OPRT
Price
$5.41
Change
-$0.06 (-1.10%)
Updated
Dec 24 closing price
Capitalization
238.74M
48 days until earnings call
Intraday BUY SELL Signals
SEZL
Price
$73.64
Change
+$1.03 (+1.42%)
Updated
Dec 24 closing price
Capitalization
2.52B
66 days until earnings call
Intraday BUY SELL Signals
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OPRT vs SEZL

Header iconOPRT vs SEZL Comparison
Open Charts OPRT vs SEZLBanner chart's image
Oportun Financial
Price$5.41
Change-$0.06 (-1.10%)
Volume$89.15K
Capitalization238.74M
Sezzle
Price$73.64
Change+$1.03 (+1.42%)
Volume$268.06K
Capitalization2.52B
OPRT vs SEZL Comparison Chart in %
OPRT
Daily Signal:
Gain/Loss:
SEZL
Daily Signal:
Gain/Loss:
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VS
OPRT vs. SEZL commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPRT is a Hold and SEZL is a Buy.

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COMPARISON
Comparison
Dec 26, 2025
Stock price -- (OPRT: $5.41 vs. SEZL: $73.64)
Brand notoriety: OPRT and SEZL are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: OPRT: 21% vs. SEZL: 28%
Market capitalization -- OPRT: $238.74M vs. SEZL: $2.52B
OPRT [@Savings Banks] is valued at $238.74M. SEZL’s [@Savings Banks] market capitalization is $2.52B. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPRT’s FA Score shows that 2 FA rating(s) are green whileSEZL’s FA Score has 1 green FA rating(s).

  • OPRT’s FA Score: 2 green, 3 red.
  • SEZL’s FA Score: 1 green, 4 red.
According to our system of comparison, OPRT is a better buy in the long-term than SEZL.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPRT’s TA Score shows that 4 TA indicator(s) are bullish while SEZL’s TA Score has 6 bullish TA indicator(s).

  • OPRT’s TA Score: 4 bullish, 6 bearish.
  • SEZL’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, SEZL is a better buy in the short-term than OPRT.

Price Growth

OPRT (@Savings Banks) experienced а -1.81% price change this week, while SEZL (@Savings Banks) price change was +4.99% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.58%. For the same industry, the average monthly price growth was +3.25%, and the average quarterly price growth was +3.81%.

Reported Earning Dates

OPRT is expected to report earnings on Feb 12, 2026.

SEZL is expected to report earnings on Mar 02, 2026.

Industries' Descriptions

@Savings Banks (+0.58% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SEZL($2.52B) has a higher market cap than OPRT($239M). SEZL has higher P/E ratio than OPRT: SEZL (22.67) vs OPRT (7.51). SEZL YTD gains are higher at: 72.728 vs. OPRT (39.433). SEZL has less debt than OPRT: SEZL (118M) vs OPRT (2.74B). SEZL (419M) and OPRT (409M) have equivalent revenues.
OPRTSEZLOPRT / SEZL
Capitalization239M2.52B10%
EBITDAN/A140M-
Gain YTD39.43372.72854%
P/E Ratio7.5122.6733%
Revenue409M419M98%
Total CashN/A104M-
Total Debt2.74B118M2,325%
FUNDAMENTALS RATINGS
OPRT: Fundamental Ratings
OPRT
OUTLOOK RATING
1..100
21
VALUATION
overvalued / fair valued / undervalued
1..100
31
Undervalued
PROFIT vs RISK RATING
1..100
100
SMR RATING
1..100
14
PRICE GROWTH RATING
1..100
52
P/E GROWTH RATING
1..100
44
SEASONALITY SCORE
1..100
n/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
OPRTSEZL
RSI
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
84%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
82%
Bearish Trend 2 days ago
72%
Momentum
ODDS (%)
Bearish Trend 2 days ago
88%
Bullish Trend 2 days ago
83%
MACD
ODDS (%)
Bearish Trend 2 days ago
88%
Bullish Trend 2 days ago
87%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
86%
Bullish Trend 2 days ago
88%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
80%
Bullish Trend 2 days ago
90%
Advances
ODDS (%)
Bullish Trend 3 days ago
76%
Bullish Trend 4 days ago
90%
Declines
ODDS (%)
Bearish Trend 7 days ago
82%
Bearish Trend 11 days ago
85%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
90%
Bearish Trend 2 days ago
71%
Aroon
ODDS (%)
Bullish Trend 2 days ago
74%
Bullish Trend 2 days ago
90%
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OPRT
Daily Signal:
Gain/Loss:
SEZL
Daily Signal:
Gain/Loss:
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OPRT and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPRT has been loosely correlated with OMF. These tickers have moved in lockstep 50% of the time. This A.I.-generated data suggests there is some statistical probability that if OPRT jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPRT
1D Price
Change %
OPRT100%
-1.10%
OMF - OPRT
50%
Loosely correlated
+0.41%
ALLY - OPRT
49%
Loosely correlated
-0.30%
SYF - OPRT
48%
Loosely correlated
+0.57%
BFH - OPRT
47%
Loosely correlated
+0.09%
COF - OPRT
47%
Loosely correlated
+0.27%
More

SEZL and

Correlation & Price change

A.I.dvisor indicates that over the last year, SEZL has been loosely correlated with UPST. These tickers have moved in lockstep 53% of the time. This A.I.-generated data suggests there is some statistical probability that if SEZL jumps, then UPST could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SEZL
1D Price
Change %
SEZL100%
+1.41%
UPST - SEZL
53%
Loosely correlated
-1.40%
PMTS - SEZL
50%
Loosely correlated
-2.13%
OMF - SEZL
48%
Loosely correlated
+0.41%
SYF - SEZL
47%
Loosely correlated
+0.57%
OPRT - SEZL
46%
Loosely correlated
-1.10%
More