OSBC
Price
$18.26
Change
-$0.08 (-0.44%)
Updated
Nov 14, 01:55 PM (EDT)
Capitalization
965.43M
75 days until earnings call
Intraday BUY SELL Signals
TFIN
Price
$52.75
Change
-$0.25 (-0.47%)
Updated
Nov 14, 03:43 PM (EDT)
Capitalization
1.26B
74 days until earnings call
Intraday BUY SELL Signals
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OSBC vs TFIN

Header iconOSBC vs TFIN Comparison
Open Charts OSBC vs TFINBanner chart's image
Old Second Ban
Price$18.26
Change-$0.08 (-0.44%)
Volume$209
Capitalization965.43M
Triumph Financial
Price$52.75
Change-$0.25 (-0.47%)
Volume$100
Capitalization1.26B
OSBC vs TFIN Comparison Chart in %
OSBC
Daily Signal:
Gain/Loss:
TFIN
Daily Signal:
Gain/Loss:
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OSBC vs. TFIN commentary
Nov 14, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a StrongBuy and TFIN is a Hold.

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COMPARISON
Comparison
Nov 14, 2025
Stock price -- (OSBC: $18.34 vs. TFIN: $53.00)
Brand notoriety: OSBC and TFIN are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 71% vs. TFIN: 83%
Market capitalization -- OSBC: $965.43M vs. TFIN: $1.26B
OSBC [@Regional Banks] is valued at $965.43M. TFIN’s [@Regional Banks] market capitalization is $1.26B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.25B to $0. The average market capitalization across the [@Regional Banks] industry is $8.19B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whileTFIN’s FA Score has 2 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • TFIN’s FA Score: 2 green, 3 red.
According to our system of comparison, OSBC is a better buy in the long-term than TFIN.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 5 TA indicator(s) are bullish while TFIN’s TA Score has 2 bullish TA indicator(s).

  • OSBC’s TA Score: 5 bullish, 4 bearish.
  • TFIN’s TA Score: 2 bullish, 8 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than TFIN.

Price Growth

OSBC (@Regional Banks) experienced а +0.77% price change this week, while TFIN (@Regional Banks) price change was -1.54% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.58%. For the same industry, the average monthly price growth was +1.76%, and the average quarterly price growth was +11.14%.

Reported Earning Dates

OSBC is expected to report earnings on Jan 28, 2026.

TFIN is expected to report earnings on Jan 27, 2026.

Industries' Descriptions

@Regional Banks (+0.58% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
TFIN($1.26B) has a higher market cap than OSBC($965M). TFIN has higher P/E ratio than OSBC: TFIN (189.29) vs OSBC (12.39). OSBC YTD gains are higher at: 4.634 vs. TFIN (-41.681). TFIN has more cash in the bank: 84.6M vs. OSBC (63.5M). OSBC has less debt than TFIN: OSBC (85.3M) vs TFIN (292M). TFIN has higher revenues than OSBC: TFIN (419M) vs OSBC (287M).
OSBCTFINOSBC / TFIN
Capitalization965M1.26B77%
EBITDAN/AN/A-
Gain YTD4.634-41.681-11%
P/E Ratio12.39189.297%
Revenue287M419M68%
Total Cash63.5M84.6M75%
Total Debt85.3M292M29%
FUNDAMENTALS RATINGS
OSBC vs TFIN: Fundamental Ratings
OSBC
TFIN
OUTLOOK RATING
1..100
1221
VALUATION
overvalued / fair valued / undervalued
1..100
59
Fair valued
99
Overvalued
PROFIT vs RISK RATING
1..100
2889
SMR RATING
1..100
2323
PRICE GROWTH RATING
1..100
5059
P/E GROWTH RATING
1..100
2213
SEASONALITY SCORE
1..100
2250

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (59) in the Regional Banks industry is somewhat better than the same rating for TFIN (99). This means that OSBC’s stock grew somewhat faster than TFIN’s over the last 12 months.

OSBC's Profit vs Risk Rating (28) in the Regional Banks industry is somewhat better than the same rating for TFIN (89). This means that OSBC’s stock grew somewhat faster than TFIN’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as TFIN (23). This means that OSBC’s stock grew similarly to TFIN’s over the last 12 months.

OSBC's Price Growth Rating (50) in the Regional Banks industry is in the same range as TFIN (59). This means that OSBC’s stock grew similarly to TFIN’s over the last 12 months.

TFIN's P/E Growth Rating (13) in the Regional Banks industry is in the same range as OSBC (22). This means that TFIN’s stock grew similarly to OSBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCTFIN
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
76%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
60%
Bullish Trend 2 days ago
76%
Momentum
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
70%
MACD
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
72%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
75%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
61%
Bullish Trend 2 days ago
71%
Advances
ODDS (%)
Bullish Trend 4 days ago
66%
Bullish Trend 3 days ago
72%
Declines
ODDS (%)
Bearish Trend 2 days ago
57%
Bearish Trend 18 days ago
76%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
67%
Bearish Trend 2 days ago
74%
Aroon
ODDS (%)
Bearish Trend 2 days ago
54%
Bearish Trend 2 days ago
82%
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OSBC
Daily Signal:
Gain/Loss:
TFIN
Daily Signal:
Gain/Loss:
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with TRMK. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.22%
TRMK - OSBC
87%
Closely correlated
-1.27%
BY - OSBC
87%
Closely correlated
-0.73%
CATY - OSBC
86%
Closely correlated
+0.26%
WSFS - OSBC
86%
Closely correlated
-0.62%
FNB - OSBC
86%
Closely correlated
-2.22%
More

TFIN and

Correlation & Price change

A.I.dvisor indicates that over the last year, TFIN has been closely correlated with SSB. These tickers have moved in lockstep 72% of the time. This A.I.-generated data suggests there is a high statistical probability that if TFIN jumps, then SSB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To TFIN
1D Price
Change %
TFIN100%
-2.38%
SSB - TFIN
72%
Closely correlated
-0.47%
SFBS - TFIN
71%
Closely correlated
-0.84%
LOB - TFIN
69%
Closely correlated
-2.49%
CATY - TFIN
66%
Closely correlated
+0.26%
ONB - TFIN
66%
Loosely correlated
-0.95%
More