PAY
Price
$34.19
Change
+$0.28 (+0.83%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
4.25B
92 days until earnings call
QTWO
Price
$73.39
Change
-$0.24 (-0.33%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
4.6B
79 days until earnings call
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PAY vs QTWO

Header iconPAY vs QTWO Comparison
Open Charts PAY vs QTWOBanner chart's image
Paymentus Holdings
Price$34.19
Change+$0.28 (+0.83%)
Volume$4.36K
Capitalization4.25B
Q2 Holdings
Price$73.39
Change-$0.24 (-0.33%)
Volume$4.21K
Capitalization4.6B
PAY vs QTWO Comparison Chart in %
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PAY
Daily Signalchanged days ago
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QTWO
Daily Signalchanged days ago
Gain/Loss if bought
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PAY vs. QTWO commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PAY is a Hold and QTWO is a Buy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (PAY: $33.91 vs. QTWO: $73.63)
Brand notoriety: PAY and QTWO are both not notable
PAY represents the Computer Communications, while QTWO is part of the Packaged Software industry
Current volume relative to the 65-day Moving Average: PAY: 132% vs. QTWO: 146%
Market capitalization -- PAY: $4.25B vs. QTWO: $4.6B
PAY [@Computer Communications] is valued at $4.25B. QTWO’s [@Packaged Software] market capitalization is $4.6B. The market cap for tickers in the [@Computer Communications] industry ranges from $3.88T to $0. The market cap for tickers in the [@Packaged Software] industry ranges from $338.79B to $0. The average market capitalization across the [@Computer Communications] industry is $27.18B. The average market capitalization across the [@Packaged Software] industry is $9.1B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PAY’s FA Score shows that 0 FA rating(s) are green whileQTWO’s FA Score has 0 green FA rating(s).

  • PAY’s FA Score: 0 green, 5 red.
  • QTWO’s FA Score: 0 green, 5 red.
According to our system of comparison, PAY is a better buy in the long-term than QTWO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PAY’s TA Score shows that 4 TA indicator(s) are bullish while QTWO’s TA Score has 4 bullish TA indicator(s).

  • PAY’s TA Score: 4 bullish, 5 bearish.
  • QTWO’s TA Score: 4 bullish, 7 bearish.
According to our system of comparison, PAY is a better buy in the short-term than QTWO.

Price Growth

PAY (@Computer Communications) experienced а +19.87% price change this week, while QTWO (@Packaged Software) price change was -3.79% for the same time period.

The average weekly price growth across all stocks in the @Computer Communications industry was +0.40%. For the same industry, the average monthly price growth was +21.05%, and the average quarterly price growth was +56.00%.

The average weekly price growth across all stocks in the @Packaged Software industry was -1.63%. For the same industry, the average monthly price growth was -0.71%, and the average quarterly price growth was +17.79%.

Reported Earning Dates

PAY is expected to report earnings on Nov 11, 2025.

QTWO is expected to report earnings on Oct 29, 2025.

Industries' Descriptions

@Computer Communications (+0.40% weekly)

Computer communications industry develops technology that allows computing devices to exchange data with each other using connections/data links between nodes. Common types of computer network include Cloud (IAN), Internet, Wide (WAN, Local (LAN)/Wireless(WLAN) etc. The industry is an ever-more important part of technology, and is set to become even bigger as the Internet of Things (IoT) rapidly forays into the various aspects of our lives. Cisco Systems, Inc., Palo Alto Networks, Inc. and Arista Networks, Inc., Fortinet, Inc. are some of the major computer communications companies.

