PAY
Price
$32.25
Change
-$1.47 (-4.36%)
Updated
Jun 27 closing price
Capitalization
2.74B
37 days until earnings call
QTWO
Price
$93.99
Change
-$0.74 (-0.78%)
Updated
Jun 27 closing price
Capitalization
3.1B
30 days until earnings call
Interact to see
Advertisement

PAY vs QTWO

Header iconPAY vs QTWO Comparison
Open Charts PAY vs QTWOBanner chart's image
Paymentus Holdings
Price$32.25
Change-$1.47 (-4.36%)
Volume$587.92K
Capitalization2.74B
Q2 Holdings
Price$93.99
Change-$0.74 (-0.78%)
Volume$1.12M
Capitalization3.1B
PAY vs QTWO Comparison Chart in %
Loading...
PAY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
QTWO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
PAY vs. QTWO commentary
Jun 30, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is PAY is a Buy and QTWO is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Jun 30, 2025
Stock price -- (PAY: $32.25 vs. QTWO: $93.99)
Brand notoriety: PAY and QTWO are both not notable
Both companies represent the Packaged Software industry
Current volume relative to the 65-day Moving Average: PAY: 94% vs. QTWO: 199%
Market capitalization -- PAY: $2.74B vs. QTWO: $3.1B
PAY [@Packaged Software] is valued at $2.74B. QTWO’s [@Packaged Software] market capitalization is $3.1B. The market cap for tickers in the [@Packaged Software] industry ranges from $3.15T to $0. The average market capitalization across the [@Packaged Software] industry is $12.72B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

PAY’s FA Score shows that 0 FA rating(s) are green whileQTWO’s FA Score has 0 green FA rating(s).

  • PAY’s FA Score: 0 green, 5 red.
  • QTWO’s FA Score: 0 green, 5 red.
According to our system of comparison, PAY is a better buy in the long-term than QTWO.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

PAY’s TA Score shows that 3 TA indicator(s) are bullish while QTWO’s TA Score has 2 bullish TA indicator(s).

  • PAY’s TA Score: 3 bullish, 5 bearish.
  • QTWO’s TA Score: 2 bullish, 4 bearish.
According to our system of comparison, both PAY and QTWO are a bad buy in the short-term.

Price Growth

PAY (@Packaged Software) experienced а +0.40% price change this week, while QTWO (@Packaged Software) price change was +6.20% for the same time period.

The average weekly price growth across all stocks in the @Packaged Software industry was +3.15%. For the same industry, the average monthly price growth was +5.92%, and the average quarterly price growth was +34.84%.

Reported Earning Dates

PAY is expected to report earnings on Aug 06, 2025.

QTWO is expected to report earnings on Jul 30, 2025.

Industries' Descriptions

@Packaged Software (+3.15% weekly)

Packaged software comprises multiple software programs bundled together and sold as a group. For example, Microsoft Office includes multiple applications such as Excel, Word, and PowerPoint. In some cases, buying a bundled product is cheaper than purchasing each item individually[s20] . Microsoft Corporation, Oracle Corp. and Adobe are some major American packaged software makers.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
QTWO($3.11B) has a higher market cap than PAY($2.74B). PAY YTD gains are higher at: -1.286 vs. QTWO (-6.617). PAY has higher annual earnings (EBITDA): 48.7M vs. QTWO (15.6M). QTWO has more cash in the bank: 324M vs. PAY (179M). PAY has less debt than QTWO: PAY (10.5M) vs QTWO (549M). QTWO (625M) and PAY (614M) have equivalent revenues.
PAYQTWOPAY / QTWO
Capitalization2.74B3.11B88%
EBITDA48.7M15.6M312%
Gain YTD-1.286-6.61719%
P/E Ratio122.72N/A-
Revenue614M625M98%
Total Cash179M324M55%
Total Debt10.5M549M2%
FUNDAMENTALS RATINGS
PAY vs QTWO: Fundamental Ratings
PAY
QTWO
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
72
Overvalued
55
Fair valued
PROFIT vs RISK RATING
1..100
6590
SMR RATING
1..100
6591
PRICE GROWTH RATING
1..100
4744
P/E GROWTH RATING
1..100
53100
SEASONALITY SCORE
1..100
5085

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

QTWO's Valuation (55) in the Information Technology Services industry is in the same range as PAY (72) in the Electronic Equipment Or Instruments industry. This means that QTWO’s stock grew similarly to PAY’s over the last 12 months.

