OMF
Price
$55.63
Change
-$0.20 (-0.36%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
6.64B
72 days until earnings call
PRAA
Price
$15.26
Change
-$0.15 (-0.97%)
Updated
Aug 11, 04:59 PM (EDT)
Capitalization
602.13M
84 days until earnings call
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OMF vs PRAA

Header iconOMF vs PRAA Comparison
Open Charts OMF vs PRAABanner chart's image
OneMain Holdings
Price$55.63
Change-$0.20 (-0.36%)
Volume$3.97K
Capitalization6.64B
PRA Group
Price$15.26
Change-$0.15 (-0.97%)
Volume$10.14K
Capitalization602.13M
OMF vs PRAA Comparison Chart in %
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OMF
Daily Signalchanged days ago
Gain/Loss if bought
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PRAA
Daily Signalchanged days ago
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OMF vs. PRAA commentary
Aug 12, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OMF is a Hold and PRAA is a Buy.

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COMPARISON
Comparison
Aug 12, 2025
Stock price -- (OMF: $55.83 vs. PRAA: $15.41)
Brand notoriety: OMF and PRAA are both not notable
Both companies represent the Savings Banks industry
Current volume relative to the 65-day Moving Average: OMF: 46% vs. PRAA: 66%
Market capitalization -- OMF: $6.61B vs. PRAA: $596.26M
OMF [@Savings Banks] is valued at $6.61B. PRAA’s [@Savings Banks] market capitalization is $596.26M. The market cap for tickers in the [@Savings Banks] industry ranges from $651.96B to $0. The average market capitalization across the [@Savings Banks] industry is $21.16B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OMF’s FA Score shows that 3 FA rating(s) are green whilePRAA’s FA Score has 1 green FA rating(s).

  • OMF’s FA Score: 3 green, 2 red.
  • PRAA’s FA Score: 1 green, 4 red.
According to our system of comparison, OMF is a better buy in the long-term than PRAA.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OMF’s TA Score shows that 3 TA indicator(s) are bullish while PRAA’s TA Score has 4 bullish TA indicator(s).

  • OMF’s TA Score: 3 bullish, 4 bearish.
  • PRAA’s TA Score: 4 bullish, 4 bearish.
According to our system of comparison, PRAA is a better buy in the short-term than OMF.

Price Growth

OMF (@Savings Banks) experienced а -1.17% price change this week, while PRAA (@Savings Banks) price change was +2.32% for the same time period.

The average weekly price growth across all stocks in the @Savings Banks industry was -0.19%. For the same industry, the average monthly price growth was +0.07%, and the average quarterly price growth was +19.73%.

Reported Earning Dates

OMF is expected to report earnings on Oct 22, 2025.

PRAA is expected to report earnings on Nov 03, 2025.

Industries' Descriptions

@Savings Banks (-0.19% weekly)

A savings bank primary function is to take deposits and paying interest on those deposits. Originating in Europe during the 18th century, these banks were generally introduced to incentivize people of all stripes to save money and park them with banks. By the 1990s, the internet ushered in online savings banks that allowed savers to deposit/transact with banks digitally, without requiring to visit a branch office. Savings banks have potentially encouraged lower-income population to save and have access to a financial institution to earn interest on their money. New York Community Bancorp, Inc, Webster Financial Corporation, Washington Federal, Inc. are examples of savings banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
OMF($6.64B) has a higher market cap than PRAA($602M). OMF has higher P/E ratio than PRAA: OMF (10.06) vs PRAA (6.64). OMF YTD gains are higher at: 13.505 vs. PRAA (-26.233). PRAA has less debt than OMF: PRAA (3.5B) vs OMF (22.1B).
OMFPRAAOMF / PRAA
Capitalization6.64B602M1,102%
EBITDAN/A216M-
Gain YTD13.505-26.233-51%
P/E Ratio10.066.64151%
RevenueN/A1.14B-
Total CashN/A189M-
Total Debt22.1B3.5B632%
FUNDAMENTALS RATINGS
OMF vs PRAA: Fundamental Ratings
OMF
PRAA
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
15
Undervalued
33
Fair valued
PROFIT vs RISK RATING
1..100
19100
SMR RATING
1..100
882
PRICE GROWTH RATING
1..100
4863
P/E GROWTH RATING
1..100
41100
SEASONALITY SCORE
1..100
n/a50

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OMF's Valuation (15) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (33) in the Miscellaneous Commercial Services industry. This means that OMF’s stock grew similarly to PRAA’s over the last 12 months.

