PFS
Price
$18.26
Change
+$0.38 (+2.13%)
Updated
Oct 17 closing price
Capitalization
2.39B
11 days until earnings call
UCB
Price
$29.96
Change
+$0.48 (+1.63%)
Updated
Oct 17 closing price
Capitalization
3.64B
4 days until earnings call
Interact to see
Advertisement

PFS vs UCB

Header iconPFS vs UCB Comparison
Open Charts PFS vs UCBBanner chart's image
Provident Financial Services
Price$18.26
Change+$0.38 (+2.13%)
Volume$789.22K
Capitalization2.39B
United Community Banks
Price$29.96
Change+$0.48 (+1.63%)
Volume$672.85K
Capitalization3.64B
PFS vs UCB Comparison Chart in %
PFS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UCB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
PFS vs. UCB commentary
Oct 18, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PFS is a Hold and UCB is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Oct 18, 2025
Stock price -- (PFS: $18.26 vs. UCB: $29.96)
Brand notoriety: PFS and UCB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: PFS: 133% vs. UCB: 113%
Market capitalization -- PFS: $2.39B vs. UCB: $3.64B
PFS [@Regional Banks] is valued at $2.39B. UCB’s [@Regional Banks] market capitalization is $3.64B. The market cap for tickers in the [@Regional Banks] industry ranges from $175.41B to $0. The average market capitalization across the [@Regional Banks] industry is $7.76B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PFS’s FA Score shows that 2 FA rating(s) are green whileUCB’s FA Score has 1 green FA rating(s).

  • PFS’s FA Score: 2 green, 3 red.
  • UCB’s FA Score: 1 green, 4 red.
According to our system of comparison, PFS is a better buy in the long-term than UCB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PFS’s TA Score shows that 4 TA indicator(s) are bullish while UCB’s TA Score has 3 bullish TA indicator(s).

  • PFS’s TA Score: 4 bullish, 5 bearish.
  • UCB’s TA Score: 3 bullish, 6 bearish.
According to our system of comparison, PFS is a better buy in the short-term than UCB.

Price Growth

PFS (@Regional Banks) experienced а -1.14% price change this week, while UCB (@Regional Banks) price change was -1.77% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.16%. For the same industry, the average monthly price growth was -1.57%, and the average quarterly price growth was +15.72%.

Reported Earning Dates

PFS is expected to report earnings on Oct 29, 2025.

UCB is expected to report earnings on Oct 22, 2025.

Industries' Descriptions

@Regional Banks (-0.16% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
UCB($3.64B) has a higher market cap than PFS($2.39B). UCB has higher P/E ratio than PFS: UCB (13.62) vs PFS (9.82). PFS YTD gains are higher at: 0.598 vs. UCB (-4.958). PFS has more cash in the bank: 234M vs. UCB (202M). UCB has less debt than PFS: UCB (155M) vs PFS (2.68B). UCB has higher revenues than PFS: UCB (953M) vs PFS (839M).
PFSUCBPFS / UCB
Capitalization2.39B3.64B66%
EBITDAN/AN/A-
Gain YTD0.598-4.958-12%
P/E Ratio9.8213.6272%
Revenue839M953M88%
Total Cash234M202M116%
Total Debt2.68B155M1,727%
FUNDAMENTALS RATINGS
PFS vs UCB: Fundamental Ratings
PFS
UCB
OUTLOOK RATING
1..100
5910
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
80
Overvalued
PROFIT vs RISK RATING
1..100
4750
SMR RATING
1..100
1413
PRICE GROWTH RATING
1..100
5957
P/E GROWTH RATING
1..100
9580
SEASONALITY SCORE
1..100
n/a49

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFS's Valuation (18) in the Savings Banks industry is somewhat better than the same rating for UCB (80) in the Regional Banks industry. This means that PFS’s stock grew somewhat faster than UCB’s over the last 12 months.

PFS's Profit vs Risk Rating (47) in the Savings Banks industry is in the same range as UCB (50) in the Regional Banks industry. This means that PFS’s stock grew similarly to UCB’s over the last 12 months.

UCB's SMR Rating (13) in the Regional Banks industry is in the same range as PFS (14) in the Savings Banks industry. This means that UCB’s stock grew similarly to PFS’s over the last 12 months.

UCB's Price Growth Rating (57) in the Regional Banks industry is in the same range as PFS (59) in the Savings Banks industry. This means that UCB’s stock grew similarly to PFS’s over the last 12 months.

UCB's P/E Growth Rating (80) in the Regional Banks industry is in the same range as PFS (95) in the Savings Banks industry. This means that UCB’s stock grew similarly to PFS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PFSUCB
RSI
ODDS (%)
Bullish Trend 2 days ago
63%
N/A
Stochastic
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
67%
Momentum
ODDS (%)
Bearish Trend 2 days ago
63%
Bearish Trend 2 days ago
73%
MACD
ODDS (%)
N/A
Bearish Trend 2 days ago
64%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
69%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
60%
Bearish Trend 2 days ago
65%
Advances
ODDS (%)
Bullish Trend 5 days ago
58%
Bullish Trend 5 days ago
59%
Declines
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
70%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
77%
Aroon
ODDS (%)
Bearish Trend 2 days ago
64%
Bearish Trend 2 days ago
65%
View a ticker or compare two or three
Interact to see
Advertisement
PFS
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UCB
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
BGEAX35.580.21
+0.59%
Brandes Global Equity A
JERSX12.240.07
+0.58%
Janus Henderson Global Real Estate S
MCVRX30.830.14
+0.46%
MFS Mid Cap Value R2
NBGUX33.070.14
+0.43%
Neuberger Berman Large Cap Growth Adv
AVUNX20.690.08
+0.39%
Avantis® U.S. Equity G

PFS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFS has been closely correlated with FFBC. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFS jumps, then FFBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFS
1D Price
Change %
PFS100%
+2.13%
FFBC - PFS
91%
Closely correlated
+1.98%
UCB - PFS
89%
Closely correlated
+1.63%
TCBK - PFS
89%
Closely correlated
+1.06%
SSB - PFS
89%
Closely correlated
+1.16%
HOPE - PFS
89%
Closely correlated
+1.59%
More

UCB and

Correlation & Price change

A.I.dvisor indicates that over the last year, UCB has been closely correlated with FNB. These tickers have moved in lockstep 92% of the time. This A.I.-generated data suggests there is a high statistical probability that if UCB jumps, then FNB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UCB
1D Price
Change %
UCB100%
+1.63%
FNB - UCB
92%
Closely correlated
+3.00%
WSFS - UCB
92%
Closely correlated
+1.97%
HWC - UCB
92%
Closely correlated
+1.38%
UBSI - UCB
91%
Closely correlated
+2.68%
AUB - UCB
91%
Closely correlated
+3.04%
More