OSBC
Price
$20.13
Change
-$0.05 (-0.25%)
Updated
Dec 24 closing price
Capitalization
1.06B
33 days until earnings call
Intraday BUY SELL Signals
PDLB
Price
$16.92
Change
-$0.07 (-0.41%)
Updated
Dec 24 closing price
Capitalization
406.1M
39 days until earnings call
Intraday BUY SELL Signals
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OSBC vs PDLB

Header iconOSBC vs PDLB Comparison
Open Charts OSBC vs PDLBBanner chart's image
Old Second Ban
Price$20.13
Change-$0.05 (-0.25%)
Volume$80.26K
Capitalization1.06B
Ponce Financial Group
Price$16.92
Change-$0.07 (-0.41%)
Volume$44.08K
Capitalization406.1M
OSBC vs PDLB Comparison Chart in %
OSBC
Daily Signal:
Gain/Loss:
PDLB
Daily Signal:
Gain/Loss:
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OSBC vs. PDLB commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a StrongBuy and PDLB is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (OSBC: $20.13 vs. PDLB: $16.92)
Brand notoriety: OSBC and PDLB are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 24% vs. PDLB: 54%
Market capitalization -- OSBC: $1.06B vs. PDLB: $406.1M
OSBC [@Regional Banks] is valued at $1.06B. PDLB’s [@Regional Banks] market capitalization is $406.1M. The market cap for tickers in the [@Regional Banks] industry ranges from $171.46B to $0. The average market capitalization across the [@Regional Banks] industry is $8.65B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 3 FA rating(s) are green whilePDLB’s FA Score has 0 green FA rating(s).

  • OSBC’s FA Score: 3 green, 2 red.
  • PDLB’s FA Score: 0 green, 5 red.
According to our system of comparison, OSBC is a better buy in the long-term than PDLB.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 2 TA indicator(s) are bullish while PDLB’s TA Score has 3 bullish TA indicator(s).

  • OSBC’s TA Score: 2 bullish, 6 bearish.
  • PDLB’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, PDLB is a better buy in the short-term than OSBC.

Price Growth

OSBC (@Regional Banks) experienced а -2.52% price change this week, while PDLB (@Regional Banks) price change was -2.03% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.01%. For the same industry, the average monthly price growth was +5.44%, and the average quarterly price growth was +15.56%.

Reported Earning Dates

OSBC is expected to report earnings on Jan 28, 2026.

PDLB is expected to report earnings on Feb 03, 2026.

Industries' Descriptions

@Regional Banks (+0.01% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($1.06B) has a higher market cap than PDLB($406M). PDLB has higher P/E ratio than OSBC: PDLB (19.01) vs OSBC (13.60). PDLB YTD gains are higher at: 30.154 vs. OSBC (14.846). OSBC has less debt than PDLB: OSBC (265M) vs PDLB (551M). OSBC has higher revenues than PDLB: OSBC (311M) vs PDLB (99.2M).
OSBCPDLBOSBC / PDLB
Capitalization1.06B406M261%
EBITDAN/AN/A-
Gain YTD14.84630.15449%
P/E Ratio13.6019.0172%
Revenue311M99.2M314%
Total Cash63.5MN/A-
Total Debt265M551M48%
FUNDAMENTALS RATINGS
OSBC vs PDLB: Fundamental Ratings
OSBC
PDLB
OUTLOOK RATING
1..100
8918
VALUATION
overvalued / fair valued / undervalued
1..100
61
Fair valued
77
Overvalued
PROFIT vs RISK RATING
1..100
2758
SMR RATING
1..100
2350
PRICE GROWTH RATING
1..100
4543
P/E GROWTH RATING
1..100
1692
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OSBC's Valuation (61) in the Regional Banks industry is in the same range as PDLB (77). This means that OSBC’s stock grew similarly to PDLB’s over the last 12 months.

OSBC's Profit vs Risk Rating (27) in the Regional Banks industry is in the same range as PDLB (58). This means that OSBC’s stock grew similarly to PDLB’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as PDLB (50). This means that OSBC’s stock grew similarly to PDLB’s over the last 12 months.

PDLB's Price Growth Rating (43) in the Regional Banks industry is in the same range as OSBC (45). This means that PDLB’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's P/E Growth Rating (16) in the Regional Banks industry is significantly better than the same rating for PDLB (92). This means that OSBC’s stock grew significantly faster than PDLB’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCPDLB
RSI
ODDS (%)
Bearish Trend 3 days ago
72%
Bearish Trend 3 days ago
52%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
61%
Bearish Trend 3 days ago
38%
Momentum
ODDS (%)
Bearish Trend 3 days ago
64%
Bullish Trend 3 days ago
65%
MACD
ODDS (%)
Bearish Trend 3 days ago
60%
Bearish Trend 3 days ago
47%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 3 days ago
45%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
60%
Bullish Trend 3 days ago
59%
Advances
ODDS (%)
Bullish Trend 16 days ago
66%
Bullish Trend 12 days ago
57%
Declines
ODDS (%)
Bearish Trend 3 days ago
57%
Bearish Trend 3 days ago
45%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
52%
Aroon
ODDS (%)
Bullish Trend 3 days ago
50%
Bullish Trend 3 days ago
54%
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OSBC
Daily Signal:
Gain/Loss:
PDLB
Daily Signal:
Gain/Loss:
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with BY. These tickers have moved in lockstep 87% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then BY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-0.25%
BY - OSBC
87%
Closely correlated
+0.20%
ONB - OSBC
87%
Closely correlated
+0.09%
CATY - OSBC
86%
Closely correlated
+0.36%
WSFS - OSBC
86%
Closely correlated
+0.11%
TRMK - OSBC
86%
Closely correlated
-0.15%
More

PDLB and

Correlation & Price change

A.I.dvisor indicates that over the last year, PDLB has been closely correlated with OSBC. These tickers have moved in lockstep 69% of the time. This A.I.-generated data suggests there is a high statistical probability that if PDLB jumps, then OSBC could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PDLB
1D Price
Change %
PDLB100%
-0.41%
OSBC - PDLB
69%
Closely correlated
-0.25%
FMBH - PDLB
68%
Closely correlated
-0.72%
BHRB - PDLB
67%
Closely correlated
+0.76%
PCB - PDLB
66%
Closely correlated
+0.18%
NBTB - PDLB
66%
Closely correlated
+0.14%
More