PGY
Price
$11.22
Change
+$0.31 (+2.84%)
Updated
Apr 25, 04:59 PM (EDT)
Capitalization
667.45M
9 days until earnings call
SPNS
Price
$27.89
Change
+$0.23 (+0.83%)
Updated
Apr 25 closing price
Capitalization
1.79B
10 days until earnings call
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PGY vs SPNS

Header iconPGY vs SPNS Comparison
Open Charts PGY vs SPNSBanner chart's image
Pagaya Technologies
Price$11.22
Change+$0.31 (+2.84%)
Volume$8.11K
Capitalization667.45M
Sapiens International
Price$27.89
Change+$0.23 (+0.83%)
Volume$131.86K
Capitalization1.79B
PGY vs SPNS Comparison Chart
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PGY
Daily Signalchanged days ago
Gain/Loss if bought
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SPNS
Daily Signalchanged days ago
Gain/Loss if bought
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PGY vs. SPNS commentary
Apr 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PGY is a Hold and SPNS is a Hold.

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COMPARISON
Comparison
Apr 28, 2025
Stock price -- (PGY: $10.91 vs. SPNS: $27.66)
Brand notoriety: PGY and SPNS are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: PGY: 73% vs. SPNS: 80%
Market capitalization -- PGY: $667.45M vs. SPNS: $1.79B
PGY [@Packaged Software] is valued at $667.45M. SPNS’s [@Packaged Software] market capitalization is $1.79B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Packaged Software] industry is $12.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PGY’s FA Score shows that 0 FA rating(s) are green whileSPNS’s FA Score has 1 green FA rating(s).

  • PGY’s FA Score: 0 green, 5 red.
  • SPNS’s FA Score: 1 green, 4 red.
According to our system of comparison, SPNS is a better buy in the long-term than PGY.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PGY’s TA Score shows that 4 TA indicator(s) are bullish while SPNS’s TA Score has 5 bullish TA indicator(s).

  • PGY’s TA Score: 4 bullish, 5 bearish.
  • SPNS’s TA Score: 5 bullish, 5 bearish.
According to our system of comparison, SPNS is a better buy in the short-term than PGY.

Price Growth

PGY (@Packaged Software) experienced а +15.45% price change this week, while SPNS (@Packaged Software) price change was +6.43% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +4.57%. For the same industry, the average monthly price growth was -1.89%, and the average quarterly price growth was +4.46%.

Reported Earning Dates

PGY is expected to report earnings on Aug 08, 2025.

SPNS is expected to report earnings on Jul 30, 2025.

Industries' Descriptions

@Packaged Software (+4.57% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SPNS($1.79B) has a higher market cap than PGY($667M). SPNS has higher P/E ratio than PGY: SPNS (28.44) vs PGY (18.42). PGY YTD gains are higher at: 17.438 vs. SPNS (5.659). SPNS has higher annual earnings (EBITDA): 100M vs. PGY (-44.51M). SPNS has more cash in the bank: 202M vs. PGY (189M). SPNS has less debt than PGY: SPNS (87M) vs PGY (413M). PGY has higher revenues than SPNS: PGY (773M) vs SPNS (515M).
PGYSPNSPGY / SPNS
Capitalization667M1.79B37%
EBITDA-44.51M100M-45%
Gain YTD17.4385.659308%
P/E Ratio18.4228.4465%
Revenue773M515M150%
Total Cash189M202M94%
Total Debt413M87M475%
FUNDAMENTALS RATINGS
SPNS: Fundamental Ratings
SPNS
OUTLOOK RATING
1..100
73
VALUATION
overvalued / fair valued / undervalued
1..100
10
Undervalued
PROFIT vs RISK RATING
1..100
57
SMR RATING
1..100
53
PRICE GROWTH RATING
1..100
59
P/E GROWTH RATING
1..100
75
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
PGYSPNS
RSI
ODDS (%)
N/A
Bullish Trend 6 days ago
74%
Stochastic
ODDS (%)
Bullish Trend 6 days ago
60%
Bearish Trend 6 days ago
52%
Momentum
ODDS (%)
Bearish Trend 6 days ago
57%
Bullish Trend 6 days ago
67%
MACD
ODDS (%)
Bearish Trend 6 days ago
61%
Bullish Trend 6 days ago
66%
TrendWeek
ODDS (%)
Bearish Trend 6 days ago
67%
Bullish Trend 6 days ago
68%
TrendMonth
ODDS (%)
Bearish Trend 6 days ago
68%
Bearish Trend 6 days ago
65%
Advances
ODDS (%)
Bullish Trend 13 days ago
77%
Bullish Trend 13 days ago
64%
Declines
ODDS (%)
Bearish Trend 17 days ago
74%
Bearish Trend 7 days ago
60%
BollingerBands
ODDS (%)
Bullish Trend 6 days ago
65%
Bullish Trend 6 days ago
72%
Aroon
ODDS (%)
N/A
Bearish Trend 6 days ago
69%
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PGY
Daily Signalchanged days ago
Gain/Loss if bought
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SPNS
Daily Signalchanged days ago
Gain/Loss if bought
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PGY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PGY has been loosely correlated with AFRM. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if PGY jumps, then AFRM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PGY
1D Price
Change %
PGY100%
+7.91%
AFRM - PGY
50%
Loosely correlated
+2.90%
ZETA - PGY
47%
Loosely correlated
+3.97%
PSFE - PGY
45%
Loosely correlated
+3.53%
EVCM - PGY
43%
Loosely correlated
+1.79%
DJCO - PGY
43%
Loosely correlated
+3.70%
More

SPNS and

Correlation & Price change

A.I.dvisor indicates that over the last year, SPNS has been loosely correlated with MNDY. These tickers have moved in lockstep 43% of the time. This A.I.-generated data suggests there is some statistical probability that if SPNS jumps, then MNDY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SPNS
1D Price
Change %
SPNS100%
+1.47%
MNDY - SPNS
43%
Loosely correlated
+7.13%
MSFT - SPNS
40%
Loosely correlated
+3.45%
CNSWF - SPNS
38%
Loosely correlated
+2.59%
ALRM - SPNS
38%
Loosely correlated
+1.49%
PGY - SPNS
38%
Loosely correlated
+7.91%
More