OVLY
Price
$29.21
Change
+$0.54 (+1.88%)
Updated
Nov 13 closing price
Capitalization
245.17M
Intraday BUY SELL Signals
PFIS
Price
$47.06
Change
-$0.02 (-0.04%)
Updated
Nov 13 closing price
Capitalization
469.75M
69 days until earnings call
Intraday BUY SELL Signals
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OVLY vs PFIS

Header iconOVLY vs PFIS Comparison
Open Charts OVLY vs PFISBanner chart's image
Oak Valley Bancorp (CA)
Price$29.21
Change+$0.54 (+1.88%)
Volume$8.36K
Capitalization245.17M
Peoples Financial Services
Price$47.06
Change-$0.02 (-0.04%)
Volume$16.97K
Capitalization469.75M
OVLY vs PFIS Comparison Chart in %
OVLY
Daily Signal:
Gain/Loss:
PFIS
Daily Signal:
Gain/Loss:
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VS
OVLY vs. PFIS commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OVLY is a Hold and PFIS is a Buy.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (OVLY: $28.67 vs. PFIS: $47.08)
Brand notoriety: OVLY and PFIS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OVLY: 80% vs. PFIS: 80%
Market capitalization -- OVLY: $245.17M vs. PFIS: $469.75M
OVLY [@Regional Banks] is valued at $245.17M. PFIS’s [@Regional Banks] market capitalization is $469.75M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OVLY’s FA Score shows that 1 FA rating(s) are green whilePFIS’s FA Score has 1 green FA rating(s).

  • OVLY’s FA Score: 1 green, 4 red.
  • PFIS’s FA Score: 1 green, 4 red.
According to our system of comparison, OVLY is a better buy in the long-term than PFIS.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OVLY’s TA Score shows that 5 TA indicator(s) are bullish while PFIS’s TA Score has 5 bullish TA indicator(s).

  • OVLY’s TA Score: 5 bullish, 5 bearish.
  • PFIS’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, PFIS is a better buy in the short-term than OVLY.

Price Growth

OVLY (@Regional Banks) experienced а +1.52% price change this week, while PFIS (@Regional Banks) price change was +1.67% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.97%. For the same industry, the average monthly price growth was +1.50%, and the average quarterly price growth was +11.21%.

Reported Earning Dates

PFIS is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.97% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFIS($470M) has a higher market cap than OVLY($245M). OVLY has higher P/E ratio than PFIS: OVLY (10.29) vs PFIS (8.74). OVLY YTD gains are higher at: 0.250 vs. PFIS (-4.531). OVLY has more cash in the bank: 144M vs. PFIS (60.1M). OVLY has less debt than PFIS: OVLY (30M) vs PFIS (271M). PFIS has higher revenues than OVLY: PFIS (183M) vs OVLY (78.1M).
OVLYPFISOVLY / PFIS
Capitalization245M470M52%
EBITDAN/AN/A-
Gain YTD0.250-4.531-6%
P/E Ratio10.298.74118%
Revenue78.1M183M43%
Total Cash144M60.1M240%
Total Debt30M271M11%
FUNDAMENTALS RATINGS
OVLY vs PFIS: Fundamental Ratings
OVLY
PFIS
OUTLOOK RATING
1..100
2518
VALUATION
overvalued / fair valued / undervalued
1..100
43
Fair valued
16
Undervalued
PROFIT vs RISK RATING
1..100
2450
SMR RATING
1..100
4236
PRICE GROWTH RATING
1..100
4959
P/E GROWTH RATING
1..100
38100
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

PFIS's Valuation (16) in the Regional Banks industry is in the same range as OVLY (43). This means that PFIS’s stock grew similarly to OVLY’s over the last 12 months.

OVLY's Profit vs Risk Rating (24) in the Regional Banks industry is in the same range as PFIS (50). This means that OVLY’s stock grew similarly to PFIS’s over the last 12 months.

PFIS's SMR Rating (36) in the Regional Banks industry is in the same range as OVLY (42). This means that PFIS’s stock grew similarly to OVLY’s over the last 12 months.

OVLY's Price Growth Rating (49) in the Regional Banks industry is in the same range as PFIS (59). This means that OVLY’s stock grew similarly to PFIS’s over the last 12 months.

OVLY's P/E Growth Rating (38) in the Regional Banks industry is somewhat better than the same rating for PFIS (100). This means that OVLY’s stock grew somewhat faster than PFIS’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OVLYPFIS
RSI
ODDS (%)
Bearish Trend 2 days ago
88%
Bullish Trend 2 days ago
75%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
60%
Momentum
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
72%
MACD
ODDS (%)
Bullish Trend 2 days ago
58%
Bullish Trend 2 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
59%
Bullish Trend 2 days ago
59%
Advances
ODDS (%)
Bullish Trend 3 days ago
58%
Bullish Trend 3 days ago
59%
Declines
ODDS (%)
Bearish Trend 17 days ago
47%
Bearish Trend 29 days ago
54%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
54%
Bullish Trend 2 days ago
60%
Aroon
ODDS (%)
Bearish Trend 2 days ago
46%
Bearish Trend 2 days ago
59%
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OVLY
Daily Signal:
Gain/Loss:
PFIS
Daily Signal:
Gain/Loss:
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OVLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, OVLY has been loosely correlated with MBWM. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if OVLY jumps, then MBWM could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OVLY
1D Price
Change %
OVLY100%
-0.97%
MBWM - OVLY
64%
Loosely correlated
+0.07%
BHRB - OVLY
62%
Loosely correlated
-0.80%
MCBS - OVLY
61%
Loosely correlated
-0.46%
BWFG - OVLY
61%
Loosely correlated
+0.03%
PFIS - OVLY
61%
Loosely correlated
-0.16%
More

PFIS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFIS has been closely correlated with STBA. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFIS jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFIS
1D Price
Change %
PFIS100%
-0.16%
STBA - PFIS
85%
Closely correlated
-0.48%
WSFS - PFIS
85%
Closely correlated
-1.35%
FCBC - PFIS
84%
Closely correlated
-0.11%
FMBH - PFIS
84%
Closely correlated
+1.18%
TCBK - PFIS
84%
Closely correlated
+0.42%
More