PNFP
Price
$117.07
Change
-$1.81 (-1.52%)
Updated
Jul 18 closing price
Capitalization
6.62B
93 days until earnings call
USB
Price
$45.69
Change
+$0.48 (+1.06%)
Updated
Jul 18 closing price
Capitalization
68.49B
88 days until earnings call
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PNFP vs USB

Header iconPNFP vs USB Comparison
Open Charts PNFP vs USBBanner chart's image
Pinnacle Financial Partners
Price$117.07
Change-$1.81 (-1.52%)
Volume$773.16K
Capitalization6.62B
US Ban
Price$45.69
Change+$0.48 (+1.06%)
Volume$15.54M
Capitalization68.49B
PNFP vs USB Comparison Chart in %
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PNFP
Daily Signalchanged days ago
Gain/Loss if bought
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USB
Daily Signalchanged days ago
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PNFP vs. USB commentary
Jul 20, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PNFP is a Hold and USB is a Hold.

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COMPARISON
Comparison
Jul 20, 2025
Stock price -- (PNFP: $117.07 vs. USB: $45.69)
Brand notoriety: PNFP: Not notable vs. USB: Notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: PNFP: 170% vs. USB: 145%
Market capitalization -- PNFP: $6.62B vs. USB: $68.49B
PNFP [@Regional Banks] is valued at $6.62B. USB’s [@Regional Banks] market capitalization is $68.49B. The market cap for tickers in the [@Regional Banks] industry ranges from $133.96B to $0. The average market capitalization across the [@Regional Banks] industry is $6.04B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PNFP’s FA Score shows that 2 FA rating(s) are green whileUSB’s FA Score has 1 green FA rating(s).

  • PNFP’s FA Score: 2 green, 3 red.
  • USB’s FA Score: 1 green, 4 red.
According to our system of comparison, PNFP is a better buy in the long-term than USB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PNFP’s TA Score shows that 3 TA indicator(s) are bullish while USB’s TA Score has 3 bullish TA indicator(s).

  • PNFP’s TA Score: 3 bullish, 5 bearish.
  • USB’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, both PNFP and USB are a bad buy in the short-term.

Price Growth

PNFP (@Regional Banks) experienced а -0.96% price change this week, while USB (@Regional Banks) price change was -3.08% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.44%. For the same industry, the average monthly price growth was +5.48%, and the average quarterly price growth was +10.62%.

Reported Earning Dates

PNFP is expected to report earnings on Oct 21, 2025.

USB is expected to report earnings on Oct 16, 2025.

Industries' Descriptions

@Regional Banks (+0.44% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
USB($68.5B) has a higher market cap than PNFP($6.62B). USB has higher P/E ratio than PNFP: USB (13.44) vs PNFP (11.70). PNFP YTD gains are higher at: 2.776 vs. USB (-2.262). PNFP has less debt than USB: PNFP (2.56B) vs USB (62.9B). USB has higher revenues than PNFP: USB (28B) vs PNFP (1.38B).
PNFPUSBPNFP / USB
Capitalization6.62B68.5B10%
EBITDAN/AN/A-
Gain YTD2.776-2.262-123%
P/E Ratio11.7013.4487%
Revenue1.38B28B5%
Total Cash229MN/A-
Total Debt2.56B62.9B4%
FUNDAMENTALS RATINGS
PNFP vs USB: Fundamental Ratings
PNFP
USB
OUTLOOK RATING
1..100
4177
VALUATION
overvalued / fair valued / undervalued
1..100
83
Overvalued
75
Overvalued
PROFIT vs RISK RATING
1..100
3460
SMR RATING
1..100
103
PRICE GROWTH RATING
1..100
4549
P/E GROWTH RATING
1..100
3277
SEASONALITY SCORE
1..100
9550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

USB's Valuation (75) in the Major Banks industry is in the same range as PNFP (83) in the Regional Banks industry. This means that USB’s stock grew similarly to PNFP’s over the last 12 months.

PNFP's Profit vs Risk Rating (34) in the Regional Banks industry is in the same range as USB (60) in the Major Banks industry. This means that PNFP’s stock grew similarly to USB’s over the last 12 months.

USB's SMR Rating (3) in the Major Banks industry is in the same range as PNFP (10) in the Regional Banks industry. This means that USB’s stock grew similarly to PNFP’s over the last 12 months.

PNFP's Price Growth Rating (45) in the Regional Banks industry is in the same range as USB (49) in the Major Banks industry. This means that PNFP’s stock grew similarly to USB’s over the last 12 months.

PNFP's P/E Growth Rating (32) in the Regional Banks industry is somewhat better than the same rating for USB (77) in the Major Banks industry. This means that PNFP’s stock grew somewhat faster than USB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PNFPUSB
RSI
ODDS (%)
Bearish Trend 3 days ago
70%
Bearish Trend 3 days ago
54%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
58%
Bullish Trend 3 days ago
57%
Momentum
ODDS (%)
Bearish Trend 3 days ago
68%
Bearish Trend 3 days ago
62%
MACD
ODDS (%)
Bearish Trend 3 days ago
73%
Bearish Trend 3 days ago
57%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
66%
Bearish Trend 3 days ago
58%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
66%
Bullish Trend 3 days ago
63%
Advances
ODDS (%)
Bullish Trend 4 days ago
70%
Bullish Trend 18 days ago
59%
Declines
ODDS (%)
N/A
Bearish Trend 4 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
74%
Bearish Trend 3 days ago
60%
Aroon
ODDS (%)
Bullish Trend 3 days ago
70%
Bullish Trend 3 days ago
55%
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PNFP
Daily Signalchanged days ago
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USB
Daily Signalchanged days ago
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PNFP and

Correlation & Price change

A.I.dvisor indicates that over the last year, PNFP has been closely correlated with SNV. These tickers have moved in lockstep 94% of the time. This A.I.-generated data suggests there is a high statistical probability that if PNFP jumps, then SNV could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PNFP
1D Price
Change %
PNFP100%
-1.53%
SNV - PNFP
94%
Closely correlated
+3.51%
FNB - PNFP
92%
Closely correlated
+1.26%
WTFC - PNFP
92%
Closely correlated
+0.58%
ONB - PNFP
91%
Closely correlated
-0.17%
ASB - PNFP
91%
Closely correlated
+0.47%
More

USB and

Correlation & Price change

A.I.dvisor indicates that over the last year, USB has been closely correlated with FITB. These tickers have moved in lockstep 88% of the time. This A.I.-generated data suggests there is a high statistical probability that if USB jumps, then FITB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To USB
1D Price
Change %
USB100%
+1.06%
FITB - USB
88%
Closely correlated
+0.99%
SNV - USB
87%
Closely correlated
+3.51%
PNFP - USB
87%
Closely correlated
-1.53%
FNB - USB
86%
Closely correlated
+1.26%
HBAN - USB
86%
Closely correlated
-1.59%
More