OMF's Profit vs Risk Rating (19) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that OMF’s stock grew significantly faster than PRAA’s over the last 12 months.

OMF's SMR Rating (8) in the Finance Or Rental Or Leasing industry is significantly better than the same rating for PRAA (82) in the Miscellaneous Commercial Services industry. This means that OMF’s stock grew significantly faster than PRAA’s over the last 12 months.

OMF's Price Growth Rating (48) in the Finance Or Rental Or Leasing industry is in the same range as PRAA (63) in the Miscellaneous Commercial Services industry. This means that OMF’s stock grew similarly to PRAA’s over the last 12 months.

OMF's P/E Growth Rating (41) in the Finance Or Rental Or Leasing industry is somewhat better than the same rating for PRAA (100) in the Miscellaneous Commercial Services industry. This means that OMF’s stock grew somewhat faster than PRAA’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OMFPRAA
RSI
ODDS (%)
Bearish Trend 4 days ago
73%
N/A
Stochastic
ODDS (%)
Bullish Trend 4 days ago
76%
Bullish Trend 4 days ago
68%
Momentum
ODDS (%)
Bearish Trend 4 days ago
63%
Bearish Trend 4 days ago
70%
MACD
ODDS (%)
Bearish Trend 4 days ago
69%
Bearish Trend 4 days ago
59%
TrendWeek
ODDS (%)
Bearish Trend 4 days ago
64%
Bullish Trend 4 days ago
67%
TrendMonth
ODDS (%)
Bearish Trend 4 days ago
65%
Bearish Trend 4 days ago
71%
Advances
ODDS (%)
Bullish Trend 6 days ago
67%
Bullish Trend 5 days ago
64%
Declines
ODDS (%)
Bearish Trend 13 days ago
66%
Bearish Trend 11 days ago
72%
BollingerBands
ODDS (%)
N/A
Bearish Trend 4 days ago
74%
Aroon
ODDS (%)
Bullish Trend 4 days ago
69%
Bullish Trend 4 days ago
64%
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OMF
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PRAA
Daily Signalchanged days ago
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OMF and

Correlation & Price change

A.I.dvisor indicates that over the last year, OMF has been closely correlated with ENVA. These tickers have moved in lockstep 81% of the time. This A.I.-generated data suggests there is a high statistical probability that if OMF jumps, then ENVA could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OMF
1D Price
Change %
OMF100%
+0.40%
ENVA - OMF
81%
Closely correlated
+0.38%
COF - OMF
81%
Closely correlated
+0.45%
SYF - OMF
81%
Closely correlated
+1.43%
SLM - OMF
74%
Closely correlated
+1.05%
BFH - OMF
74%
Closely correlated
+1.04%
More

PRAA and

Correlation & Price change

A.I.dvisor indicates that over the last year, PRAA has been loosely correlated with ECPG. These tickers have moved in lockstep 59% of the time. This A.I.-generated data suggests there is some statistical probability that if PRAA jumps, then ECPG could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To PRAA
1D Price
Change %
PRAA100%
-1.60%
ECPG - PRAA
59%
Loosely correlated
-0.61%
AGM - PRAA
52%
Loosely correlated
+3.28%
UHAL - PRAA
49%
Loosely correlated
-2.53%
OMF - PRAA
49%
Loosely correlated
+0.40%
ENVA - PRAA
48%
Loosely correlated
+0.38%
More