OPHC
Price
$4.17
Change
+$0.05 (+1.21%)
Updated
Sep 26 closing price
Capitalization
49M
41 days until earnings call
VLYPP
Price
$25.47
Change
-$0.05 (-0.20%)
Updated
Sep 26 closing price
Capitalization
N/A
Interact to see
Advertisement

OPHC vs VLYPP

Header iconOPHC vs VLYPP Comparison
Open Charts OPHC vs VLYPPBanner chart's image
OptimumBank Holdings
Price$4.17
Change+$0.05 (+1.21%)
Volume$20.11K
Capitalization49M
Valley National Ban
Price$25.47
Change-$0.05 (-0.20%)
Volume$1.33K
CapitalizationN/A
OPHC vs VLYPP Comparison Chart in %
Loading...
OPHC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
OPHC vs. VLYPP commentary
Sep 27, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a Buy and VLYPP is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 27, 2025
Stock price -- (OPHC: $4.17 vs. VLYPP: $25.47)
Brand notoriety: OPHC and VLYPP are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 95% vs. VLYPP: 19%
Market capitalization -- OPHC: $49M vs. VLYPP: $0
OPHC [@Regional Banks] is valued at $49M. VLYPP’s [@Regional Banks] market capitalization is $0. The market cap for tickers in the [@Regional Banks] industry ranges from $163.51B to $0. The average market capitalization across the [@Regional Banks] industry is $7.83B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whileVLYPP’s FA Score has 2 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • VLYPP’s FA Score: 2 green, 3 red.
According to our system of comparison, both OPHC and VLYPP are a bad buy in the long-term.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 5 TA indicator(s) are bullish while VLYPP’s TA Score has 3 bullish TA indicator(s).

  • OPHC’s TA Score: 5 bullish, 3 bearish.
  • VLYPP’s TA Score: 3 bullish, 5 bearish.
According to our system of comparison, OPHC is a better buy in the short-term than VLYPP.

Price Growth

OPHC (@Regional Banks) experienced а -0.95% price change this week, while VLYPP (@Regional Banks) price change was -0.14% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.08%. For the same industry, the average monthly price growth was +1.32%, and the average quarterly price growth was +13.92%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

Industries' Descriptions

@Regional Banks (+0.08% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
VLYPP YTD gains are higher at: 4.523 vs. OPHC (-12.395). VLYPP has more cash in the bank: 441M vs. OPHC (15.4M). OPHC has less debt than VLYPP: OPHC (2.66M) vs VLYPP (3.45B).
OPHCVLYPPOPHC / VLYPP
Capitalization49MN/A-
EBITDAN/AN/A-
Gain YTD-12.3954.523-274%
P/E Ratio3.26N/A-
Revenue43.1MN/A-
Total Cash15.4M441M3%
Total Debt2.66M3.45B0%
FUNDAMENTALS RATINGS
OPHC vs VLYPP: Fundamental Ratings
OPHC
VLYPP
OUTLOOK RATING
1..100
7515
VALUATION
overvalued / fair valued / undervalued
1..100
18
Undervalued
3
Undervalued
PROFIT vs RISK RATING
1..100
7375
SMR RATING
1..100
471
PRICE GROWTH RATING
1..100
7652
P/E GROWTH RATING
1..100
67100
SEASONALITY SCORE
1..100
7550

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

VLYPP's Valuation (3) in the Regional Banks industry is in the same range as OPHC (18). This means that VLYPP’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's Profit vs Risk Rating (73) in the Regional Banks industry is in the same range as VLYPP (75). This means that OPHC’s stock grew similarly to VLYPP’s over the last 12 months.

VLYPP's SMR Rating (1) in the Regional Banks industry is somewhat better than the same rating for OPHC (47). This means that VLYPP’s stock grew somewhat faster than OPHC’s over the last 12 months.

VLYPP's Price Growth Rating (52) in the Regional Banks industry is in the same range as OPHC (76). This means that VLYPP’s stock grew similarly to OPHC’s over the last 12 months.

OPHC's P/E Growth Rating (67) in the Regional Banks industry is somewhat better than the same rating for VLYPP (100). This means that OPHC’s stock grew somewhat faster than VLYPP’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCVLYPP
RSI
ODDS (%)
Bullish Trend 2 days ago
81%
Bearish Trend 2 days ago
46%
Stochastic
ODDS (%)
Bullish Trend 2 days ago
71%
Bearish Trend 2 days ago
39%
Momentum
ODDS (%)
Bearish Trend 2 days ago
56%
Bullish Trend 2 days ago
54%
MACD
ODDS (%)
Bearish Trend 2 days ago
62%
Bullish Trend 2 days ago
46%
TrendWeek
ODDS (%)
Bearish Trend 2 days ago
61%
Bullish Trend 2 days ago
47%
TrendMonth
ODDS (%)
Bearish Trend 2 days ago
59%
Bullish Trend 2 days ago
42%
Advances
ODDS (%)
Bullish Trend 5 days ago
69%
Bullish Trend 4 days ago
52%
Declines
ODDS (%)
Bearish Trend 2 days ago
58%
Bearish Trend 18 days ago
40%
BollingerBands
ODDS (%)
Bullish Trend 2 days ago
81%
Bearish Trend 2 days ago
30%
Aroon
ODDS (%)
Bearish Trend 2 days ago
58%
Bullish Trend 2 days ago
33%
View a ticker or compare two or three
Interact to see
Advertisement
OPHC
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
VLYPP
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
STOCK / NAMEPrice $Chg $Chg %
FIVE154.763.04
+2.00%
Five Below
HVT22.450.16
+0.72%
Haverty Furniture Companies
SVCCU10.40N/A
N/A
Stellar V Capital Corp
LOB36.17-0.23
-0.63%
Live Oak Bancshares
TIRX2.13-0.22
-9.37%
TIAN RUIXIANG Holdings Ltd

OPHC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPHC has been loosely correlated with PDLB. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if OPHC jumps, then PDLB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+1.21%
PDLB - OPHC
33%
Loosely correlated
-0.07%
GNTY - OPHC
32%
Poorly correlated
+2.29%
VLYPP - OPHC
30%
Poorly correlated
-0.19%
PFIS - OPHC
29%
Poorly correlated
-0.51%
BOTJ - OPHC
29%
Poorly correlated
+1.09%
More

VLYPP and

Correlation & Price change

A.I.dvisor indicates that over the last year, VLYPP has been loosely correlated with VLYPO. These tickers have moved in lockstep 41% of the time. This A.I.-generated data suggests there is some statistical probability that if VLYPP jumps, then VLYPO could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To VLYPP
1D Price
Change %
VLYPP100%
-0.19%
VLYPO - VLYPP
41%
Loosely correlated
-0.31%
CNOBP - VLYPP
37%
Loosely correlated
-0.04%
FITBO - VLYPP
36%
Loosely correlated
+0.44%
HBANM - VLYPP
35%
Loosely correlated
+0.73%
HBANP - VLYPP
35%
Loosely correlated
+0.38%
More