PAY's Profit vs Risk Rating (65) in the Electronic Equipment Or Instruments industry is in the same range as QTWO (90) in the Information Technology Services industry. This means that PAY’s stock grew similarly to QTWO’s over the last 12 months.

PAY's SMR Rating (65) in the Electronic Equipment Or Instruments industry is in the same range as QTWO (91) in the Information Technology Services industry. This means that PAY’s stock grew similarly to QTWO’s over the last 12 months.

QTWO's Price Growth Rating (44) in the Information Technology Services industry is in the same range as PAY (47) in the Electronic Equipment Or Instruments industry. This means that QTWO’s stock grew similarly to PAY’s over the last 12 months.

PAY's P/E Growth Rating (53) in the Electronic Equipment Or Instruments industry is somewhat better than the same rating for QTWO (100) in the Information Technology Services industry. This means that PAY’s stock grew somewhat faster than QTWO’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
PAYQTWO
RSI
ODDS (%)
Bullish Trend 3 days ago
75%
N/A
Stochastic
ODDS (%)
Bullish Trend 3 days ago
81%
Bearish Trend 3 days ago
64%
Momentum
ODDS (%)
Bearish Trend 3 days ago
80%
Bullish Trend 3 days ago
76%
MACD
ODDS (%)
N/A
Bullish Trend 3 days ago
71%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
79%
Bullish Trend 3 days ago
74%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
81%
Bullish Trend 3 days ago
73%
Advances
ODDS (%)
N/A
N/A
Declines
ODDS (%)
Bearish Trend 3 days ago
79%
Bearish Trend 17 days ago
73%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
90%
Bearish Trend 3 days ago
76%
Aroon
ODDS (%)
Bearish Trend 3 days ago
76%
Bearish Trend 3 days ago
79%
View a ticker or compare two or three
Interact to see
Advertisement
PAY
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
QTWO
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
MFs / NAMEPrice $Chg $Chg %
MINJX42.830.40
+0.94%
MFS International Intrinsic Value R6
PTMCX18.080.11
+0.61%
PGIM Quant Solutions Large-Cap Cor Eq C
PPADX20.370.07
+0.34%
GMO U.S. Opportunistic Value III
ARIDX6.110.01
+0.16%
AMG River Road Dividend All Cap Value I
NDVSX17.14-0.01
-0.06%
MFS New Discovery Value R2

PAY and

Correlation & Price change

A.I.dvisor indicates that over the last year, PAY has been loosely correlated with DAVE. These tickers have moved in lockstep 45% of the time. This A.I.-generated data suggests there is some statistical probability that if PAY jumps, then DAVE could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PAY
1D Price
Change %
PAY100%
-4.36%
DAVE - PAY
45%
Loosely correlated
+2.72%
DSP - PAY
44%
Loosely correlated
-2.14%
PANW - PAY
44%
Loosely correlated
-0.87%
ADSK - PAY
43%
Loosely correlated
+0.07%
QTWO - PAY
43%
Loosely correlated
-0.78%
More

QTWO and

Correlation & Price change

A.I.dvisor indicates that over the last year, QTWO has been loosely correlated with FRSH. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if QTWO jumps, then FRSH could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To QTWO
1D Price
Change %
QTWO100%
-0.78%
FRSH - QTWO
65%
Loosely correlated
N/A
ADSK - QTWO
64%
Loosely correlated
+0.07%
ALKT - QTWO
64%
Loosely correlated
-1.30%
ANSS - QTWO
62%
Loosely correlated
+1.10%
WEAV - QTWO
62%
Loosely correlated
+0.24%
More