R
Price
$198.02
Change
+$3.95 (+2.04%)
Updated
Dec 11 closing price
Capitalization
8B
61 days until earnings call
Intraday BUY SELL Signals
SYF
Price
$85.66
Change
+$1.11 (+1.31%)
Updated
Dec 11 closing price
Capitalization
30.85B
42 days until earnings call
Intraday BUY SELL Signals
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R vs SYF

Header iconR vs SYF Comparison
Open Charts R vs SYFBanner chart's image
Ryder System
Price$198.02
Change+$3.95 (+2.04%)
Volume$596.35K
Capitalization8B
Synchrony Financial
Price$85.66
Change+$1.11 (+1.31%)
Volume$2.81M
Capitalization30.85B
R vs SYF Comparison Chart in %
R
Daily Signal:
Gain/Loss:
SYF
Daily Signal:
Gain/Loss:
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VS
R vs. SYF commentary
Dec 13, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is R is a StrongBuy and SYF is a StrongBuy.

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COMPARISON
Comparison
Dec 13, 2025
Stock price -- (R: $198.02 vs. SYF: $85.66)
Brand notoriety: R: Not notable vs. SYF: Notable
R represents the Finance/Rental/Leasing, while SYF is part of the Savings Banks industry
Current volume relative to the 65-day Moving Average: R: 145% vs. SYF: 79%
Market capitalization -- R: $8B vs. SYF: $30.85B
R [@Finance/Rental/Leasing] is valued at $8B. SYF’s [@Savings Banks] market capitalization is $30.85B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $53.06B to $0. The market cap for tickers in the [@Savings Banks] industry ranges from $666.39B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $7.63B. The average market capitalization across the [@Savings Banks] industry is $22.34B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

R’s FA Score shows that 2 FA rating(s) are green whileSYF’s FA Score has 3 green FA rating(s).

  • R’s FA Score: 2 green, 3 red.
  • SYF’s FA Score: 3 green, 2 red.
According to our system of comparison, R is a better buy in the long-term than SYF.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

R’s TA Score shows that 5 TA indicator(s) are bullish while SYF’s TA Score has 5 bullish TA indicator(s).

  • R’s TA Score: 5 bullish, 3 bearish.
  • SYF’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, R is a better buy in the short-term than SYF.

Price Growth

R (@Finance/Rental/Leasing) experienced а +10.01% price change this week, while SYF (@Savings Banks) price change was +6.54% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was +2.37%. For the same industry, the average monthly price growth was +2.29%, and the average quarterly price growth was +6.03%.

The average weekly price growth across all stocks in the @Savings Banks industry was +2.22%. For the same industry, the average monthly price growth was +0.91%, and the average quarterly price growth was +8.39%.

Reported Earning Dates

R is expected to report earnings on Feb 11, 2026.

SYF is expected to report earnings on Jan 23, 2026.

Industries' Descriptions

@Finance/Rental/Leasing (+2.37% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

@Savings Banks (+2.22% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SYF($30.9B) has a higher market cap than R($8B). R has higher P/E ratio than SYF: R (16.71) vs SYF (9.39). SYF YTD gains are higher at: 34.128 vs. R (25.602). R has less debt than SYF: R (8.72B) vs SYF (14.4B). SYF has higher revenues than R: SYF (15B) vs R (12.7B).
RSYFR / SYF
Capitalization8B30.9B26%
EBITDA2.94BN/A-
Gain YTD25.60234.12875%
P/E Ratio16.719.39178%
Revenue12.7B15B85%
Total Cash180MN/A-
Total Debt8.72B14.4B61%
FUNDAMENTALS RATINGS
R vs SYF: Fundamental Ratings
R
SYF
OUTLOOK RATING
1..100
2918
VALUATION
overvalued / fair valued / undervalued
1..100
25
Undervalued
71
Overvalued
PROFIT vs RISK RATING
1..100
718
SMR RATING
1..100
514
PRICE GROWTH RATING
1..100
4622
P/E GROWTH RATING
1..100
3839
SEASONALITY SCORE
1..100
350

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

R's Valuation (25) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for SYF (71). This means that R’s stock grew somewhat faster than SYF’s over the last 12 months.

R's Profit vs Risk Rating (7) in the Finance Or Rental Or Leasing industry is in the same range as SYF (18). This means that R’s stock grew similarly to SYF’s over the last 12 months.

SYF's SMR Rating (4) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for R (51). This means that SYF’s stock grew somewhat faster than R’s over the last 12 months.

SYF's Price Growth Rating (22) in the Finance Or Rental Or Leasing industry is in the same range as R (46). This means that SYF’s stock grew similarly to R’s over the last 12 months.

R's P/E Growth Rating (38) in the Finance Or Rental Or Leasing industry is in the same range as SYF (39). This means that R’s stock grew similarly to SYF’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
RSYF
RSI
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
66%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
69%
Momentum
ODDS (%)
Bullish Trend 3 days ago
74%
Bullish Trend 3 days ago
72%
MACD
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
68%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
70%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
72%
Bullish Trend 3 days ago
68%
Advances
ODDS (%)
Bullish Trend 5 days ago
70%
Bullish Trend 3 days ago
65%
Declines
ODDS (%)
N/A
Bearish Trend 5 days ago
64%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
63%
Aroon
ODDS (%)
N/A
Bullish Trend 3 days ago
75%
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R
Daily Signal:
Gain/Loss:
SYF
Daily Signal:
Gain/Loss:
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R and

Correlation & Price change

A.I.dvisor indicates that over the last year, R has been closely correlated with AXP. These tickers have moved in lockstep 73% of the time. This A.I.-generated data suggests there is a high statistical probability that if R jumps, then AXP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To R
1D Price
Change %
R100%
+4.14%
AXP - R
73%
Closely correlated
+3.20%
OMF - R
72%
Closely correlated
+4.36%
SYF - R
72%
Closely correlated
+4.37%
URI - R
70%
Closely correlated
+3.00%
ENVA - R
68%
Closely correlated
+3.11%
More

SYF and

Correlation & Price change

A.I.dvisor indicates that over the last year, SYF has been closely correlated with COF. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if SYF jumps, then COF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SYF
1D Price
Change %
SYF100%
+1.31%
COF - SYF
87%
Closely correlated
+0.64%
BFH - SYF
86%
Closely correlated
+0.72%
OMF - SYF
86%
Closely correlated
+3.48%
AXP - SYF
85%
Closely correlated
+2.48%
ALLY - SYF
79%
Closely correlated
+2.99%
More