PROV
Price
$15.39
Change
+$0.19 (+1.25%)
Updated
Dec 3 closing price
Capitalization
99.64M
60 days until earnings call
Intraday BUY SELL Signals
UBFO
Price
$10.02
Change
+$0.19 (+1.93%)
Updated
Dec 3 closing price
Capitalization
176.11M
Intraday BUY SELL Signals
Interact to see
Advertisement

PROV vs UBFO

Header iconPROV vs UBFO Comparison
Open Charts PROV vs UBFOBanner chart's image
Provident Financial Holdings
Price$15.39
Change+$0.19 (+1.25%)
Volume$9.95K
Capitalization99.64M
United Security Bancshares
Price$10.02
Change+$0.19 (+1.93%)
Volume$39.99K
Capitalization176.11M
PROV vs UBFO Comparison Chart in %
PROV
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
View a ticker or compare two or three
VS
PROV vs. UBFO commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PROV is a StrongBuy and UBFO is a StrongBuy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 04, 2025
Stock price -- (PROV: $15.51 vs. UBFO: $9.98)
Brand notoriety: PROV and UBFO are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: PROV: 22% vs. UBFO: 23%
Market capitalization -- PROV: $99.64M vs. UBFO: $176.11M
PROV [@Regional Banks] is valued at $99.64M. UBFO’s [@Regional Banks] market capitalization is $176.11M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PROV’s FA Score shows that 1 FA rating(s) are green whileUBFO’s FA Score has 2 green FA rating(s).

  • PROV’s FA Score: 1 green, 4 red.
  • UBFO’s FA Score: 2 green, 3 red.
According to our system of comparison, UBFO is a better buy in the long-term than PROV.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PROV’s TA Score shows that 5 TA indicator(s) are bullish while UBFO’s TA Score has 6 bullish TA indicator(s).

  • PROV’s TA Score: 5 bullish, 5 bearish.
  • UBFO’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, UBFO is a better buy in the short-term than PROV.

Price Growth

PROV (@Regional Banks) experienced а +1.92% price change this week, while UBFO (@Regional Banks) price change was +0.60% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

PROV is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UBFO($176M) has a higher market cap than PROV($99.6M). PROV has higher P/E ratio than UBFO: PROV (17.10) vs UBFO (15.42). UBFO YTD gains are higher at: 4.216 vs. PROV (0.126). UBFO has less debt than PROV: UBFO (14.6M) vs PROV (213M). UBFO has higher revenues than PROV: UBFO (52.3M) vs PROV (39M).
PROVUBFOPROV / UBFO
Capitalization99.6M176M57%
EBITDAN/AN/A-
Gain YTD0.1264.2163%
P/E Ratio17.1015.42111%
Revenue39M52.3M75%
Total CashN/A44M-
Total Debt213M14.6M1,459%
FUNDAMENTALS RATINGS
PROV vs UBFO: Fundamental Ratings
PROV
UBFO
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
63
Fair valued
73
Overvalued
PROFIT vs RISK RATING
1..100
5119
SMR RATING
1..100
7457
PRICE GROWTH RATING
1..100
5947
P/E GROWTH RATING
1..100
2711
SEASONALITY SCORE
1..100
4250

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PROV's Valuation (63) in the Savings Banks industry is in the same range as UBFO (73) in the Regional Banks industry. This means that PROV’s stock grew similarly to UBFO’s over the last 12 months.

UBFO's Profit vs Risk Rating (19) in the Regional Banks industry is in the same range as PROV (51) in the Savings Banks industry. This means that UBFO’s stock grew similarly to PROV’s over the last 12 months.

UBFO's SMR Rating (57) in the Regional Banks industry is in the same range as PROV (74) in the Savings Banks industry. This means that UBFO’s stock grew similarly to PROV’s over the last 12 months.

UBFO's Price Growth Rating (47) in the Regional Banks industry is in the same range as PROV (59) in the Savings Banks industry. This means that UBFO’s stock grew similarly to PROV’s over the last 12 months.

UBFO's P/E Growth Rating (11) in the Regional Banks industry is in the same range as PROV (27) in the Savings Banks industry. This means that UBFO’s stock grew similarly to PROV’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PROVUBFO
RSI
ODDS (%)
Bullish Trend 7 days ago
45%
Bearish Trend 7 days ago
48%
Stochastic
ODDS (%)
Bullish Trend 7 days ago
29%
Bearish Trend 7 days ago
50%
Momentum
ODDS (%)
Bearish Trend 7 days ago
39%
Bullish Trend 7 days ago
54%
MACD
ODDS (%)
Bullish Trend 7 days ago
33%
Bullish Trend 7 days ago
54%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
47%
Bullish Trend 7 days ago
59%
TrendMonth
ODDS (%)
Bearish Trend 7 days ago
44%
Bullish Trend 7 days ago
57%
Advances
ODDS (%)
Bullish Trend 7 days ago
52%
Bullish Trend 14 days ago
60%
Declines
ODDS (%)
Bearish Trend 18 days ago
47%
Bearish Trend 7 days ago
45%
BollingerBands
ODDS (%)
Bullish Trend 7 days ago
57%
Bearish Trend 7 days ago
53%
Aroon
ODDS (%)
Bearish Trend 7 days ago
49%
Bullish Trend 7 days ago
58%
View a ticker or compare two or three
Interact to see
Advertisement
PROV
Daily Signal:
Gain/Loss:
UBFO
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
ANSLF24.00N/A
N/A
Ansell Ltd.
FRRPF4.34N/A
N/A
Fiera Cap Corp
OTLC0.10N/A
N/A
Oncotelic Therapeutics, Inc.
SPEV0.03N/A
N/A
Shorepower Technologies Inc.
RPGRY31.79N/A
N/A
REA Group Ltd

PROV and

Correlation & Price change

A.I.dvisor indicates that over the last year, PROV has been loosely correlated with FFWM. These tickers have moved in lockstep 42% of the time. This A.I.-generated data suggests there is some statistical probability that if PROV jumps, then FFWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PROV
1D Price
Change %
PROV100%
+1.34%
FFWM - PROV
42%
Loosely correlated
-0.37%
RBCAA - PROV
41%
Loosely correlated
-1.07%
TRST - PROV
40%
Loosely correlated
+0.42%
HBNC - PROV
40%
Loosely correlated
+0.58%
UBFO - PROV
40%
Loosely correlated
+0.60%
More

UBFO and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBFO has been closely correlated with WAL. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBFO jumps, then WAL could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBFO
1D Price
Change %
UBFO100%
+0.60%
WAL - UBFO
70%
Closely correlated
-0.39%
WBS - UBFO
69%
Closely correlated
-0.16%
ZION - UBFO
68%
Closely correlated
-0.06%
RNST - UBFO
68%
Closely correlated
-1.06%
TFC - UBFO
68%
Closely correlated
-0.23%
More