OPHC
Price
$4.29
Change
+$0.02 (+0.47%)
Updated
Aug 15 closing price
Capitalization
50.41M
82 days until earnings call
PFIS
Price
$50.18
Change
-$0.40 (-0.79%)
Updated
Aug 15 closing price
Capitalization
501.53M
86 days until earnings call
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OPHC vs PFIS

Header iconOPHC vs PFIS Comparison
Open Charts OPHC vs PFISBanner chart's image
OptimumBank Holdings
Price$4.29
Change+$0.02 (+0.47%)
Volume$12.47K
Capitalization50.41M
Peoples Financial Services
Price$50.18
Change-$0.40 (-0.79%)
Volume$53.7K
Capitalization501.53M
OPHC vs PFIS Comparison Chart in %
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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PFIS
Daily Signalchanged days ago
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OPHC vs. PFIS commentary
Aug 17, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OPHC is a Hold and PFIS is a Hold.

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COMPARISON
Comparison
Aug 17, 2025
Stock price -- (OPHC: $4.29 vs. PFIS: $50.18)
Brand notoriety: OPHC and PFIS are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OPHC: 69% vs. PFIS: 174%
Market capitalization -- OPHC: $50.41M vs. PFIS: $501.53M
OPHC [@Regional Banks] is valued at $50.41M. PFIS’s [@Regional Banks] market capitalization is $501.53M. The market cap for tickers in the [@Regional Banks] industry ranges from $174.7B to $0. The average market capitalization across the [@Regional Banks] industry is $7.93B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OPHC’s FA Score shows that 1 FA rating(s) are green whilePFIS’s FA Score has 0 green FA rating(s).

  • OPHC’s FA Score: 1 green, 4 red.
  • PFIS’s FA Score: 0 green, 5 red.
According to our system of comparison, PFIS is a better buy in the long-term than OPHC.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OPHC’s TA Score shows that 5 TA indicator(s) are bullish while PFIS’s TA Score has 6 bullish TA indicator(s).

  • OPHC’s TA Score: 5 bullish, 5 bearish.
  • PFIS’s TA Score: 6 bullish, 4 bearish.
According to our system of comparison, PFIS is a better buy in the short-term than OPHC.

Price Growth

OPHC (@Regional Banks) experienced а +0.94% price change this week, while PFIS (@Regional Banks) price change was +4.59% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +1.64%. For the same industry, the average monthly price growth was +2.46%, and the average quarterly price growth was +8.68%.

Reported Earning Dates

OPHC is expected to report earnings on Nov 07, 2025.

PFIS is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Regional Banks (+1.64% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
PFIS($502M) has a higher market cap than OPHC($50.4M). PFIS has higher P/E ratio than OPHC: PFIS (15.58) vs OPHC (3.35). PFIS YTD gains are higher at: 0.569 vs. OPHC (-9.874). PFIS has more cash in the bank: 47M vs. OPHC (15.4M). OPHC has less debt than PFIS: OPHC (12.7M) vs PFIS (144M). PFIS has higher revenues than OPHC: PFIS (157M) vs OPHC (41M).
OPHCPFISOPHC / PFIS
Capitalization50.4M502M10%
EBITDAN/AN/A-
Gain YTD-9.8740.569-1,736%
P/E Ratio3.3515.5822%
Revenue41M157M26%
Total Cash15.4M47M33%
Total Debt12.7M144M9%
FUNDAMENTALS RATINGS
OPHC vs PFIS: Fundamental Ratings
OPHC
PFIS
OUTLOOK RATING
1..100
376
VALUATION
overvalued / fair valued / undervalued
1..100
20
Undervalued
45
Fair valued
PROFIT vs RISK RATING
1..100
6447
SMR RATING
1..100
4746
PRICE GROWTH RATING
1..100
7753
P/E GROWTH RATING
1..100
7171
SEASONALITY SCORE
1..100
5050

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OPHC's Valuation (20) in the Regional Banks industry is in the same range as PFIS (45). This means that OPHC’s stock grew similarly to PFIS’s over the last 12 months.

PFIS's Profit vs Risk Rating (47) in the Regional Banks industry is in the same range as OPHC (64). This means that PFIS’s stock grew similarly to OPHC’s over the last 12 months.

PFIS's SMR Rating (46) in the Regional Banks industry is in the same range as OPHC (47). This means that PFIS’s stock grew similarly to OPHC’s over the last 12 months.

PFIS's Price Growth Rating (53) in the Regional Banks industry is in the same range as OPHC (77). This means that PFIS’s stock grew similarly to OPHC’s over the last 12 months.

PFIS's P/E Growth Rating (71) in the Regional Banks industry is in the same range as OPHC (71). This means that PFIS’s stock grew similarly to OPHC’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OPHCPFIS
RSI
ODDS (%)
Bullish Trend 3 days ago
87%
Bullish Trend 3 days ago
82%
Stochastic
ODDS (%)
Bullish Trend 3 days ago
74%
Bearish Trend 3 days ago
60%
Momentum
ODDS (%)
Bearish Trend 3 days ago
65%
Bullish Trend 3 days ago
71%
MACD
ODDS (%)
Bearish Trend 3 days ago
63%
Bullish Trend 3 days ago
74%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
73%
Bullish Trend 3 days ago
62%
TrendMonth
ODDS (%)
Bearish Trend 3 days ago
59%
Bearish Trend 3 days ago
51%
Advances
ODDS (%)
Bullish Trend 25 days ago
72%
Bullish Trend 5 days ago
60%
Declines
ODDS (%)
Bearish Trend 7 days ago
58%
Bearish Trend 3 days ago
54%
BollingerBands
ODDS (%)
Bullish Trend 3 days ago
83%
Bullish Trend 3 days ago
62%
Aroon
ODDS (%)
Bullish Trend 3 days ago
62%
Bearish Trend 3 days ago
60%
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OPHC
Daily Signalchanged days ago
Gain/Loss if bought
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PFIS
Daily Signalchanged days ago
Gain/Loss if bought
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OPHC and

Correlation & Price change

A.I.dvisor indicates that over the last year, OPHC has been loosely correlated with PDLB. These tickers have moved in lockstep 33% of the time. This A.I.-generated data suggests there is some statistical probability that if OPHC jumps, then PDLB could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OPHC
1D Price
Change %
OPHC100%
+0.47%
PDLB - OPHC
33%
Loosely correlated
-2.24%
GNTY - OPHC
32%
Poorly correlated
-1.47%
OPOF - OPHC
29%
Poorly correlated
-1.17%
PFIS - OPHC
29%
Poorly correlated
-0.79%
BOTJ - OPHC
29%
Poorly correlated
-0.18%
More

PFIS and

Correlation & Price change

A.I.dvisor indicates that over the last year, PFIS has been closely correlated with STBA. These tickers have moved in lockstep 85% of the time. This A.I.-generated data suggests there is a high statistical probability that if PFIS jumps, then STBA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PFIS
1D Price
Change %
PFIS100%
-0.79%
STBA - PFIS
85%
Closely correlated
-2.29%
WSFS - PFIS
85%
Closely correlated
-1.48%
TCBK - PFIS
85%
Closely correlated
-1.78%
FMBH - PFIS
84%
Closely correlated
-2.82%
HOPE - PFIS
84%
Closely correlated
-2.32%
More