QFIN
Price
$15.20
Change
+$0.13 (+0.86%)
Updated
Feb 4 closing price
Capitalization
1.99B
40 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$20.75
Change
-$1.01 (-4.64%)
Updated
Feb 4 closing price
Capitalization
26.22B
88 days until earnings call
Intraday BUY SELL Signals
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QFIN vs SOFI

Header iconQFIN vs SOFI Comparison
Open Charts QFIN vs SOFIBanner chart's image
Qfin Holdings
Price$15.20
Change+$0.13 (+0.86%)
Volume$1.69M
Capitalization1.99B
SoFi Technologies
Price$20.75
Change-$1.01 (-4.64%)
Volume$85.93M
Capitalization26.22B
QFIN vs SOFI Comparison Chart in %
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VS
QFIN vs. SOFI commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is QFIN is a Hold and SOFI is a Hold.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (QFIN: $15.20 vs. SOFI: $20.75)
Brand notoriety: QFIN and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: QFIN: 101% vs. SOFI: 161%
Market capitalization -- QFIN: $1.99B vs. SOFI: $26.22B
QFIN [@Savings Banks] is valued at $1.99B. SOFI’s [@Savings Banks] market capitalization is $26.22B. The market cap for tickers in the [@Savings Banks] industry ranges from $634.57B to $0. The average market capitalization across the [@Savings Banks] industry is $20.99B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

QFIN’s FA Score shows that 2 FA rating(s) are green whileSOFI’s FA Score has 2 green FA rating(s).

  • QFIN’s FA Score: 2 green, 3 red.
  • SOFI’s FA Score: 2 green, 3 red.
According to our system of comparison, SOFI is a better buy in the long-term than QFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

QFIN’s TA Score shows that 3 TA indicator(s) are bullish while SOFI’s TA Score has 4 bullish TA indicator(s).

  • QFIN’s TA Score: 3 bullish, 4 bearish.
  • SOFI’s TA Score: 4 bullish, 5 bearish.
According to our system of comparison, both QFIN and SOFI are a bad buy in the short-term.

Price Growth

QFIN (@Savings Banks) experienced а -5.41% price change this week, while SOFI (@Savings Banks) price change was -15.65% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -2.23%. For the same industry, the average monthly price growth was -7.01%, and the average quarterly price growth was +0.53%.

Reported Earning Dates

QFIN is expected to report earnings on Mar 17, 2026.

SOFI is expected to report earnings on May 04, 2026.

Industries' Descriptions

@Savings Banks (-2.23% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($26.2B) has a higher market cap than QFIN($1.99B). SOFI has higher P/E ratio than QFIN: SOFI (53.21) vs QFIN (2.15). SOFI (-20.741) and QFIN (-21.121) have similar YTD gains . SOFI has less debt than QFIN: SOFI (2.81B) vs QFIN (6.33B). QFIN has higher revenues than SOFI: QFIN (16.6B) vs SOFI (3.32B).
QFINSOFIQFIN / SOFI
Capitalization1.99B26.2B8%
EBITDAN/AN/A-
Gain YTD-21.121-20.741102%
P/E Ratio2.1553.214%
Revenue16.6B3.32B500%
Total CashN/AN/A-
Total Debt6.33B2.81B225%
FUNDAMENTALS RATINGS
QFIN: Fundamental Ratings
QFIN
OUTLOOK RATING
1..100
51
VALUATION
overvalued / fair valued / undervalued
1..100
5
Undervalued
PROFIT vs RISK RATING
1..100
86
SMR RATING
1..100
6
PRICE GROWTH RATING
1..100
92
P/E GROWTH RATING
1..100
99
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
QFINSOFI
RSI
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
88%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
84%
Bullish Trend 2 days ago
89%
Momentum
ODDS (%)
Bearish Trend 2 days ago
78%
Bearish Trend 2 days ago
78%
MACD
ODDS (%)
Bearish Trend 2 days ago
75%
Bearish Trend 2 days ago
82%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
80%
Bearish Trend 2 days ago
82%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
81%
Bearish Trend 2 days ago
84%
Advances
ODDS (%)
N/A
Bullish Trend 15 days ago
84%
Declines
ODDS (%)
Bearish Trend 3 days ago
77%
Bearish Trend 2 days ago
82%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
77%
Bullish Trend 2 days ago
80%
Aroon
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
89%
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QFIN
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
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QFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, QFIN has been closely correlated with FINV. These tickers have moved in lockstep 78% of the time. This A.I.-generated data suggests there is a high statistical probability that if QFIN jumps, then FINV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To QFIN
1D Price
Change %
QFIN100%
+0.86%
FINV - QFIN
78%
Closely correlated
-0.20%
LX - QFIN
70%
Closely correlated
+0.37%
LU - QFIN
69%
Closely correlated
-1.57%
XYF - QFIN
48%
Loosely correlated
+1.17%
SOFI - QFIN
47%
Loosely correlated
-4.64%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been closely correlated with AFRM. These tickers have moved in lockstep 68% of the time. This A.I.-generated data suggests there is a high statistical probability that if SOFI jumps, then AFRM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-4.64%
AFRM - SOFI
68%
Closely correlated
+0.81%
OMF - SOFI
67%
Closely correlated
-1.39%
ENVA - SOFI
63%
Loosely correlated
-2.11%
AL - SOFI
62%
Loosely correlated
-0.05%
WRLD - SOFI
61%
Loosely correlated
-2.15%
More