OMF
Price
$69.09
Change
+$0.12 (+0.17%)
Updated
Dec 26, 04:59 PM (EDT)
Capitalization
8.12B
34 days until earnings call
Intraday BUY SELL Signals
SOFI
Price
$27.48
Change
+$0.29 (+1.07%)
Updated
Dec 24 closing price
Capitalization
34.64B
38 days until earnings call
Intraday BUY SELL Signals
Interact to see
Advertisement

OMF vs SOFI

Header iconOMF vs SOFI Comparison
Open Charts OMF vs SOFIBanner chart's image
OneMain Holdings
Price$69.09
Change+$0.12 (+0.17%)
Volume$3.94K
Capitalization8.12B
SoFi Technologies
Price$27.48
Change+$0.29 (+1.07%)
Volume$14.42M
Capitalization34.64B
OMF vs SOFI Comparison Chart in %
View a ticker or compare two or three
VS
OMF vs. SOFI commentary
Dec 26, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OMF is a StrongBuy and SOFI is a Buy.

Interact to see
Advertisement
COMPARISON
Comparison
Dec 26, 2025
Stock price -- (OMF: $68.97 vs. SOFI: $27.48)
Brand notoriety: OMF and SOFI are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: OMF: 25% vs. SOFI: 21%
Market capitalization -- OMF: $8.12B vs. SOFI: $34.64B
OMF [@Savings Banks] is valued at $8.12B. SOFI’s [@Savings Banks] market capitalization is $34.64B. The market cap for tickers in the [@Savings Banks] industry ranges from $684.72B to $0. The average market capitalization across the [@Savings Banks] industry is $23.08B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OMF’s FA Score shows that 3 FA rating(s) are green whileSOFI’s FA Score has 1 green FA rating(s).

  • OMF’s FA Score: 3 green, 2 red.
  • SOFI’s FA Score: 1 green, 4 red.
According to our system of comparison, OMF is a better buy in the long-term than SOFI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OMF’s TA Score shows that 3 TA indicator(s) are bullish while SOFI’s TA Score has 3 bullish TA indicator(s).

  • OMF’s TA Score: 3 bullish, 5 bearish.
  • SOFI’s TA Score: 3 bullish, 4 bearish.
According to our system of comparison, SOFI is a better buy in the short-term than OMF.

Price Growth

OMF (@Savings Banks) experienced а +1.49% price change this week, while SOFI (@Savings Banks) price change was +8.75% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.74%. For the same industry, the average monthly price growth was +0.26%, and the average quarterly price growth was +3.48%.

Reported Earning Dates

OMF is expected to report earnings on Jan 29, 2026.

SOFI is expected to report earnings on Feb 02, 2026.

Industries' Descriptions

@Savings Banks (-0.74% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
Loading...
FUNDAMENTALS
Fundamentals
SOFI($34.6B) has a higher market cap than OMF($8.12B). SOFI has higher P/E ratio than OMF: SOFI (49.07) vs OMF (11.69). SOFI YTD gains are higher at: 78.442 vs. OMF (42.708). SOFI has less debt than OMF: SOFI (2.81B) vs OMF (22.3B). OMF has higher revenues than SOFI: OMF (4.87B) vs SOFI (3.32B).
OMFSOFIOMF / SOFI
Capitalization8.12B34.6B23%
EBITDAN/AN/A-
Gain YTD42.70878.44254%
P/E Ratio11.6949.0724%
Revenue4.87B3.32B147%
Total CashN/AN/A-
Total Debt22.3B2.81B794%
FUNDAMENTALS RATINGS
OMF: Fundamental Ratings
OMF
OUTLOOK RATING
1..100
40
VALUATION
overvalued / fair valued / undervalued
1..100
33
Fair valued
PROFIT vs RISK RATING
1..100
19
SMR RATING
1..100
8
PRICE GROWTH RATING
1..100
41
P/E GROWTH RATING
1..100
48
SEASONALITY SCORE
1..100
50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

TECHNICAL ANALYSIS
Technical Analysis
OMFSOFI
RSI
ODDS (%)
Bearish Trend 3 days ago
83%
N/A
Stochastic
ODDS (%)
Bearish Trend 3 days ago
65%
Bearish Trend 3 days ago
81%
Momentum
ODDS (%)
Bullish Trend 3 days ago
71%
Bullish Trend 3 days ago
85%
MACD
ODDS (%)
Bearish Trend 3 days ago
74%
Bullish Trend 3 days ago
82%
TrendWeek
ODDS (%)
Bullish Trend 3 days ago
68%
Bullish Trend 3 days ago
83%
TrendMonth
ODDS (%)
Bullish Trend 3 days ago
65%
Bullish Trend 3 days ago
83%
Advances
ODDS (%)
Bullish Trend 9 days ago
65%
Bullish Trend 5 days ago
84%
Declines
ODDS (%)
Bearish Trend 12 days ago
68%
Bearish Trend 18 days ago
81%
BollingerBands
ODDS (%)
Bearish Trend 3 days ago
76%
N/A
Aroon
ODDS (%)
Bullish Trend 3 days ago
63%
N/A
View a ticker or compare two or three
Interact to see
Advertisement
OMF
Daily Signal:
Gain/Loss:
SOFI
Daily Signal:
Gain/Loss:
Interesting Tickers
1D
1W
1M
1Q
6M
1Y
5Y
1 Day
ETFs / NAMEPrice $Chg $Chg %
VGSR10.530.06
+0.57%
Vert Global Sustainable Real Estate ETF
PSH50.560.08
+0.16%
PGIM Short Duration High Yield ETF
BCCC18.500.02
+0.11%
Global X Bitcoin Covered Call ETF
LVHI36.730.02
+0.05%
Franklin Intl Low Volatility Hi Div ETF
GXLM18.88-0.20
-1.06%
Grayscale Stellar Lumens Trust (XLM)

OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with SYF. These tickers have moved in lockstep 86% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then SYF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
+0.41%
SYF - OMF
86%
Closely correlated
+0.57%
COF - OMF
84%
Closely correlated
+0.27%
AXP - OMF
83%
Closely correlated
+0.24%
BFH - OMF
81%
Closely correlated
+0.09%
ALLY - OMF
81%
Closely correlated
-0.30%
More

SOFI and

Correlation & Price change

A.I.dvisor indicates that over the last year, SOFI has been loosely correlated with OMF. These tickers have moved in lockstep 64% of the time. This A.I.-generated data suggests there is some statistical probability that if SOFI jumps, then OMF could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To SOFI
1D Price
Change %
SOFI100%
+1.07%
OMF - SOFI
64%
Loosely correlated
+0.41%
AL - SOFI
62%
Loosely correlated
+0.08%
UPST - SOFI
61%
Loosely correlated
-1.40%
SYF - SOFI
61%
Loosely correlated
+0.57%
ALLY - SOFI
60%
Loosely correlated
-0.30%
More