SEZL
Price
$87.31
Change
-$4.20 (-4.59%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
3.11B
87 days until earnings call
UPST
Price
$63.46
Change
-$5.30 (-7.71%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
6.62B
92 days until earnings call
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SEZL vs UPST

Header iconSEZL vs UPST Comparison
Open Charts SEZL vs UPSTBanner chart's image
Sezzle
Price$87.31
Change-$4.20 (-4.59%)
Volume$20.67K
Capitalization3.11B
Upstart Holdings
Price$63.46
Change-$5.30 (-7.71%)
Volume$166.06K
Capitalization6.62B
SEZL vs UPST Comparison Chart in %
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SEZL
Daily Signalchanged days ago
Gain/Loss if bought
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UPST
Daily Signalchanged days ago
Gain/Loss if bought
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SEZL vs. UPST commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is SEZL is a Hold and UPST is a Hold.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (SEZL: $91.51 vs. UPST: $68.76)
Brand notoriety: SEZL and UPST are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: SEZL: 463% vs. UPST: 94%
Market capitalization -- SEZL: $3.11B vs. UPST: $6.62B
SEZL [@Savings Banks] is valued at $3.11B. UPST’s [@Savings Banks] market capitalization is $6.62B. The market cap for tickers in the [@Savings Banks] industry ranges from $653.67B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

SEZL’s FA Score shows that 2 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • SEZL’s FA Score: 2 green, 3 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, SEZL is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

SEZL’s TA Score shows that 5 TA indicator(s) are bullish while UPST’s TA Score has 6 bullish TA indicator(s).

  • SEZL’s TA Score: 5 bullish, 5 bearish.
  • UPST’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, UPST is a better buy in the short-term than SEZL.

Price Growth

SEZL (@Savings Banks) experienced а -36.45% price change this week, while UPST (@Savings Banks) price change was -13.20% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

SEZL is expected to report earnings on Nov 06, 2025.

UPST is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UPST($6.62B) has a higher market cap than SEZL($3.11B). SEZL YTD gains are higher at: 114.644 vs. UPST (11.678). SEZL has less debt than UPST: SEZL (70.8M) vs UPST (1.38B). UPST has higher revenues than SEZL: UPST (714M) vs SEZL (329M).
SEZLUPSTSEZL / UPST
Capitalization3.11B6.62B47%
EBITDA120MN/A-
Gain YTD114.64411.678982%
P/E Ratio31.14N/A-
Revenue329M714M46%
Total Cash88.9MN/A-
Total Debt70.8M1.38B5%
TECHNICAL ANALYSIS
Technical Analysis
SEZLUPST
RSI
ODDS (%)
Bullish Trend 4 days ago
90%
Bearish Trend 4 days ago
90%
Stochastic
ODDS (%)
Bullish Trend 4 days ago
90%
Bullish Trend 4 days ago
90%
Momentum
ODDS (%)
Bearish Trend 4 days ago
71%
Bearish Trend 4 days ago
90%
MACD
ODDS (%)
Bearish Trend 4 days ago
69%
Bearish Trend 4 days ago
74%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
82%
Bearish Trend 4 days ago
88%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
90%
Bearish Trend 4 days ago
88%
Advances
ODDS (%)
Bullish Trend 12 days ago
90%
Bullish Trend 20 days ago
88%
Declines
ODDS (%)
Bearish Trend 4 days ago
81%
Bearish Trend 6 days ago
90%
BollingerBands
ODDS (%)
Bullish Trend 4 days ago
90%
Bullish Trend 4 days ago
90%
Aroon
ODDS (%)
Bullish Trend 4 days ago
90%
Bullish Trend 4 days ago
88%
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SEZL
Daily Signalchanged days ago
Gain/Loss if bought
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UPST
Daily Signalchanged days ago
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SEZL and

Correlation & Price change

A.I.dvisor indicates that over the last year, SEZL has been loosely correlated with UPST. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if SEZL jumps, then UPST could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SEZL
1D Price
Change %
SEZL100%
-34.32%
UPST - SEZL
59%
Loosely correlated
-1.11%
SOFI - SEZL
51%
Loosely correlated
+0.09%
ENVA - SEZL
44%
Loosely correlated
+0.38%
URI - SEZL
44%
Loosely correlated
+0.51%
OMF - SEZL
42%
Loosely correlated
+0.40%
More

UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 60% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
-1.11%
SOFI - UPST
60%
Loosely correlated
+0.09%
SEZL - UPST
56%
Loosely correlated
-34.32%
LC - UPST
51%
Loosely correlated
-2.03%
R - UPST
50%
Loosely correlated
+1.09%
SYF - UPST
49%
Loosely correlated
+1.43%
More