OSBC
Price
$20.55
Change
-$0.23 (-1.11%)
Updated
Feb 5, 03:32 PM (EDT)
Capitalization
1.09B
76 days until earnings call
Intraday BUY SELL Signals
STEL
Price
$38.56
Change
-$0.10 (-0.26%)
Updated
Feb 5, 03:51 PM (EDT)
Capitalization
1.96B
78 days until earnings call
Intraday BUY SELL Signals
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OSBC vs STEL

Header iconOSBC vs STEL Comparison
Open Charts OSBC vs STELBanner chart's image
Old Second Ban
Price$20.55
Change-$0.23 (-1.11%)
Volume$351
Capitalization1.09B
Stellar Ban
Price$38.56
Change-$0.10 (-0.26%)
Volume$300
Capitalization1.96B
OSBC vs STEL Comparison Chart in %
OSBC
Daily Signal:
Gain/Loss:
STEL
Daily Signal:
Gain/Loss:
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VS
OSBC vs. STEL commentary
Feb 05, 2026

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a Buy and STEL is a Buy.

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COMPARISON
Comparison
Feb 05, 2026
Stock price -- (OSBC: $20.78 vs. STEL: $38.66)
Brand notoriety: OSBC and STEL are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 87% vs. STEL: 266%
Market capitalization -- OSBC: $1.09B vs. STEL: $1.96B
OSBC [@Regional Banks] is valued at $1.09B. STEL’s [@Regional Banks] market capitalization is $1.96B. The market cap for tickers in the [@Regional Banks] industry ranges from $162.2B to $0. The average market capitalization across the [@Regional Banks] industry is $9.38B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whileSTEL’s FA Score has 2 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • STEL’s FA Score: 2 green, 3 red.
According to our system of comparison, OSBC is a better buy in the long-term than STEL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 5 TA indicator(s) are bullish while STEL’s TA Score has 5 bullish TA indicator(s).

  • OSBC’s TA Score: 5 bullish, 3 bearish.
  • STEL’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than STEL.

Price Growth

OSBC (@Regional Banks) experienced а +6.88% price change this week, while STEL (@Regional Banks) price change was +6.15% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +2.41%. For the same industry, the average monthly price growth was +5.86%, and the average quarterly price growth was +19.34%.

Reported Earning Dates

OSBC is expected to report earnings on Apr 22, 2026.

STEL is expected to report earnings on Apr 24, 2026.

Industries' Descriptions

@Regional Banks (+2.41% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
STEL($1.96B) has a higher market cap than OSBC($1.09B). STEL has higher P/E ratio than OSBC: STEL (19.43) vs OSBC (12.83). STEL YTD gains are higher at: 24.952 vs. OSBC (6.939). STEL has more cash in the bank: 99.4M vs. OSBC (53.1M). STEL has less debt than OSBC: STEL (70.2M) vs OSBC (265M). STEL has higher revenues than OSBC: STEL (423M) vs OSBC (311M).
OSBCSTELOSBC / STEL
Capitalization1.09B1.96B56%
EBITDAN/AN/A-
Gain YTD6.93924.95228%
P/E Ratio12.8319.4366%
Revenue311M423M74%
Total Cash53.1M99.4M53%
Total Debt265M70.2M377%
FUNDAMENTALS RATINGS
OSBC vs STEL: Fundamental Ratings
OSBC
STEL
OUTLOOK RATING
1..100
7331
VALUATION
overvalued / fair valued / undervalued
1..100
55
Fair valued
74
Overvalued
PROFIT vs RISK RATING
1..100
3048
SMR RATING
1..100
2419
PRICE GROWTH RATING
1..100
4840
P/E GROWTH RATING
1..100
2517
SEASONALITY SCORE
1..100
6550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (55) in the Regional Banks industry is in the same range as STEL (74) in the null industry. This means that OSBC’s stock grew similarly to STEL’s over the last 12 months.

OSBC's Profit vs Risk Rating (30) in the Regional Banks industry is in the same range as STEL (48) in the null industry. This means that OSBC’s stock grew similarly to STEL’s over the last 12 months.

STEL's SMR Rating (19) in the null industry is in the same range as OSBC (24) in the Regional Banks industry. This means that STEL’s stock grew similarly to OSBC’s over the last 12 months.

STEL's Price Growth Rating (40) in the null industry is in the same range as OSBC (48) in the Regional Banks industry. This means that STEL’s stock grew similarly to OSBC’s over the last 12 months.

STEL's P/E Growth Rating (17) in the null industry is in the same range as OSBC (25) in the Regional Banks industry. This means that STEL’s stock grew similarly to OSBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCSTEL
RSI
ODDS (%)
N/A
Bearish Trend 2 days ago
73%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
76%
Bearish Trend 2 days ago
59%
Momentum
ODDS (%)
Bearish Trend 2 days ago
64%
Bullish Trend 2 days ago
52%
MACD
ODDS (%)
Bullish Trend 2 days ago
72%
Bullish Trend 2 days ago
50%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
64%
Bullish Trend 2 days ago
55%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
60%
Bullish Trend 2 days ago
54%
Advances
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 2 days ago
57%
Declines
ODDS (%)
Bearish Trend 9 days ago
58%
Bearish Trend 11 days ago
66%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 2 days ago
56%
Aroon
ODDS (%)
Bullish Trend 3 days ago
65%
Bullish Trend 2 days ago
48%
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OSBC
Daily Signal:
Gain/Loss:
STEL
Daily Signal:
Gain/Loss:
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with UVSP. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then UVSP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
+1.27%
UVSP - OSBC
90%
Closely correlated
+0.34%
TCBI - OSBC
89%
Closely correlated
-0.90%
HWC - OSBC
89%
Closely correlated
+2.39%
WBS - OSBC
89%
Closely correlated
+0.43%
STEL - OSBC
89%
Closely correlated
+2.06%
More

STEL and

Correlation & Price change

A.I.dvisor indicates that over the last year, STEL has been closely correlated with TRST. These tickers have moved in lockstep 91% of the time. This A.I.-generated data suggests there is a high statistical probability that if STEL jumps, then TRST could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To STEL
1D Price
Change %
STEL100%
+2.06%
TRST - STEL
91%
Closely correlated
+0.73%
CAC - STEL
90%
Closely correlated
+2.48%
WASH - STEL
90%
Closely correlated
+2.38%
UBSI - STEL
90%
Closely correlated
+1.66%
FSBC - STEL
89%
Closely correlated
+1.08%
More