RMBI
Price
$14.28
Change
+$0.17 (+1.20%)
Updated
Sep 26 closing price
Capitalization
138.01M
19 days until earnings call
UBFO
Price
$9.59
Change
+$0.01 (+0.10%)
Updated
Sep 26 closing price
Capitalization
167.6M
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RMBI vs UBFO

Header iconRMBI vs UBFO Comparison
Open Charts RMBI vs UBFOBanner chart's image
Richmond Mutual Ban
Price$14.28
Change+$0.17 (+1.20%)
Volume$15.21K
Capitalization138.01M
United Security Bancshares
Price$9.59
Change+$0.01 (+0.10%)
Volume$19.98K
Capitalization167.6M
RMBI vs UBFO Comparison Chart in %
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RMBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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RMBI vs. UBFO commentary
Sep 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RMBI is a Buy and UBFO is a StrongBuy.

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COMPARISON
Comparison
Sep 27, 2025
Stock price -- (RMBI: $14.28 vs. UBFO: $9.59)
Brand notoriety: RMBI and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: RMBI: 68% vs. UBFO: 90%
Market capitalization -- RMBI: $138.01M vs. UBFO: $167.6M
RMBI [@Regional Banks] is valued at $138.01M. UBFO’s [@Regional Banks] market capitalization is $167.6M. The market cap for tickers in the [@Regional Banks] industry ranges from $163.51B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

RMBI’s FA Score shows that 0 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • RMBI’s FA Score: 0 green, 5 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than RMBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

RMBI’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • RMBI’s TA Score: 5 bullish, 3 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, RMBI is a better buy in the short-term than UBFO.

Price Growth

RMBI (@Regional Banks) experienced а -4.61% price change this week, while UBFO (@Regional Banks) price change was -2.54% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.92%.

Reported Earning Dates

RMBI is expected to report earnings on Oct 16, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($168M) has a higher market cap than RMBI($138M). RMBI (15.03) and UBFO (14.75) have similar P/E ratio . RMBI YTD gains are higher at: 4.397 vs. UBFO (-1.159). UBFO has more cash in the bank: 44M vs. RMBI (11.6M). UBFO has less debt than RMBI: UBFO (14.6M) vs RMBI (267M). UBFO has higher revenues than RMBI: UBFO (52.3M) vs RMBI (44.9M).
RMBIUBFORMBI / UBFO
Capitalization138M168M82%
EBITDAN/AN/A-
Gain YTD4.397-1.159-379%
P/E Ratio15.0314.75102%
Revenue44.9M52.3M86%
Total Cash11.6M44M26%
Total Debt267M14.6M1,829%
FUNDAMENTALS RATINGS
RMBI vs UBFO: Fundamental Ratings
RMBI
UBFO
OUTLOOK RATING
1..100
7882
VALUATION
overvalued / fair valued / undervalued
1..100
44
Fair valued
71
Overvalued
PROFIT vs RISK RATING
1..100
5821
SMR RATING
1..100
6457
PRICE GROWTH RATING
1..100
5349
P/E GROWTH RATING
1..100
5310
SEASONALITY SCORE
1..100
750

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

RMBI's Valuation (44) in the null industry is in the same range as UBFO (71) in the Regional Banks industry. This means that RMBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (21) in the Regional Banks industry is somewhat better than the same rating for RMBI (58) in the null industry. This means that UBFO’s stock grew somewhat faster than RMBI’s over the last 12 months.

UBFO's SMR Rating (57) in the Regional Banks industry is in the same range as RMBI (64) in the null industry. This means that UBFO’s stock grew similarly to RMBI’s over the last 12 months.

UBFO's Price Growth Rating (49) in the Regional Banks industry is in the same range as RMBI (53) in the null industry. This means that UBFO’s stock grew similarly to RMBI’s over the last 12 months.

UBFO's P/E Growth Rating (10) in the Regional Banks industry is somewhat better than the same rating for RMBI (53) in the null industry. This means that UBFO’s stock grew somewhat faster than RMBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
RMBIUBFO
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
52%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
57%
Bearish Trend 2 days ago
44%
Momentum
ODDS (%)
Bearish Trend 2 days ago
45%
Bullish Trend 2 days ago
58%
MACD
ODDS (%)
Bearish Trend 2 days ago
39%
Bearish Trend 2 days ago
33%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
47%
Bearish Trend 2 days ago
44%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
55%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 9 days ago
54%
Bullish Trend 9 days ago
63%
Declines
ODDS (%)
Bearish Trend 5 days ago
51%
Bearish Trend 3 days ago
44%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
53%
Aroon
ODDS (%)
Bullish Trend 2 days ago
53%
Bullish Trend 2 days ago
64%
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RMBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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RMBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, RMBI has been loosely correlated with UBFO. These tickers have moved in lockstep 44% of the time. This A.I.-generated data suggests there is some statistical probability that if RMBI jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To RMBI
1D Price
Change %
RMBI100%
+1.20%
UBFO - RMBI
44%
Loosely correlated
+0.10%
FCCO - RMBI
44%
Loosely correlated
+0.10%
CWBC - RMBI
44%
Loosely correlated
-1.03%
BFIN - RMBI
44%
Loosely correlated
-0.24%
FXNC - RMBI
44%
Loosely correlated
-0.69%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.10%
UCB - UBFO
65%
Loosely correlated
+0.60%
AUB - UBFO
64%
Loosely correlated
+0.95%
SHBI - UBFO
63%
Loosely correlated
N/A
WAL - UBFO
63%
Loosely correlated
+0.02%
CFG - UBFO
63%
Loosely correlated
+0.93%
More