OBT
Price
$27.34
Change
+$0.35 (+1.30%)
Updated
Dec 3 closing price
Capitalization
365.45M
55 days until earnings call
Intraday BUY SELL Signals
UBSI
Price
$38.15
Change
+$0.60 (+1.60%)
Updated
Dec 3, 04:59 PM (EDT)
Capitalization
5.25B
49 days until earnings call
Intraday BUY SELL Signals
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OBT vs UBSI

Header iconOBT vs UBSI Comparison
Open Charts OBT vs UBSIBanner chart's image
Orange County Ban
Price$27.34
Change+$0.35 (+1.30%)
Volume$16.11K
Capitalization365.45M
United Bankshares
Price$38.15
Change+$0.60 (+1.60%)
Volume$15.69K
Capitalization5.25B
OBT vs UBSI Comparison Chart in %
OBT
Daily Signal:
Gain/Loss:
UBSI
Daily Signal:
Gain/Loss:
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VS
OBT vs. UBSI commentary
Dec 04, 2025

To compare these two companies we present long-term analysis, their fundamental ratings and make comparative short-term technical analysis which are presented below. The conclusion is OBT is a StrongBuy and UBSI is a StrongBuy.

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COMPARISON
Comparison
Dec 04, 2025
Stock price -- (OBT: $26.94 vs. UBSI: $37.56)
Brand notoriety: OBT and UBSI are both not notable
Both companies represent the Regional Banks industry
Current volume relative to the 65-day Moving Average: OBT: 19% vs. UBSI: 20%
Market capitalization -- OBT: $365.45M vs. UBSI: $5.31B
OBT [@Regional Banks] is valued at $365.45M. UBSI’s [@Regional Banks] market capitalization is $5.31B. The market cap for tickers in the [@Regional Banks] industry ranges from $171.16B to $0. The average market capitalization across the [@Regional Banks] industry is $8.26B.

Long-Term Analysis

It is best to consider a long-term outlook for a ticker by using Fundamental Analysis (FA) ratings. The rating of 1 to 100, where 1 is best and 100 is worst, is divided into thirds. The first third (a green rating of 1-33) indicates that the ticker is undervalued; the second third (a grey number between 34 and 66) means that the ticker is valued fairly; and the last third (red number of 67 to 100) reflects that the ticker is undervalued. We use an FA Score to show how many ratings show the ticker to be undervalued (green) or overvalued (red).

OBT’s FA Score shows that 1 FA rating(s) are green whileUBSI’s FA Score has 1 green FA rating(s).

  • OBT’s FA Score: 1 green, 4 red.
  • UBSI’s FA Score: 1 green, 4 red.
According to our system of comparison, OBT is a better buy in the long-term than UBSI.

Short-Term Analysis

It is best to consider a short-term outlook for a ticker by using Technical Analysis (TA) indicators. We use Odds of Success as the percentage of outcomes which confirm successful trade signals in the past.

If the Odds of Success (the likelihood of the continuation of a trend) for each indicator are greater than 50%, then the generated signal is confirmed. A green percentage from 90% to 51% indicates that the ticker is in a bullish trend. A red percentage from 90% - 51% indicates that the ticker is in a bearish trend. All grey percentages are below 50% and are considered not to confirm the trend signal.

OBT’s TA Score shows that 6 TA indicator(s) are bullish while UBSI’s TA Score has 7 bullish TA indicator(s).

  • OBT’s TA Score: 6 bullish, 3 bearish.
  • UBSI’s TA Score: 7 bullish, 2 bearish.
According to our system of comparison, UBSI is a better buy in the short-term than OBT.

Price Growth

OBT (@Regional Banks) experienced а -1.14% price change this week, while UBSI (@Regional Banks) price change was -1.05% for the same time period.

The average weekly price growth across all stocks in the @Regional Banks industry was +0.92%. For the same industry, the average monthly price growth was +4.06%, and the average quarterly price growth was +13.89%.

Reported Earning Dates

OBT is expected to report earnings on Jan 28, 2026.

UBSI is expected to report earnings on Jan 22, 2026.

Industries' Descriptions

@Regional Banks (+0.92% weekly)

Regional banks have a smaller reach than major banks, and cater mostly to one region of a country, such as a state or within a group of states. They offer services often similar – albeit with some limitations/smaller scale – compared to major banks. Taking deposits, making loans, mortgages, leases, credit cards , fund management, insurance and investment banking. SunTrust Banks, State Street Corp., M&T Bank Corp. are some examples of U.S. regional banks.

