %
SEZL100%
+1.02%
UPST - SEZL
62%
Loosely correlated
+1.77%
SOFI - SEZL
48%
Loosely correlated
+4.07%
PMTS - SEZL
45%
Loosely correlated
+0.50%
OMF - SEZL
44%
Loosely correlated
+1.05%
URI - SEZL
43%
Loosely correlated
+0.67%
More

UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SEZL. These tickers have moved in lockstep 62% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SEZL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
+1.77%
SEZL - UPST
62%
Loosely correlated
+1.02%
SOFI - UPST
60%
Loosely correlated
+4.07%
OMF - UPST
55%
Loosely correlated
+1.05%
LC - UPST
54%
Loosely correlated
+1.53%
SYF - UPST
52%
Loosely correlated
+1.44%
More