OMF
Price
$64.98
Change
+$0.19 (+0.29%)
Updated
Dec 4, 04:59 PM (EDT)
Capitalization
7.63B
56 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$29.42
Change
+$0.35 (+1.20%)
Updated
Dec 4, 04:27 PM (EDT)
Capitalization
35.06B
60 days until earnings call
Intraday BUY SELL Signals
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OMF vs SOFI

Header iconOMF vs SOFI Comparison
Open Charts OMF vs SOFIBanner chart's image
OneMain Holdings
Price$64.98
Change+$0.19 (+0.29%)
Volume$4.65K
Capitalization7.63B
SoFi Technologies
Price$29.42
Change+$0.35 (+1.20%)
Volume$39.79K
Capitalization35.06B
OMF vs SOFI Comparison Chart in %
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VS
OMF vs. SOFI commentary
Dec 05, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OMF is a StrongBuy and SOFI is a StrongBuy.

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COMPARISON
Comparison
Dec 05, 2025
Stock price -- (OMF: $64.79 vs. SOFI: $29.07)
Brand notoriety: OMF and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: OMF: 106% vs. SOFI: 68%
Market capitalization -- OMF: $7.63B vs. SOFI: $35.06B
OMF [@Savings Banks] is valued at $7.63B. SOFI’s [@Savings Banks] market capitalization is $35.06B. The market cap for tickers in the [@Savings Banks] industry ranges from $636.11B to $0. The average market capitalization across the [@Savings Banks] industry is $21.57B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OMF’s FA Score shows that 3 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • OMF’s FA Score: 3 green, 2 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, OMF is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OMF’s TA Score shows that 6 TA indicator(s) are bullish while SOFI’s TA Score has 5 bullish TA indicator(s).

  • OMF’s TA Score: 6 bullish, 4 bearish.
  • SOFI’s TA Score: 5 bullish, 3 bearish.
According to our system of comparison, both OMF and SOFI are a good buy in the short-term.

Price Growth

OMF (@Savings Banks) experienced а +4.62% price change this week, while SOFI (@Savings Banks) price change was +2.04% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was +0.26%. For the same industry, the average monthly price growth was -1.41%, and the average quarterly price growth was +5.12%.

Reported Earning Dates

OMF is expected to report earnings on Jan 29, 2026.

SOFI is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Savings Banks (+0.26% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
SOFI($35.1B) has a higher market cap than OMF($7.63B). SOFI has higher P/E ratio than OMF: SOFI (51.91) vs OMF (10.98). SOFI YTD gains are higher at: 88.766 vs. OMF (34.059). SOFI has less debt than OMF: SOFI (4.04B) vs OMF (22.3B). OMF has higher revenues than SOFI: OMF (4.87B) vs SOFI (3.06B).
OMFSOFIOMF / SOFI
Capitalization7.63B35.1B22%
EBITDAN/AN/A-
Gain YTD34.05988.76638%
P/E Ratio10.9851.9121%
Revenue4.87B3.06B159%
Total CashN/AN/A-
Total Debt22.3B4.04B553%
FUNDAMENTALS RATINGS
OMF: Fundamental Ratings
OMF
OUTLOOK RATING
1..100
26
VALUATION
overvalued / fair valued / undervalued
1..100
25
Undervalued
PROFIT vs RISK RATING
1..100
20
SMR RATING
1..100
8
PRICE GROWTH RATING
1..100
45
P/E GROWTH RATING
1..100
59
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
OMFSOFI
RSI
ODDS (%)
Bearish Trend 2 days ago
77%
N/A
Stochastic
ODDS (%)
Bearish Trend 2 days ago
65%
Bearish Trend 2 days ago
84%
Momentum
ODDS (%)
Bullish Trend 2 days ago
69%
Bullish Trend 2 days ago
83%
MACD
ODDS (%)
Bullish Trend 2 days ago
70%
Bullish Trend 2 days ago
79%
TrendWeek
ODDS (%)
Bullish Trend 2 days ago
68%
Bullish Trend 2 days ago
84%
TrendMonth
ODDS (%)
Bullish Trend 2 days ago
64%
Bearish Trend 2 days ago
84%
Advances
ODDS (%)
Bullish Trend 2 days ago
65%
Bullish Trend 7 days ago
85%
Declines
ODDS (%)
Bearish Trend 18 days ago
68%
Bearish Trend 17 days ago
81%
BollingerBands
ODDS (%)
Bearish Trend 2 days ago
77%
N/A
Aroon
ODDS (%)
Bullish Trend 2 days ago
62%
Bullish Trend 2 days ago
86%
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OMF
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
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OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with SYF. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
+2.76%
SYF - OMF
86%
Closely correlated
+0.34%
COF - OMF
84%
Closely correlated
+1.45%
AXP - OMF
83%
Closely correlated
+2.06%
BFH - OMF
81%
Closely correlated
+2.68%
ALLY - OMF
80%
Closely correlated
+1.41%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with OMF. These tickers have moved in lockstep 65% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
-1.49%
OMF - SOFI
65%
Loosely correlated
+2.76%
SYF - SOFI
63%
Loosely correlated
+0.34%
ALLY - SOFI
62%
Loosely correlated
+1.41%
AL - SOFI
62%
Loosely correlated
-0.03%
UPST - SOFI
61%
Loosely correlated
+6.09%
More