OSBC
Price
$19.90
Change
-$0.23 (-1.14%)
Updated
Dec 26 closing price
Capitalization
1.05B
31 days until earnings call
Intraday BUY SELL Signals
UVSP
Price
$33.36
Change
-$0.21 (-0.63%)
Updated
Dec 26 closing price
Capitalization
949.95M
31 days until earnings call
Intraday BUY SELL Signals
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OSBC vs UVSP

Header iconOSBC vs UVSP Comparison
Open Charts OSBC vs UVSPBanner chart's image
Old Second Ban
Price$19.90
Change-$0.23 (-1.14%)
Volume$182.96K
Capitalization1.05B
Univest Financial
Price$33.36
Change-$0.21 (-0.63%)
Volume$133.07K
Capitalization949.95M
OSBC vs UVSP Comparison Chart in %
OSBC
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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VS
OSBC vs. UVSP commentary
Dec 28, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a StrongBuy and UVSP is a Buy.

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COMPARISON
Comparison
Dec 28, 2025
Stock price -- (OSBC: $19.90 vs. UVSP: $33.36)
Brand notoriety: OSBC and UVSP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 55% vs. UVSP: 94%
Market capitalization -- OSBC: $1.05B vs. UVSP: $949.95M
OSBC [@Regional Banks] is valued at $1.05B. UVSP’s [@Regional Banks] market capitalization is $949.95M. The market cap for tickers in the [@Regional Banks] industry ranges from $170.58B to $0. The average market capitalization across the [@Regional Banks] industry is $8.63B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whileUVSP’s FA Score has 1 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • UVSP’s FA Score: 1 green, 4 red.
According to our system of comparison, both OSBC and UVSP are a good buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 3 TA indicator(s) are bullish while UVSP’s TA Score has 3 bullish TA indicator(s).

  • OSBC’s TA Score: 3 bullish, 5 bearish.
  • UVSP’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, both OSBC and UVSP are a bad buy in the short-term.

Price Growth

OSBC (@Regional Banks) experienced а -3.07% price change this week, while UVSP (@Regional Banks) price change was -2.20% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was -0.29%. For the same industry, the average monthly price growth was +3.93%, and the average quarterly price growth was +15.53%.

Reported Earning Dates

OSBC is expected to report earnings on Jan 28, 2026.

UVSP is expected to report earnings on Jan 28, 2026.

Industries' Descriptions

@Regional Banks (-0.29% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($1.05B) has a higher market cap than UVSP($950M). OSBC has higher P/E ratio than UVSP: OSBC (13.45) vs UVSP (11.19). UVSP YTD gains are higher at: 16.421 vs. OSBC (13.534). UVSP has more cash in the bank: 70.8M vs. OSBC (63.5M). OSBC has less debt than UVSP: OSBC (265M) vs UVSP (359M). UVSP (320M) and OSBC (311M) have equivalent revenues.
OSBCUVSPOSBC / UVSP
Capitalization1.05B950M110%
EBITDAN/AN/A-
Gain YTD13.53416.42182%
P/E Ratio13.4511.19120%
Revenue311M320M97%
Total Cash63.5M70.8M90%
Total Debt265M359M74%
FUNDAMENTALS RATINGS
OSBC vs UVSP: Fundamental Ratings
OSBC
UVSP
OUTLOOK RATING
1..100
8069
VALUATION
overvalued / fair valued / undervalued
1..100
61
Fair valued
35
Fair valued
PROFIT vs RISK RATING
1..100
2734
SMR RATING
1..100
2326
PRICE GROWTH RATING
1..100
4548
P/E GROWTH RATING
1..100
1657
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

UVSP's Valuation (35) in the Regional Banks industry is in the same range as OSBC (61). This means that UVSP’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's Profit vs Risk Rating (27) in the Regional Banks industry is in the same range as UVSP (34). This means that OSBC’s stock grew similarly to UVSP’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as UVSP (26). This means that OSBC’s stock grew similarly to UVSP’s over the last 12 months.

OSBC's Price Growth Rating (45) in the Regional Banks industry is in the same range as UVSP (48). This means that OSBC’s stock grew similarly to UVSP’s over the last 12 months.

OSBC's P/E Growth Rating (16) in the Regional Banks industry is somewhat better than the same rating for UVSP (57). This means that OSBC’s stock grew somewhat faster than UVSP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCUVSP
RSI
ODDS (%)
Bearish Trend 3 days ago
72%
Bearish Trend 3 days ago
70%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
62%
Bullish Trend 3 days ago
65%
Momentum
ODDS (%)
Bearish Trend 3 days ago
63%
Bearish Trend 3 days ago
67%
MACD
ODDS (%)
Bearish Trend 3 days ago
60%
Bearish Trend 3 days ago
73%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 3 days ago
65%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
51%
Advances
ODDS (%)
Bullish Trend 18 days ago
66%
Bullish Trend 18 days ago
55%
Declines
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 6 days ago
66%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
80%
Aroon
ODDS (%)
Bullish Trend 3 days ago
50%
Bullish Trend 3 days ago
40%
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OSBC
Daily Signal:
Gain/Loss:
UVSP
Daily Signal:
Gain/Loss:
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-1.14%
BY - OSBC
87%
Closely correlated
-0.40%
ONB - OSBC
87%
Closely correlated
-0.35%
CATY - OSBC
86%
Closely correlated
-0.40%
WSFS - OSBC
86%
Closely correlated
-0.33%
TRMK - OSBC
86%
Closely correlated
-0.37%
More

UVSP and

Correlation & Price change

A.I.dvisor indicates that over the last year, UVSP has been closely correlated with IBCP. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if UVSP jumps, then IBCP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UVSP
1D Price
Change %
UVSP100%
-0.63%
IBCP - UVSP
87%
Closely correlated
-1.22%
BY - UVSP
86%
Closely correlated
-0.40%
PEBO - UVSP
86%
Closely correlated
-0.46%
EFSC - UVSP
86%
Closely correlated
-0.07%
OSBC - UVSP
86%
Closely correlated
-1.14%
More