PNC
Price
$197.87
Change
-$0.40 (-0.20%)
Updated
Dec 5, 04:59 PM (EDT)
Capitalization
77.75B
42 days until earnings call
Intraday BUY SELL Signals
USB
Price
$51.26
Change
-$0.11 (-0.21%)
Updated
Dec 5, 04:59 PM (EDT)
Capitalization
79.85B
46 days until earnings call
Intraday BUY SELL Signals
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PNC vs USB

Header iconPNC vs USB Comparison
Open Charts PNC vs USBBanner chart's image
PNC Financial Services Group
Price$197.87
Change-$0.40 (-0.20%)
Volume$8.82K
Capitalization77.75B
US Ban
Price$51.26
Change-$0.11 (-0.21%)
Volume$66.54K
Capitalization79.85B
PNC vs USB Comparison Chart in %
PNC
Daily Signal:
Gain/Loss:
USB
Daily Signal:
Gain/Loss:
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VS
PNC vs. USB commentary
Dec 06, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PNC is a Buy and USB is a StrongBuy.

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COMPARISON
Comparison
Dec 06, 2025
Stock price -- (PNC: $198.27 vs. USB: $51.37)
Brand notoriety: PNC and USB are both notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: PNC: 94% vs. USB: 91%
Market capitalization -- PNC: $77.75B vs. USB: $79.85B
PNC [@Regional Banks] is valued at $77.75B. USB’s [@Regional Banks] market capitalization is $79.85B. The market cap for tickers in the [@Regional Banks] industry ranges from $170.11B to $0. The average market capitalization across the [@Regional Banks] industry is $8.32B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PNC’s FA Score shows that 1 FA rating(s) are green whileUSB’s FA Score has 2 green FA rating(s).

  • PNC’s FA Score: 1 green, 4 red.
  • USB’s FA Score: 2 green, 3 red.
According to our system of comparison, PNC is a better buy in the long-term than USB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PNC’s TA Score shows that 5 TA indicator(s) are bullish while USB’s TA Score has 5 bullish TA indicator(s).

  • PNC’s TA Score: 5 bullish, 4 bearish.
  • USB’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, both PNC and USB are a good buy in the short-term.

Price Growth

PNC (@Regional Banks) experienced а +3.33% price change this week, while USB (@Regional Banks) price change was +4.94% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.23%. For the same industry, the average monthly price growth was +3.87%, and the average quarterly price growth was +14.23%.

Reported Earning Dates

PNC is expected to report earnings on Jan 16, 2026.

USB is expected to report earnings on Jan 20, 2026.

Industries' Descriptions

@Regional Banks (+1.23% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
USB($79.9B) and PNC($77.8B) have the same market capitalization . PNC has higher P/E ratio than USB: PNC (12.81) vs USB (11.65). USB YTD gains are higher at: 11.067 vs. PNC (6.616). PNC has less debt than USB: PNC (60.4B) vs USB (79.1B). USB has higher revenues than PNC: USB (27.7B) vs PNC (22.1B).
PNCUSBPNC / USB
Capitalization77.8B79.9B97%
EBITDAN/AN/A-
Gain YTD6.61611.06760%
P/E Ratio12.8111.65110%
Revenue22.1B27.7B80%
Total Cash5.94BN/A-
Total Debt60.4B79.1B76%
FUNDAMENTALS RATINGS
PNC vs USB: Fundamental Ratings
PNC
USB
OUTLOOK RATING
1..100
3129
VALUATION
overvalued / fair valued / undervalued
1..100
78
Overvalued
64
Fair valued
PROFIT vs RISK RATING
1..100
4356
SMR RATING
1..100
54
PRICE GROWTH RATING
1..100
5033
P/E GROWTH RATING
1..100
7778
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

USB's Valuation (64) in the Major Banks industry is in the same range as PNC (78). This means that USB’s stock grew similarly to PNC’s over the last 12 months.

PNC's Profit vs Risk Rating (43) in the Major Banks industry is in the same range as USB (56). This means that PNC’s stock grew similarly to USB’s over the last 12 months.

USB's SMR Rating (4) in the Major Banks industry is in the same range as PNC (5). This means that USB’s stock grew similarly to PNC’s over the last 12 months.

USB's Price Growth Rating (33) in the Major Banks industry is in the same range as PNC (50). This means that USB’s stock grew similarly to PNC’s over the last 12 months.

PNC's P/E Growth Rating (77) in the Major Banks industry is in the same range as USB (78). This means that PNC’s stock grew similarly to USB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PNCUSB
RSI
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
57%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
52%
Momentum
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
53%
MACD
ODDS (%)
N/A
Bullish Trend 2 days ago
56%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
55%
Bullish Trend 2 days ago
59%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
51%
Bullish Trend 2 days ago
57%
Advances
ODDS (%)
Bullish Trend 2 days ago
55%
Bullish Trend 2 days ago
56%
Declines
ODDS (%)
Bearish Trend 8 days ago
62%
Bearish Trend 19 days ago
59%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
69%
Bearish Trend 2 days ago
59%
Aroon
ODDS (%)
Bullish Trend 2 days ago
50%
Bearish Trend 2 days ago
66%
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PNC
Daily Signal:
Gain/Loss:
USB
Daily Signal:
Gain/Loss:
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PNC and

Correlation & Price change

A.I.dvisor indicates that over the last year, PNC has been closely correlated with HBAN. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if PNC jumps, then HBAN could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PNC
1D Price
Change %
PNC100%
+0.14%
HBAN - PNC
91%
Closely correlated
+0.35%
MTB - PNC
91%
Closely correlated
-0.03%
FITB - PNC
90%
Closely correlated
+1.18%
USB - PNC
90%
Closely correlated
+0.86%
TFC - PNC
90%
Closely correlated
+0.25%
More

USB and

Correlation & Price change

A.I.dvisor indicates that over the last year, USB has been closely correlated with MTB. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if USB jumps, then MTB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To USB
1D Price
Change %
USB100%
+0.86%
MTB - USB
90%
Closely correlated
-0.03%
FITB - USB
89%
Closely correlated
+1.18%
HBAN - USB
89%
Closely correlated
+0.35%
PNC - USB
87%
Closely correlated
+0.14%
CFG - USB
87%
Closely correlated
+0.36%
More