PYPL
Price
$73.43
Change
+$0.96 (+1.32%)
Updated
Jun 6 closing price
Capitalization
71.8B
50 days until earnings call
SOFI
Price
$14.24
Change
+$0.57 (+4.17%)
Updated
Jun 6 closing price
Capitalization
7.66B
57 days until earnings call
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PYPL vs SOFI

Header iconPYPL vs SOFI Comparison
Open Charts PYPL vs SOFIBanner chart's image
PayPal Holdings
Price$73.43
Change+$0.96 (+1.32%)
Volume$7.24M
Capitalization71.8B
SoFi Technologies
Price$14.24
Change+$0.57 (+4.17%)
Volume$63.29M
Capitalization7.66B
PYPL vs SOFI Comparison Chart
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PYPL
Daily Signalchanged days ago
Gain/Loss if bought
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SOFI
Daily Signalchanged days ago
Gain/Loss if bought
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PYPL vs. SOFI commentary
Jun 09, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PYPL is a StrongBuy and SOFI is a Buy.

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COMPARISON
Comparison
Jun 09, 2025
Stock price -- (PYPL: $71.44 vs. SOFI: $13.32)
Brand notoriety: PYPL: Notable vs. SOFI: Not notable
Both companies represent the Finance/Rental/Leasing industry
Current volume relative to the 65-day Moving Average: PYPL: 59% vs. SOFI: 93%
Market capitalization -- PYPL: $71.8B vs. SOFI: $7.66B
PYPL [@Finance/Rental/Leasing] is valued at $71.8B. SOFI’s [@Finance/Rental/Leasing] market capitalization is $7.66B. The market cap for tickers in the [@Finance/Rental/Leasing] industry ranges from $573.25B to $0. The average market capitalization across the [@Finance/Rental/Leasing] industry is $13.03B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PYPL’s FA Score shows that 0 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • PYPL’s FA Score: 0 green, 5 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, PYPL is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PYPL’s TA Score shows that 4 TA indicator(s) are bullish while SOFI’s TA Score has 5 bullish TA indicator(s).

  • PYPL’s TA Score: 4 bullish, 5 bearish.
  • SOFI’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, SOFI is a better buy in the short-term than PYPL.

Price Growth

PYPL (@Finance/Rental/Leasing) experienced а -0.29% price change this week, while SOFI (@Finance/Rental/Leasing) price change was +4.06% for the same time period.

The average weekly price growth across all stocks in the @Finance/Rental/Leasing industry was -0.57%. For the same industry, the average monthly price growth was +7.22%, and the average quarterly price growth was +14.30%.

Reported Earning Dates

PYPL is expected to report earnings on Jul 29, 2025.

SOFI is expected to report earnings on Aug 05, 2025.

Industries' Descriptions

@Finance/Rental/Leasing (-0.57% weekly)

A leasing company (e.g. United Rentals, Inc. ) is typically the legal owner of the asset for the duration of the lease, while the lessee has operating control over the asset while also having some share of the economic risks and returns from the change in the valuation of the underlying asset. Per capita disposable income and corporate earnings or cash flow could be some of the critical metrics for this business – the higher the values of these metrics, the potentially greater ability of consumers/businesses to afford apartments/office spaces for rent. Other finance companies include credit/debit card payment processing companies (e.g. Visa Inc. and Mastercard), private label credit cards providers (e.g. Synchrony Financial) and automobile finance companies (e.g. Credit Acceptance Corporation).

SUMMARIES
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FUNDAMENTALS
Fundamentals
PYPL($71.8B) has a higher market cap than SOFI($7.66B). PYPL has higher P/E ratio than SOFI: PYPL (16.93) vs SOFI (9.44). SOFI YTD gains are higher at: -13.506 vs. PYPL (-16.298). SOFI has less debt than PYPL: SOFI (5.36B) vs PYPL (9.68B). PYPL has higher revenues than SOFI: PYPL (29.8B) vs SOFI (2.11B).
PYPLSOFIPYPL / SOFI
Capitalization71.8B7.66B937%
EBITDA6.83BN/A-
Gain YTD-16.298-13.506121%
P/E Ratio16.939.44179%
Revenue29.8B2.11B1,414%
Total Cash14.1BN/A-
Total Debt9.68B5.36B180%
FUNDAMENTALS RATINGS
PYPL: Fundamental Ratings
PYPL
OUTLOOK RATING
1..100
15
VALUATION
overvalued / fair valued / undervalued
1..100
86
Overvalued
PROFIT vs RISK RATING
1..100
100
SMR RATING
1..100
46
PRICE GROWTH RATING
1..100
51
P/E GROWTH RATING
1..100
49
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
PYPLSOFI
RSI
ODDS (%)
Bearish Trend 12 days ago
63%
Bearish Trend 12 days ago
90%
Stochastic
ODDS (%)
Bearish Trend 12 days ago
76%
Bullish Trend 12 days ago
90%
Momentum
ODDS (%)
Bearish Trend 12 days ago
72%
Bearish Trend 12 days ago
79%
MACD
ODDS (%)
Bearish Trend 12 days ago
74%
Bearish Trend 12 days ago
82%
TrendWeek
ODDS (%)
Bearish Trend 12 days ago
70%
Bullish Trend 12 days ago
81%
TrendMonth
ODDS (%)
Bullish Trend 12 days ago
70%
Bullish Trend 12 days ago
80%
Advances
ODDS (%)
Bullish Trend 20 days ago
69%
Bullish Trend 13 days ago
83%
Declines
ODDS (%)
Bearish Trend 18 days ago
74%
Bearish Trend 19 days ago
84%
BollingerBands
ODDS (%)
N/A
Bearish Trend 12 days ago
84%
Aroon
ODDS (%)
Bullish Trend 12 days ago
70%
Bullish Trend 12 days ago
80%
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PYPL
Daily Signalchanged days ago
Gain/Loss if bought
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SOFI
Daily Signalchanged days ago
Gain/Loss if bought
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PYPL and

Correlation & Price change

A.I.dvisor indicates that over the last year, PYPL has been loosely correlated with AXP. These tickers have moved in lockstep 61% of the time. This A.I.-generated data suggests there is some statistical probability that if PYPL jumps, then AXP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PYPL
1D Price
Change %
PYPL100%
-0.06%
AXP - PYPL
61%
Loosely correlated
-0.14%
SYF - PYPL
59%
Loosely correlated
-1.20%
SOFI - PYPL
57%
Loosely correlated
-0.52%
COF - PYPL
55%
Loosely correlated
-0.51%
AL - PYPL
55%
Loosely correlated
-0.74%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been closely correlated with OMF. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-0.52%
OMF - SOFI
70%
Closely correlated
-1.05%
AXP - SOFI
68%
Closely correlated
-0.14%
ENVA - SOFI
66%
Closely correlated
-1.19%
UPST - SOFI
64%
Loosely correlated
-1.36%
SYF - SOFI
64%
Loosely correlated
-1.20%
More