OMF
Price
$61.35
Change
-$1.26 (-2.01%)
Updated
Sep 5, 02:24 PM (EDT)
Capitalization
7.44B
47 days until earnings call
UPST
Price
$65.88
Change
+$0.01 (+0.02%)
Updated
Sep 5, 02:41 PM (EDT)
Capitalization
6.34B
67 days until earnings call
Interact to see
Advertisement

OMF vs UPST

Header iconOMF vs UPST Comparison
Open Charts OMF vs UPSTBanner chart's image
OneMain Holdings
Price$61.35
Change-$1.26 (-2.01%)
Volume$255
Capitalization7.44B
Upstart Holdings
Price$65.88
Change+$0.01 (+0.02%)
Volume$1.13K
Capitalization6.34B
OMF vs UPST Comparison Chart in %
Loading...
OMF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
View a ticker or compare two or three
VS
OMF vs. UPST commentary
Sep 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OMF is a StrongBuy and UPST is a Hold.

Interact to see
Advertisement
COMPARISON
Comparison
Sep 05, 2025
Stock price -- (OMF: $62.61 vs. UPST: $65.87)
Brand notoriety: OMF and UPST are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: OMF: 69% vs. UPST: 69%
Market capitalization -- OMF: $7.44B vs. UPST: $6.34B
OMF [@Savings Banks] is valued at $7.44B. UPST’s [@Savings Banks] market capitalization is $6.34B. The market cap for tickers in the [@Savings Banks] industry ranges from $681.25B to $0. The average market capitalization across the [@Savings Banks] industry is $22.54B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OMF’s FA Score shows that 4 FA rating(s) are green whileUPST’s FA Score has 0 green FA rating(s).

  • OMF’s FA Score: 4 green, 1 red.
  • UPST’s FA Score: 0 green, 5 red.
According to our system of comparison, OMF is a better buy in the long-term than UPST.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OMF’s TA Score shows that 4 TA indicator(s) are bullish while UPST’s TA Score has 4 bullish TA indicator(s).

  • OMF’s TA Score: 4 bullish, 4 bearish.
  • UPST’s TA Score: 4 bullish, 6 bearish.
According to our system of comparison, OMF is a better buy in the short-term than UPST.

Price Growth

OMF (@Savings Banks) experienced а +1.66% price change this week, while UPST (@Savings Banks) price change was -10.70% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.63%. For the same industry, the average monthly price growth was +3.95%, and the average quarterly price growth was +28.95%.

Reported Earning Dates

OMF is expected to report earnings on Oct 22, 2025.

UPST is expected to report earnings on Nov 11, 2025.

Industries' Descriptions

@Savings Banks (-0.63% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
OMF($7.44B) has a higher market cap than UPST($6.34B). OMF YTD gains are higher at: 27.289 vs. UPST (6.984). UPST has less debt than OMF: UPST (1.47B) vs OMF (22.1B).
OMFUPSTOMF / UPST
Capitalization7.44B6.34B117%
EBITDAN/AN/A-
Gain YTD27.2896.984391%
P/E Ratio11.28N/A-
RevenueN/A844M-
Total CashN/AN/A-
Total Debt22.1B1.47B1,501%
FUNDAMENTALS RATINGS
OMF: Fundamental Ratings
OMF
OUTLOOK RATING
1..100
25
VALUATION
overvalued / fair valued / undervalued
1..100
23
Undervalued
PROFIT vs RISK RATING
1..100
18
SMR RATING
1..100
8
PRICE GROWTH RATING
1..100
42
P/E GROWTH RATING
1..100
33
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
OMFUPST
RSI
ODDS (%)
Bearish Trend 2 days ago
71%
Bullish Trend 2 days ago
72%
Stochastic
ODDS (%)
Bearish Trend 2 days ago
62%
Bearish Trend 2 days ago
90%
Momentum
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
87%
MACD
ODDS (%)
Bullish Trend 2 days ago
78%
Bullish Trend 2 days ago
90%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
70%
Bearish Trend 2 days ago
88%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
69%
Bearish Trend 2 days ago
88%
Advances
ODDS (%)
Bullish Trend 2 days ago
67%
Bullish Trend 9 days ago
88%
Declines
ODDS (%)
Bearish Trend 16 days ago
66%
Bearish Trend 3 days ago
90%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
72%
Bearish Trend 2 days ago
84%
Aroon
ODDS (%)
Bullish Trend 2 days ago
70%
Bearish Trend 2 days ago
87%
View a ticker or compare two or three
Interact to see
Advertisement
OMF
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
UPST
Daily Signalchanged days ago
Gain/Loss if bought
Show more...
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
UXOC33.690.36
+1.09%
FT Vest U.S. Eq Uncppd Acceler ETF - Oct
NJUN30.370.09
+0.30%
Innovator Growth-100 Pwr Buffr ETF - Jun
AWF11.23-0.01
-0.13%
ALLIANCEBERSTEIN GLOBAL HIGH Income FUND
MUE9.53-0.02
-0.21%
Blackrock Muniholdings Quality Fund II
DXD22.85-0.37
-1.59%
ProShares UltraShort Dow30

OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with ENVA. These tickers have moved in lockstep 82% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
+0.94%
ENVA - OMF
82%
Closely correlated
+2.84%
COF - OMF
81%
Closely correlated
+2.25%
SYF - OMF
81%
Closely correlated
+1.81%
BFH - OMF
75%
Closely correlated
+1.69%
AL - OMF
74%
Closely correlated
-0.25%
More

UPST and

Correlation & Price change

A.I.dvisor indicates that over the last year, UPST has been loosely correlated with SOFI. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if UPST jumps, then SOFI could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UPST
1D Price
Change %
UPST100%
+2.19%
SOFI - UPST
64%
Loosely correlated
+3.63%
SEZL - UPST
61%
Loosely correlated
-3.58%
SYF - UPST
51%
Loosely correlated
+1.81%
LC - UPST
51%
Loosely correlated
+2.02%
OMF - UPST
51%
Loosely correlated
+0.94%
More