PFIS
Price
$49.97
Change
+$0.30 (+0.60%)
Updated
Dec 24 closing price
Capitalization
499.43M
28 days until earnings call
Intraday BUY SELL Signals
UVSP
Price
$33.57
Change
+$0.03 (+0.09%)
Updated
Dec 24 closing price
Capitalization
955.93M
34 days until earnings call
Intraday BUY SELL Signals
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PFIS vs UVSP

Header iconPFIS vs UVSP Comparison
Open Charts PFIS vs UVSPBanner chart's image
Peoples Financial Services
Price$49.97
Change+$0.30 (+0.60%)
Volume$15.4K
Capitalization499.43M
Univest Financial
Price$33.57
Change+$0.03 (+0.09%)
Volume$91.6K
Capitalization955.93M
PFIS vs UVSP Comparison Chart in %
PFIS
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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VS
PFIS vs. UVSP commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PFIS is a Hold and UVSP is a Hold.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (PFIS: $49.97 vs. UVSP: $33.57)
Brand notoriety: PFIS and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: PFIS: 65% vs. UVSP: 66%
Market capitalization -- PFIS: $499.43M vs. UVSP: $955.93M
PFIS [@Regional Banks] is valued at $499.43M. UVSP’s [@Regional Banks] market capitalization is $955.93M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.64B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PFIS’s FA Score shows that 1 FA rating(s) are green whileUVSP’s FA Score has 1 green FA rating(s).

  • PFIS’s FA Score: 1 green, 4 red.
  • UVSP’s FA Score: 1 green, 4 red.
According to our system of comparison, UVSP is a better buy in the long-term than PFIS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PFIS’s TA Score shows that 6 TA indicator(s) are bullish while UVSP’s TA Score has 3 bullish TA indicator(s).

  • PFIS’s TA Score: 6 bullish, 5 bearish.
  • UVSP’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, PFIS is a better buy in the short-term than UVSP.

Price Growth

PFIS (@Regional Banks) experienced а -4.49% price change this week, while UVSP (@Regional Banks) price change was -2.16% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

PFIS is expected to report earnings on Jan 22, 2026.

UVSP is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UVSP($956M) has a higher market cap than PFIS($499M). UVSP has higher P/E ratio than PFIS: UVSP (11.27) vs PFIS (9.29). UVSP YTD gains are higher at: 17.154 vs. PFIS (1.319). UVSP has more cash in the bank: 70.8M vs. PFIS (60.1M). PFIS has less debt than UVSP: PFIS (305M) vs UVSP (359M). UVSP has higher revenues than PFIS: UVSP (320M) vs PFIS (185M).
PFISUVSPPFIS / UVSP
Capitalization499M956M52%
EBITDAN/AN/A-
Gain YTD1.31917.1548%
P/E Ratio9.2911.2782%
Revenue185M320M58%
Total Cash60.1M70.8M85%
Total Debt305M359M85%
FUNDAMENTALS RATINGS
PFIS vs UVSP: Fundamental Ratings
PFIS
UVSP
OUTLOOK RATING
1..100
8464
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
35
Fair valued
PROFIT vs RISK RATING
1..100
4935
SMR RATING
1..100
3426
PRICE GROWTH RATING
1..100
5647
P/E GROWTH RATING
1..100
10057
SEASONALITY SCORE
1..100
5046

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFIS's Valuation (18) in the Regional Banks industry is in the same range as UVSP (35). This means that PFIS’s stock grew similarly to UVSP’s over the last 12 months.

UVSP's Profit vs Risk Rating (35) in the Regional Banks industry is in the same range as PFIS (49). This means that UVSP’s stock grew similarly to PFIS’s over the last 12 months.

UVSP's SMR Rating (26) in the Regional Banks industry is in the same range as PFIS (34). This means that UVSP’s stock grew similarly to PFIS’s over the last 12 months.

UVSP's Price Growth Rating (47) in the Regional Banks industry is in the same range as PFIS (56). This means that UVSP’s stock grew similarly to PFIS’s over the last 12 months.

UVSP's P/E Growth Rating (57) in the Regional Banks industry is somewhat better than the same rating for PFIS (100). This means that UVSP’s stock grew somewhat faster than PFIS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PFISUVSP
RSI
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
70%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
57%
Bullish Trend 2 days ago
63%
Momentum
ODDS (%)
Bearish Trend 2 days ago
52%
Bearish Trend 2 days ago
69%
MACD
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
73%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
53%
Bearish Trend 2 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
51%
Advances
ODDS (%)
Bullish Trend 11 days ago
59%
Bullish Trend 15 days ago
55%
Declines
ODDS (%)
Bearish Trend 3 days ago
55%
Bearish Trend 3 days ago
66%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
71%
Bearish Trend 2 days ago
73%
Aroon
ODDS (%)
Bullish Trend 2 days ago
52%
Bullish Trend 2 days ago
40%
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PFIS
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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PFIS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFIS has been closely correlated with TMP. These tickers have moved in lockstep 84% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFIS jumps, then TMP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFIS
1D Price
Change %
PFIS100%
+0.60%
TMP - PFIS
84%
Closely correlated
+0.27%
FMBH - PFIS
82%
Closely correlated
-0.72%
WSFS - PFIS
82%
Closely correlated
+0.11%
UVSP - PFIS
82%
Closely correlated
+0.09%
CTBI - PFIS
82%
Closely correlated
+0.10%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with IBCP. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
+0.09%
IBCP - UVSP
87%
Closely correlated
-0.27%
BY - UVSP
87%
Closely correlated
+0.20%
PEBO - UVSP
86%
Closely correlated
-0.26%
CTBI - UVSP
86%
Closely correlated
+0.10%
EFSC - UVSP
86%
Closely correlated
+0.18%
More