@Packaged Software (-1.63% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
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FUNDAMENTALS
Fundamentals
QTWO($4.6B) has a higher market cap than PAY($4.25B). QTWO has higher P/E ratio than PAY: QTWO (1227.17) vs PAY (77.07). PAY YTD gains are higher at: 3.796 vs. QTWO (-26.846). PAY has higher annual earnings (EBITDA): 90.9M vs. QTWO (77.5M). QTWO has more cash in the bank: 532M vs. PAY (246M). PAY has less debt than QTWO: PAY (7.91M) vs QTWO (539M). PAY has higher revenues than QTWO: PAY (962M) vs QTWO (743M).
PAYQTWOPAY / QTWO
Capitalization4.25B4.6B92%
EBITDA90.9M77.5M117%
Gain YTD3.796-26.846-14%
P/E Ratio77.071227.176%
Revenue962M743M129%
Total Cash246M532M46%
Total Debt7.91M539M1%
FUNDAMENTALS RATINGS
PAY vs QTWO: Fundamental Ratings
PAY
QTWO
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
79
Overvalued
96
Overvalued
PROFIT vs RISK RATING
1..100
67100
SMR RATING
1..100
6791
PRICE GROWTH RATING
1..100
4465
P/E GROWTH RATING
1..100
6565
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PAY's Valuation (79) in the Electronic Equipment Or Instruments industry is in the same range as QTWO (96) in the Information Technology Services industry. This means that PAY’s stock grew similarly to QTWO’s over the last 12 months.

PAY's Profit vs Risk Rating (67) in the Electronic Equipment Or Instruments industry is somewhat better than the same rating for QTWO (100) in the Information Technology Services industry. This means that PAY’s stock grew somewhat faster than QTWO’s over the last 12 months.

PAY's SMR Rating (67) in the Electronic Equipment Or Instruments industry is in the same range as QTWO (91) in the Information Technology Services industry. This means that PAY’s stock grew similarly to QTWO’s over the last 12 months.

PAY's Price Growth Rating (44) in the Electronic Equipment Or Instruments industry is in the same range as QTWO (65) in the Information Technology Services industry. This means that PAY’s stock grew similarly to QTWO’s over the last 12 months.

PAY's P/E Growth Rating (65) in the Electronic Equipment Or Instruments industry is in the same range as QTWO (65) in the Information Technology Services industry. This means that PAY’s stock grew similarly to QTWO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PAYQTWO
RSI
ODDS (%)
Bearish Trend 4 days ago
83%
Bullish Trend 4 days ago
85%
Stochastic
ODDS (%)
Bearish Trend 4 days ago
82%
Bullish Trend 4 days ago
73%
Momentum
ODDS (%)
Bullish Trend 4 days ago
84%
Bearish Trend 4 days ago
76%
MACD
ODDS (%)
Bullish Trend 4 days ago
76%
Bearish Trend 4 days ago
65%
TrendWeek
ODDS (%)
Bullish Trend 4 days ago
78%
Bearish Trend 4 days ago
72%
TrendMonth
ODDS (%)
Bullish Trend 4 days ago
78%
Bearish Trend 4 days ago
75%
Advances
ODDS (%)
Bullish Trend 6 days ago
80%
Bullish Trend 26 days ago
72%
Declines
ODDS (%)
Bearish Trend 13 days ago
79%
Bearish Trend 4 days ago
73%
BollingerBands
ODDS (%)
Bearish Trend 4 days ago
79%
Bullish Trend 4 days ago
78%
Aroon
ODDS (%)
Bearish Trend 4 days ago
75%
Bearish Trend 4 days ago
74%
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PAY
Daily Signalchanged days ago
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QTWO
Daily Signalchanged days ago
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PAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAY has been loosely correlated with DSP. These tickers have moved in lockstep 44% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then DSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAY
1D Price
Change %
PAY100%
+0.59%
DSP - PAY
44%
Loosely correlated
-7.70%
PANW - PAY
44%
Loosely correlated
-0.62%
ONTF - PAY
43%
Loosely correlated
+4.23%
DAVE - PAY
43%
Loosely correlated
-4.37%
QTWO - PAY
42%
Loosely correlated
-1.33%
More

QTWO and

Correlation & Price change

A.I.dvisor indicates that over the last year, QTWO has been closely correlated with FRSH. These tickers have moved in lockstep 67% of the time. This A.I.-generated data suggests there is a high statistical probability that if QTWO jumps, then FRSH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To QTWO
1D Price
Change %
QTWO100%
-1.33%
FRSH - QTWO
67%
Closely correlated
-2.47%
ADSK - QTWO
64%
Loosely correlated
-0.79%
HUBS - QTWO
63%
Loosely correlated
-2.63%
ALKT - QTWO
61%
Loosely correlated
-3.64%
WEAV - QTWO
61%
Loosely correlated
-2.32%
More