OSBC
Price
$18.43
Change
-$0.33 (-1.76%)
Updated
Sep 5 closing price
Capitalization
970.35M
38 days until earnings call
OVLY
Price
$29.52
Change
+$0.37 (+1.27%)
Updated
Sep 5 closing price
Capitalization
247.39M
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OSBC vs OVLY

Header iconOSBC vs OVLY Comparison
Open Charts OSBC vs OVLYBanner chart's image
Old Second Ban
Price$18.43
Change-$0.33 (-1.76%)
Volume$259.47K
Capitalization970.35M
Oak Valley Bancorp (CA)
Price$29.52
Change+$0.37 (+1.27%)
Volume$9.88K
Capitalization247.39M
OSBC vs OVLY Comparison Chart in %
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OSBC
Daily Signalchanged days ago
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OVLY
Daily Signalchanged days ago
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OSBC vs. OVLY commentary
Sep 07, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OSBC is a Buy and OVLY is a Buy.

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COMPARISON
Comparison
Sep 07, 2025
Stock price -- (OSBC: $18.43 vs. OVLY: $29.52)
Brand notoriety: OSBC and OVLY are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OSBC: 122% vs. OVLY: 69%
Market capitalization -- OSBC: $970.35M vs. OVLY: $247.39M
OSBC [@Regional Banks] is valued at $970.35M. OVLY’s [@Regional Banks] market capitalization is $247.39M. The market cap for tickers in the [@Regional Banks] industry ranges from $167.72B to $0. The average market capitalization across the [@Regional Banks] industry is $7.75B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OSBC’s FA Score shows that 2 FA rating(s) are green whileOVLY’s FA Score has 2 green FA rating(s).

  • OSBC’s FA Score: 2 green, 3 red.
  • OVLY’s FA Score: 2 green, 3 red.
According to our system of comparison, OVLY is a better buy in the long-term than OSBC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OSBC’s TA Score shows that 7 TA indicator(s) are bullish while OVLY’s TA Score has 5 bullish TA indicator(s).

  • OSBC’s TA Score: 7 bullish, 3 bearish.
  • OVLY’s TA Score: 5 bullish, 4 bearish.
According to our system of comparison, OSBC is a better buy in the short-term than OVLY.

Price Growth

OSBC (@Regional Banks) experienced а -0.16% price change this week, while OVLY (@Regional Banks) price change was +3.62% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.38%. For the same industry, the average monthly price growth was +4.97%, and the average quarterly price growth was +13.09%.

Reported Earning Dates

OSBC is expected to report earnings on Oct 15, 2025.

Industries' Descriptions

@Regional Banks (+0.38% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OSBC($970M) has a higher market cap than OVLY($247M). OVLY (10.11) and OSBC (10.07) have similar P/E ratio . OSBC YTD gains are higher at: 4.742 vs. OVLY (3.222). OVLY has more cash in the bank: 144M vs. OSBC (52.7M). OVLY has less debt than OSBC: OVLY (30M) vs OSBC (85.3M). OSBC has higher revenues than OVLY: OSBC (287M) vs OVLY (78.1M).
OSBCOVLYOSBC / OVLY
Capitalization970M247M393%
EBITDAN/AN/A-
Gain YTD4.7423.222147%
P/E Ratio10.0710.11100%
Revenue287M78.1M367%
Total Cash52.7M144M37%
Total Debt85.3M30M284%
FUNDAMENTALS RATINGS
OSBC vs OVLY: Fundamental Ratings
OSBC
OVLY
OUTLOOK RATING
1..100
2046
VALUATION
overvalued / fair valued / undervalued
1..100
51
Fair valued
44
Fair valued
PROFIT vs RISK RATING
1..100
2720
SMR RATING
1..100
2343
PRICE GROWTH RATING
1..100
4845
P/E GROWTH RATING
1..100
3530
SEASONALITY SCORE
1..100
50n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OVLY's Valuation (44) in the Regional Banks industry is in the same range as OSBC (51). This means that OVLY’s stock grew similarly to OSBC’s over the last 12 months.

OVLY's Profit vs Risk Rating (20) in the Regional Banks industry is in the same range as OSBC (27). This means that OVLY’s stock grew similarly to OSBC’s over the last 12 months.

OSBC's SMR Rating (23) in the Regional Banks industry is in the same range as OVLY (43). This means that OSBC’s stock grew similarly to OVLY’s over the last 12 months.

OVLY's Price Growth Rating (45) in the Regional Banks industry is in the same range as OSBC (48). This means that OVLY’s stock grew similarly to OSBC’s over the last 12 months.

OVLY's P/E Growth Rating (30) in the Regional Banks industry is in the same range as OSBC (35). This means that OVLY’s stock grew similarly to OSBC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OSBCOVLY
RSI
ODDS (%)
Bullish Trend 3 days ago
76%
Bearish Trend 3 days ago
90%
Stochastic
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
45%
Momentum
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
63%
MACD
ODDS (%)
Bullish Trend 3 days ago
67%
Bullish Trend 3 days ago
58%
TrendWeek
ODDS (%)
Bearish Trend 3 days ago
58%
Bullish Trend 3 days ago
61%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
65%
Bullish Trend 3 days ago
59%
Advances
ODDS (%)
Bullish Trend 4 days ago
68%
Bullish Trend 3 days ago
60%
Declines
ODDS (%)
Bearish Trend 6 days ago
57%
Bearish Trend 6 days ago
49%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
64%
Bearish Trend 3 days ago
55%
Aroon
ODDS (%)
Bullish Trend 3 days ago
57%
Bullish Trend 3 days ago
61%
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OSBC
Daily Signalchanged days ago
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OVLY
Daily Signalchanged days ago
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OSBC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OSBC has been closely correlated with CATY. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if OSBC jumps, then CATY could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OSBC
1D Price
Change %
OSBC100%
-1.76%
CATY - OSBC
86%
Closely correlated
-1.46%
BRKL - OSBC
86%
Closely correlated
N/A
FNB - OSBC
86%
Closely correlated
-1.85%
ASB - OSBC
86%
Closely correlated
-0.19%
HWC - OSBC
85%
Closely correlated
-0.57%
More

OVLY and

Correlation & Price change

A.I.dvisor indicates that over the last year, OVLY has been loosely correlated with OBT. These tickers have moved in lockstep 60% of the time. This A.I.-generated data suggests there is some statistical probability that if OVLY jumps, then OBT could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OVLY
1D Price
Change %
OVLY100%
+1.27%
OBT - OVLY
60%
Loosely correlated
-0.74%
TSBK - OVLY
58%
Loosely correlated
+0.03%
OSBC - OVLY
58%
Loosely correlated
-1.76%
BLFY - OVLY
56%
Loosely correlated
N/A
BCAL - OVLY
54%
Loosely correlated
+0.06%
More