SUMMARIES
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FUNDAMENTALS
Fundamentals
UBSI($5.25B) has a higher market cap than OBT($365M). UBSI has higher P/E ratio than OBT: UBSI (12.36) vs OBT (9.05). UBSI YTD gains are higher at: 3.169 vs. OBT (-1.552). UBSI has more cash in the bank: 327M vs. OBT (159M). OBT has less debt than UBSI: OBT (50.6M) vs UBSI (648M). UBSI has higher revenues than OBT: UBSI (1.12B) vs OBT (113M).
OBTUBSIOBT / UBSI
Capitalization365M5.25B7%
EBITDAN/AN/A-
Gain YTD-1.5523.169-49%
P/E Ratio9.0512.3673%
Revenue113M1.12B10%
Total Cash159M327M49%
Total Debt50.6M648M8%
FUNDAMENTALS RATINGS
OBT vs UBSI: Fundamental Ratings
OBT
UBSI
OUTLOOK RATING
1..100
5050
VALUATION
overvalued / fair valued / undervalued
1..100
38
Fair valued
38
Fair valued
PROFIT vs RISK RATING
1..100
3044
SMR RATING
1..100
3812
PRICE GROWTH RATING
1..100
4855
P/E GROWTH RATING
1..100
7172
SEASONALITY SCORE
1..100
n/an/a

Tickeron ratings are formulated such that a rating of 1 designates the most successful stocks in a given industry, while a rating of 100 points to the least successful stocks for that industry.

OBT's Valuation (38) in the null industry is in the same range as UBSI (38) in the Regional Banks industry. This means that OBT’s stock grew similarly to UBSI’s over the last 12 months.

OBT's Profit vs Risk Rating (30) in the null industry is in the same range as UBSI (44) in the Regional Banks industry. This means that OBT’s stock grew similarly to UBSI’s over the last 12 months.

UBSI's SMR Rating (12) in the Regional Banks industry is in the same range as OBT (38) in the null industry. This means that UBSI’s stock grew similarly to OBT’s over the last 12 months.

OBT's Price Growth Rating (48) in the null industry is in the same range as UBSI (55) in the Regional Banks industry. This means that OBT’s stock grew similarly to UBSI’s over the last 12 months.

OBT's P/E Growth Rating (71) in the null industry is in the same range as UBSI (72) in the Regional Banks industry. This means that OBT’s stock grew similarly to UBSI’s over the last 12 months.

TECHNICAL ANALYSIS
Technical Analysis
OBTUBSI
RSI
ODDS (%)
N/A
N/A
Stochastic
ODDS (%)
Bearish Trend 7 days ago
61%
Bearish Trend 7 days ago
57%
Momentum
ODDS (%)
Bullish Trend 7 days ago
73%
Bullish Trend 7 days ago
56%
MACD
ODDS (%)
Bullish Trend 7 days ago
70%
Bullish Trend 7 days ago
63%
TrendWeek
ODDS (%)
Bullish Trend 7 days ago
66%
Bullish Trend 7 days ago
54%
TrendMonth
ODDS (%)
Bullish Trend 7 days ago
66%
Bullish Trend 7 days ago
49%
Advances
ODDS (%)
Bullish Trend 9 days ago
67%
Bullish Trend 14 days ago
51%
Declines
ODDS (%)
Bearish Trend 23 days ago
70%
Bearish Trend 7 days ago
58%
BollingerBands
ODDS (%)
Bearish Trend 7 days ago
62%
Bullish Trend 7 days ago
57%
Aroon
ODDS (%)
Bullish Trend 7 days ago
62%
Bullish Trend 7 days ago
41%
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OBT
Daily Signal:
Gain/Loss:
UBSI
Daily Signal:
Gain/Loss:
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OBT and

Correlation & Price change

A.I.dvisor indicates that over the last year, OBT has been closely correlated with TMP. These tickers have moved in lockstep 70% of the time. This A.I.-generated data suggests there is a high statistical probability that if OBT jumps, then TMP could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To OBT
1D Price
Change %
OBT100%
-0.46%
TMP - OBT
70%
Closely correlated
+0.50%
PRK - OBT
69%
Closely correlated
+0.20%
BHRB - OBT
68%
Closely correlated
-0.31%
FMBH - OBT
68%
Closely correlated
+0.34%
UBSI - OBT
68%
Closely correlated
-0.34%
More

UBSI and

Correlation & Price change

A.I.dvisor indicates that over the last year, UBSI has been closely correlated with TRMK. These tickers have moved in lockstep 90% of the time. This A.I.-generated data suggests there is a high statistical probability that if UBSI jumps, then TRMK could also see price increases.

1D
1W
1M
1Q
6M
1Y
5Y
Ticker /
NAME
Correlation
To UBSI
1D Price
Change %
UBSI100%
-0.34%
TRMK - UBSI
90%
Closely correlated
-0.67%
WSFS - UBSI
90%
Closely correlated
-1.37%
HWC - UBSI
90%
Closely correlated
-0.56%
UCB - UBSI
90%
Closely correlated
-0.81%
STBA - UBSI
89%
Closely correlated
-0.03%
More