RMBI
Price
$14.27
Change
+$0.22 (+1.57%)
Updated
Jul 25 closing price
Capitalization
124.64M
81 days until earnings call
UBFO
Price
$8.76
Change
-$0.00 (-0.00%)
Updated
Jul 25 closing price
Capitalization
133.04M
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RMBI vs UBFO

Header iconRMBI vs UBFO Comparison
Open Charts RMBI vs UBFOBanner chart's image
Richmond Mutual Ban
Price$14.27
Change+$0.22 (+1.57%)
Volume$21.29K
Capitalization124.64M
United Security Bancshares
Price$8.76
Change-$0.00 (-0.00%)
Volume$15.89K
Capitalization133.04M
RMBI vs UBFO Comparison Chart in %
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RMBI
Daily Signalchanged days ago
Gain/Loss if bought
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UBFO
Daily Signalchanged days ago
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RMBI vs. UBFO commentary
Jul 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is RMBI is a Buy and UBFO is a Hold.

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COMPARISON
Comparison
Jul 28, 2025
Stock price -- (RMBI: $14.27 vs. UBFO: $8.76)
Brand notoriety: RMBI and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: RMBI: 33% vs. UBFO: 24%
Market capitalization -- RMBI: $124.64M vs. UBFO: $133.04M
RMBI [@Regional Banks] is valued at $124.64M. UBFO’s [@Regional Banks] market capitalization is $133.04M. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

RMBI’s FA Score shows that 0 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • RMBI’s FA Score: 0 green, 5 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than RMBI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

RMBI’s TA Score shows that 6 TA indicator(s) are bullish while UBFO’s TA Score has 4 bullish TA indicator(s).

  • RMBI’s TA Score: 6 bullish, 3 bearish.
  • UBFO’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, RMBI is a better buy in the short-term than UBFO.

Price Growth

RMBI (@Regional Banks) experienced а +2.81% price change this week, while UBFO (@Regional Banks) price change was +1.86% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.51%. For the same industry, the average monthly price growth was +4.61%, and the average quarterly price growth was +10.19%.

Reported Earning Dates

RMBI is expected to report earnings on Oct 16, 2025.

Industries' Descriptions

@Regional Banks (+0.51% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBFO($133M) has a higher market cap than RMBI($125M). RMBI has higher P/E ratio than UBFO: RMBI (12.80) vs UBFO (6.49). RMBI YTD gains are higher at: 3.255 vs. UBFO (-9.714). UBFO has higher revenues than RMBI: UBFO (54.8M) vs RMBI (43.5M).
RMBIUBFORMBI / UBFO
Capitalization125M133M94%
EBITDAN/AN/A-
Gain YTD3.255-9.714-34%
P/E Ratio12.806.49197%
Revenue43.5M54.8M79%
Total CashN/A33.2M-
Total DebtN/A74.6M-
FUNDAMENTALS RATINGS
RMBI vs UBFO: Fundamental Ratings
RMBI
UBFO
OUTLOOK RATING
1..100
348
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
63
Fair valued
PROFIT vs RISK RATING
1..100
5526
SMR RATING
1..100
5546
PRICE GROWTH RATING
1..100
4954
P/E GROWTH RATING
1..100
4613
SEASONALITY SCORE
1..100
5022

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

RMBI's Valuation (59) in the null industry is in the same range as UBFO (63) in the Regional Banks industry. This means that RMBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (26) in the Regional Banks industry is in the same range as RMBI (55) in the null industry. This means that UBFO’s stock grew similarly to RMBI’s over the last 12 months.

UBFO's SMR Rating (46) in the Regional Banks industry is in the same range as RMBI (55) in the null industry. This means that UBFO’s stock grew similarly to RMBI’s over the last 12 months.

RMBI's Price Growth Rating (49) in the null industry is in the same range as UBFO (54) in the Regional Banks industry. This means that RMBI’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's P/E Growth Rating (13) in the Regional Banks industry is somewhat better than the same rating for RMBI (46) in the null industry. This means that UBFO’s stock grew somewhat faster than RMBI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
RMBIUBFO
RSI
ODDS (%)
N/A
Bearish Trend 3 days ago
48%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
48%
Bearish Trend 3 days ago
47%
Momentum
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
59%
MACD
ODDS (%)
Bullish Trend 3 days ago
63%
Bearish Trend 3 days ago
37%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
55%
Bullish Trend 3 days ago
60%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
53%
Bullish Trend 3 days ago
60%
Advances
ODDS (%)
Bullish Trend 5 days ago
51%
Bullish Trend 5 days ago
62%
Declines
ODDS (%)
Bearish Trend 17 days ago
50%
N/A
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
46%
Bearish Trend 3 days ago
55%
Aroon
ODDS (%)
Bullish Trend 3 days ago
53%
Bearish Trend 3 days ago
56%
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RMBI
Daily Signalchanged days ago
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UBFO
Daily Signalchanged days ago
Gain/Loss if bought
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RMBI and

Correlation & Price change

A.I.dvisor indicates that over the last year, RMBI has been loosely correlated with UBFO. These tickers have moved in lockstep 42% of the time. This A.I.-generated data suggests there is some statistical probability that if RMBI jumps, then UBFO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To RMBI
1D Price
Change %
RMBI100%
+1.57%
UBFO - RMBI
42%
Loosely correlated
N/A
BFIN - RMBI
40%
Loosely correlated
+0.09%
CWBC - RMBI
40%
Loosely correlated
-1.02%
FUNC - RMBI
40%
Loosely correlated
-1.59%
FCCO - RMBI
39%
Loosely correlated
-0.04%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been loosely correlated with UCB. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UBFO jumps, then UCB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
N/A
UCB - UBFO
64%
Loosely correlated
+0.54%
WNEB - UBFO
63%
Loosely correlated
-0.44%
CFG - UBFO
63%
Loosely correlated
+0.43%
PNC - UBFO
63%
Loosely correlated
-0.05%
FNB - UBFO
63%
Loosely correlated
+0.32%
More