RNST
Price
$36.25
Change
+$0.15 (+0.42%)
Updated
Dec 24 closing price
Capitalization
3.44B
32 days until earnings call
Intraday BUY SELL Signals
UBFO
Price
$10.22
Change
+$0.02 (+0.20%)
Updated
Dec 24 closing price
Capitalization
179.64M
Intraday BUY SELL Signals
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RNST vs UBFO

Header iconRNST vs UBFO Comparison
Open Charts RNST vs UBFOBanner chart's image
Renasant
Price$36.25
Change+$0.15 (+0.42%)
Volume$170.39K
Capitalization3.44B
United Security Bancshares
Price$10.22
Change+$0.02 (+0.20%)
Volume$8.77K
Capitalization179.64M
RNST vs UBFO Comparison Chart in %
RNST
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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VS
RNST vs. UBFO commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RNST is a Buy and UBFO is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (RNST: $36.25 vs. UBFO: $10.22)
Brand notoriety: RNST and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: RNST: 31% vs. UBFO: 22%
Market capitalization -- RNST: $3.44B vs. UBFO: $179.64M
RNST [@Regional Banks] is valued at $3.44B. UBFO’s [@Regional Banks] market capitalization is $179.64M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

RNST’s FA Score shows that 2 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • RNST’s FA Score: 2 green, 3 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than RNST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

RNST’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 3 bullish TA indicator(s).

  • RNST’s TA Score: 5 bullish, 5 bearish.
  • UBFO’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than RNST.

Price Growth

RNST (@Regional Banks) experienced а -2.87% price change this week, while UBFO (@Regional Banks) price change was -0.78% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

RNST is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
RNST($3.45B) has a higher market cap than UBFO($180M). RNST has higher P/E ratio than UBFO: RNST (19.28) vs UBFO (15.72). UBFO YTD gains are higher at: 6.722 vs. RNST (3.291). RNST has more cash in the bank: 352M vs. UBFO (44M). UBFO has less debt than RNST: UBFO (11.8M) vs RNST (1.16B). RNST has higher revenues than UBFO: RNST (874M) vs UBFO (52.6M).
RNSTUBFORNST / UBFO
Capitalization3.45B180M1,914%
EBITDAN/AN/A-
Gain YTD3.2916.72249%
P/E Ratio19.2815.72123%
Revenue874M52.6M1,662%
Total Cash352M44M800%
Total Debt1.16B11.8M9,822%
FUNDAMENTALS RATINGS
RNST vs UBFO: Fundamental Ratings
RNST
UBFO
OUTLOOK RATING
1..100
7355
VALUATION
overvalued / fair valued / undervalued
1..100
72
Overvalued
73
Overvalued
PROFIT vs RISK RATING
1..100
6921
SMR RATING
1..100
1458
PRICE GROWTH RATING
1..100
5549
P/E GROWTH RATING
1..100
1112
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

RNST's Valuation (72) in the Regional Banks industry is in the same range as UBFO (73). This means that RNST’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (21) in the Regional Banks industry is somewhat better than the same rating for RNST (69). This means that UBFO’s stock grew somewhat faster than RNST’s over the last 12 months.

RNST's SMR Rating (14) in the Regional Banks industry is somewhat better than the same rating for UBFO (58). This means that RNST’s stock grew somewhat faster than UBFO’s over the last 12 months.

UBFO's Price Growth Rating (49) in the Regional Banks industry is in the same range as RNST (55). This means that UBFO’s stock grew similarly to RNST’s over the last 12 months.

RNST's P/E Growth Rating (11) in the Regional Banks industry is in the same range as UBFO (12). This means that RNST’s stock grew similarly to UBFO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
RNSTUBFO
RSI
ODDS (%)
Bearish Trend 3 days ago
67%
Bearish Trend 3 days ago
50%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
63%
Bearish Trend 3 days ago
42%
Momentum
ODDS (%)
Bearish Trend 3 days ago
81%
Bullish Trend 3 days ago
58%
MACD
ODDS (%)
Bearish Trend 3 days ago
79%
Bearish Trend 3 days ago
36%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
69%
Bearish Trend 3 days ago
45%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
58%
Advances
ODDS (%)
Bullish Trend 12 days ago
52%
Bullish Trend 16 days ago
60%
Declines
ODDS (%)
Bearish Trend 4 days ago
68%
Bearish Trend 4 days ago
44%
BollingerBands
ODDS (%)
N/A
Bearish Trend 3 days ago
53%
Aroon
ODDS (%)
Bullish Trend 3 days ago
50%
Bullish Trend 3 days ago
59%
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RNST
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
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RNST and

Correlation & Price change

A.I.dvisor indicates that over the last year, RNST has been closely correlated with WSFS. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if RNST jumps, then WSFS could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To RNST
1D Price
Change %
RNST100%
+0.42%
WSFS - RNST
87%
Closely correlated
+0.11%
EWBC - RNST
87%
Closely correlated
-0.17%
ONB - RNST
86%
Closely correlated
+0.09%
FNB - RNST
86%
Closely correlated
+0.17%
UCB - RNST
86%
Closely correlated
+0.25%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 71% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.20%
WAL - UBFO
71%
Closely correlated
+0.09%
WBS - UBFO
70%
Closely correlated
+0.33%
ABCB - UBFO
69%
Closely correlated
+0.22%
RNST - UBFO
69%
Closely correlated
+0.42%
ZION - UBFO
69%
Closely correlated
+0.49%
More